Compare and Apply Online for a no annual fee credit card

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Credit card with no annual fee
Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee.
It is rare to get a credit card with no annual fee in Singapore. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver.
Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Get one now and save your money today.

Get the no annual fee credit cards of your choice to enjoy the benefits and rewards today!

warning The issuer may STOP the offers and promotions without notice. Grab the offers of your choice while it last.

HSBC's Revolution Credit Card

Redeem a sign-up gift:
Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or S$150 cash back for new customer sign up.
Plus, get SGD30 worth of Lazada vouchers when you apply online with MyInfo via SingPass

Best for rewards on online and contactless spending

10X Reward points for your online payments
Load up on 10X Reward points when you shop online, order food delivery or make future travel bookings.
10X Reward points for contactless payments
Get 10X Reward points when you make payments through Visa payWave and Apple Pay.
1X Reward point for all other types of spending
There's no cap on the Reward points you can earn on everything else!
No annual fee
We'll waive yearly credit card charges.
Virtual card
Access and pay with your HSBC Revolution Credit Card on your mobile phone.
Greater flexibility
Use the HSBC Singapore app to offset your spending with Reward points or split your purchases into monthly instalments.

Terms and conditions apply

Learn More or APPLY HERE

Eligibility
All applicants must be at least 21 years of age with a minimum annual income of S$30,000 p.a. for Singaporean or Permanent Residents and S$40,000 p.a. for Self-Employed and Foreigners.
If you do not meet the above income requirements, a minimum fixed deposit of S$10,000 is required to be maintained with us until card closure.

Citibank SMRT Platinum Visa Card

Get up to S$120 savings* when you apply and spend.

Top 3 reasons to get a Citibank SMRT Platinum Visa Card

5% savings* on groceries (7.3% for FairPrice Xtra Kallang Wave)
5% savings* on fast food, movies and coffee
3% savings* on online shopping
Redeem for cash rebate, vouchers or SMRT rides
No convenience fee charge for EZ-Reload Auto Top-up transactions

With the rebates earned on your spending with your Citibank SMRT Platinum Visa Card, you can redeem SMRT$ for free rides, taxi rides as well as for groceries, health and beauty products, or dining vouchers at selected restaurants and more!

Terms and Conditions apply for all credit cards promotions

Learn More or APPLY HERE

Eligibility
All applicants must be 21 years old and above with a minimum annual income of S$30,000 p.a. for Singaporean or Permanent Residents and $42,000 p.a. for Foreigners.

Annual fee
Basic Card annual fee : S$160.50 (inclusive of GST).
Supplementary Card annual fee : S$85.60 (inclusive of GST)
2 years' fee waived for one main card and 2 supplementary cards.