Compare and Apply Online for a no annual fee credit card

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Credit card with no annual fee
Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee.
It is rare to get a credit card with no annual fee in Singapore. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver.
Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Get one now and save your money today.

Get the no annual fee credit cards of your choice to enjoy the benefits and rewards today!

warning The issuer may STOP the offers and promotions without notice. Grab the offers of your choice while it last.

HSBC's Revolution Credit Card

Get a sign-up gift on us
Choose either a Samsonite Prestige 69cm Spinner Exp luggage worth SGD670, or SGD150 cashback, when you spend at least SGD1,000 and give marketing consent upon applying. Existing cardholders will still be eligible for SGD50 cashback. Other T&Cs apply.

Best for rewards on online and contactless spending

10X Reward points for your online payments
Load up on 10X Reward points when you shop online, order food delivery or make future travel bookings.
10X Reward points for contactless payments
Get 10X Reward points when you make payments through Visa payWave, Apple Pay or Google Pay.
1X Reward point for all other types of spending
There's no cap on the Reward points you can earn on everything else!
No annual fee
We'll waive yearly credit card charges.
Virtual card
Access and pay with your HSBC Revolution Credit Card on your mobile phone.
Greater flexibility
Use the HSBC Singapore app to offset your spending with Reward points or split your purchases into monthly instalments.

Terms and conditions apply

Learn More or APPLY HERE

Eligibility
All applicants must be at least 21 years of age with a minimum annual income of S$30,000 p.a. for Singaporean or Permanent Residents and S$40,000 p.a. for Self-Employed and Foreigners.
If you do not meet the above income requirements, a minimum fixed deposit of S$10,000 is required to be maintained with us until card closure.