Relish a spread of exclusive offers. On top of receiving 5X Rewards points, you are privy to other exclusive offers as an HSBC's Revolution cardholder.

• HSBC's Card Balance Transfer
  Exclusive low rates on HSBC's Card Balance Transfer
  There's not better time than now to transfer your credit card balances or credit lines to HSBC. WIth our one-time promotional rate of 0.8% p.a. for 6 months* on our cards balance transfer, you'll be able to enjoy greater financial freedom.
  * This is an exclusive one-time promotion for new HSBC Revolution credit cardholders only. All balance transfer applications under this promotion must be received by HSBC within 3 months from the card account opening date. Other balance transfer terms and conditions apply


• HSBC's Card Balance Conversion Plan
  Enjoy the freedom of flexible monthly payments
  HSBC's Card Balance Conversion Plan helps you manage your finances by dividing your purchases into smaller instalments.
  For a limited time only, HSBC's Revolution Credit Cardholder enjoy a fee waiver on processing fee.


• Golden Village
  Bringing you the best value at Golden Village - HSBC's Movie Card
  Available exclusively to HSBC's credit and debit cardholders, the HSBC's Movie Card contains a stored value of 10 movie tickets which you can redeem at any Golden Village cinema box office in Singapore or online at www.gv.com.sg.
  
  Weekdays Movie Card - Save up to S$15!
  S$70 for 10 x weekday tickets
  (Valid Mon - Thu, except eve of and Public Holidays)
  
  All Days Movie Card - Save up to S$30!
  S$95 for 10 x any day tickets
  (Valid everyday except Christmas Day, New Year's Day, 1st and 2nd day of Lunar New Year)
  
  New bonus!
  Enjoy S$1 off "Combo of the Week" by simply presenting your HSBC's Movie Card at the Candy bar.


• Shell and Caltex
  Shell
  • Enjoy 14% instant discount at all Shell service stations islandwide when you charge to your HSBC's Revolution credit card.
  • Enrol into HSBC-Shell Escape programme and earn 1 Shell Escape point for every $5 charged to your HSBC credit cards and get 20% more Shell Escape points when you pump Shell V-power.
  
  Caltex
  • Enjoy 16% instant discount at all Caltex service stations islandwide when you charge to your HSBC's Revolution credit card.
  • Earn 3 LinkPoints for every litre of fuel purchase when you top up your petrol at Caltex.


• One Faber Group & Sentosa Attractions
  20% off Singapore Cable Car Sky Pass (Round Trip), Sentosa Merlion (Standard) and Wings of Time (Standard)
  Purchase your tickets online at booking.mountfaber.com.sg and enter promo code(HSBC1718) to enjoy the discount.
  
  
• SmartTraveller Travel Insurance
  
  • From 1 to 31 January 2018, enjoy 15% off* SmartTraveller Single trip plan.
  • From 1 to 31 January 2018, enjoy up to 50% off + up to S$100 Shopping vouchers* when you purchase SmartTraveller Comprehensive Annual Multi Trip plan.


• KLOOK - Winter
  S$20 off with minimum spend of S$300 on selected Winter activities(Enter promo code at checkout: HSBCHASG17)
  
  
• ZALORA
  
  • Enjoy 20% off storewide with a minimum spend of S$130 (Voucher code: CNYHSBC20)
  • Enjoy additional 3% off storewide with a minimum spend of S$150


• home&Away Privilege Programme
  Enjoy privileges at over 27,000 outlets in more than 160 countries and territories worldwide.
  Take advantage of discounts at home and away
  For unparalleled shopping, dining, health and beauty, travel and lifestyle privileges, look no further than our Privilege Programme. It's the only global programme that lets you enjoy privileges at over 27,000 outlets in more than 160 countries and territories worldwide.

General
1. This promotion is referred to as the HSBC Credit Card Sign Up Promotion ("Promotion"), and is offered by HSBC Bank (Singapore) Limited ("HSBC") to Eligible Applicants (as defined below).
2. To participate in this Promotion, the primary HSBC Visa Platinum credit card or HSBC Revolution credit card or HSBC Advance credit card (each, a "Card") application must be submitted between 1 January and 28 February 2019, both dates inclusive, or such other dates as determined by HSBC at its discretion (the "Promotion Period"), and the application must be approved and issued by HSBC by 15 March 2019 (applicants whose submitted applications are approved are referred to as "Eligible Applicants").
3. HSBC reserves the right to determine at our discretion whether:
   1. an Eligible Applicant(s) has met all the requirements of this Promotion; and
   2. transactions charged by a Eligible Applicant to a Card qualify towards fulfilment of the relevant minimum Qualifying Transaction requirements (as defined below).
4. HSBC is not a supplier of the products and/or services provided by the merchant involved in this Promotion and will not accept any liability in relation thereto.
5. HSBC reserves the right to revise any of these terms and conditions, or withdraw or alter any part of this Promotion at any time without prior notice and/or assuming any liability to any party, and shall not be liable to pay any compensation or enter into any correspondence in connection with the same.
6. Use of the Gifts (as defined below) is subject to the terms and conditions of the merchant(s) providing the relevant products and/or services; please refer to the respective merchant(s) for details. HSBC is not a supplier of the products and/or services provided by the merchant(s) involved in this Promotion and will not accept any liability in relation thereto. There will be no replacement of lost, defaced, torn, damaged or stolen Gift(s) or corresponding redemption letters (if any) after issuance.
7. The Gifts are not exchangeable for cash, rewards points, credit or kind in all cases, whether in whole or in part. HSBC may, at its discretion, substitute the Gift(s) with an item of equal or similar value without prior notice.
8. For the purposes of calculating the Qualifying Transactions, the following shall apply:
   1. transactions made in foreign currencies will be converted into Singapore dollars based on HSBC's prevailing exchange rate applicable at the time of exchange. If a Qualifying Transaction is cancelled or reversed after the applicable Qualifying Spend Period is over and the total amount spent during the Qualifying Spend Period falls short of the Qualifying Spend, the Qualified Cardholder will not be considered to have incurred the Qualifying Spend; and
   2. in the event any application for supplementary Card(s) has been submitted at the same time as the primary Card, Qualifying Transactions made by the primary and supplementary Card(s) can be combined to meet the Qualifying Spend. Where more than one Card is applied for and issued, Qualifying Transactions on each Card will not be aggregated with Qualifying Transactions on other Cards for the purpose of determining whether the Qualifying Spend for this Promotion has been met.
9. All information is accurate at the time of publishing or posting online.
10. For the purpose of this Promotion:
    
    "Qualifying Transactions" mean posted retail transactions, including Online Transactions, Contactless Transactions / Payments and Overseas Transactions, charged to a Card account and/or to the account of the supplemental cardholder of the Eligible Applicant BUT shall exclude the Excluded Transactions.
    
    "Online Transactions" shall mean all posted retail transactions successfully charged to a Card account and/or to the account of a supplemental cardholder of an Eligible Applicant made via the internet and processed by the respective merchants/acquirers as an online transaction type through the MasterCard International Incorporated and/or Visa Worldwide networks and which are successfully captured and posted.
    
    "Contactless Transactions / Payments" shall mean all posted retail transactions successfully charged to a Card account and/or to the account of a supplemental cardholder of an Eligible Applicant made between a contactless card or payment-enabled device and a contactless-enabled checkout terminal processed by the respective merchants/acquirers as an online transaction type through the MasterCard International Incorporated and/or Visa Worldwide networks and which are successfully captured and posted.
    
    "Overseas Transactions" shall mean all posted overseas transactions successfully carried out outside Singapore and charged in foreign currency to a Card account and/or to the account of a supplemental cardholder of an Eligible Applicant and which are successfully captured and posted.
    
    "Excluded Transactions" shall mean any of the following (which shall, where applicable, be determined based on the transaction descriptions reflected in HSBC's system and the merchant category codes from Visa / Mastercard):
    • Brokerage/ foreign exchange transactions (for example but not limited to Forex.com, www.igmarkets.com.sg, Saxo Cap Mkts Pte Ltd, OANDA ASIA PAC, OANDAASIAPA, MB * MONEYBOOKERS.COM etc.), cash advances, late payment charges, bank charges, personal loan charges, balance and/or funds transfer transactions, cash instalment plans, tax payments, donations and payments to charitable, social and religious organisations, transactions relating to HSBC Cash Instalment Plan, quasi-cash transactions (for example but not limited to transactions relating to money orders, traveler's checks, gaming related transactions, lottery tickets) and any other fee charges in respect of a Card. In the case of transactions relating to instalment payment plans of any merchant, only the first instalment amount charged to a Card within the Qualifying Spend Period (as defined below) qualifies as a Qualifying Transaction, and not the aggregate amount of the instalment plan;
    • transactions relating to the trading of securities or crypto-currencies of any kind including but not limited to any top up of any cash amount required by a financial institution;
    • transactions made on money payment/transfer websites (including but not limited to Paypal, SKR skrill.com);
    • transactions made with any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC.)
    • any pre-paid card top-ups, including but not limited to EZ-Link, Transitlink or NETS Flashpay;
    • any AXS or ATM transaction;
    • any payment in connection with any government institutions and/or services, including but not limited to- court costs, fines, bail and bond payment;
    • any transaction that is subsequently cancelled, voided, disputed or reversed for any reason; and/or
    • such other categories of transactions which HSBC may exclude from time to time without notice or giving reasons.
    "Card Account Opening Date" means the calendar month printed on the letter sent to an Eligible Applicant enclosing his/her Card issued pursuant to this Promotion.

    Mechanics

    
    To qualify for the Promotion, an Eligible Applicant must fulfill the conditions set out below (each a "Qualified Cardholder") to be entitled to the following gifts ("Gift") for each relevant offer ("Offer")::
    
    Offer 1: (1) Samsonite Astra 55cm Luggage or S$100 cash back, or (2) S$50 cash back
11. Eligible Applicants are required to charge to their Card, within the Qualifying Spend Period for Offer 1, a minimum of S$600 in Qualifying Transactions to their Card to receive the relevant Gift:
    
    Gift A - Eligible Applicant who does not hold any existing Card, and did not cancel a Card within the last 12 months prior to the Card Account Opening Date (each a "New Cardholder") shall be entitled to receive either (i) a Samsonite Astra 55cm Luggage worth S$350 or (ii) S$100 cash back; and
    
    Gift B - Eligible Applicant who holds an existing Card issued more than 24 months and did not cancel any Card within the last 12 months prior to the Card Account Opening Date (each an "Existing Cardholder") shall be entitled to receive S$50 cash back.
    
    

    	New Cardholder	Existing Cardholder
    Gift	Choice of Samsonite Astra 55cm Luggage worth S$350 or S$100 cash back Must not hold any existing HSBC Credit Card*#; Did not cancel any HSBC Credit Card# within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions from Card Account Opening Date to the end of the following month. * in each case prior to the approval date of their new Card application under this Promotion. # in each case with the exception of HSBC Visa Infinite Credit Card.	S$50 cash back Existing HSBC Credit Card# must be issued more than 24 months earlier*; Did not cancel any HSBC Credit Card# within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions from Card Account Opening Date to the end of the following month. * in each case prior to the approval date of their new Card application under this Promotion. # in each case with the exception of HSBC Visa Infinite Credit Card.

    New Cardholder

    Gift

    Choice of Samsonite Astra 55cm Luggage worth S$350 or S$100 cash back Must not hold any existing HSBC Credit Card*#; Did not cancel any HSBC Credit Card# within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions from Card Account Opening Date to the end of the following month. * in each case prior to the approval date of their new Card application under this Promotion. # in each case with the exception of HSBC Visa Infinite Credit Card.

    Existing Cardholder

    Gift

    S$50 cash back Existing HSBC Credit Card# must be issued more than 24 months earlier*; Did not cancel any HSBC Credit Card# within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions from Card Account Opening Date to the end of the following month. * in each case prior to the approval date of their new Card application under this Promotion. # in each case with the exception of HSBC Visa Infinite Credit Card.

12. Qualified Cardholders will be notified by the Notification Date (as set out in Clause 24), after HSBC determines in its discretion that the criteria under this Promotion have been met, barring any unforeseen technical delays.
13. For Gift A(i), an SMS redemption code with the redemption details (including redemption period and location) ("SMS") will be sent to the Qualified Cardholder's valid mobile phone number (based on HSBC's records) by the Notification Date (as set out in Clause 24). In the event there is no valid mobile phone number, a redemption letter will be sent to the Qualified Cardholder's billing address (based on HSBC's records). Any request for early fulfillment of a Gift will not be granted nor entertained by HSBC.
14. Any SMS or redemption letter that is lost, misplaced or damaged is strictly non-replaceable and Gift redeemed is not exchangeable, non-transferable and non-replaceable.
15. Gift A(i) is available in two colours (Navy or Red), subject to availability at the point of redemption.
16. Where applicable, the relevant cash back will be credited into the Qualified Cardholder's Card account, after HSBC determines in its discretion that the criteria under this Promotion have been met by the Notification Date (as set out in Clause 24), barring any unforeseen technical delays.
17. The cash back can only be used to offset future retail purchases and cannot be transferred, withdrawn as cash or used to offset payments such as fund transfers, tax payments, financial charges, late charges, fees and other outstanding balances.
18. Each Qualified Cardholder is limited to a maximum of one Gift, regardless of the number of Cards applied for. In the event that the Qualifying Cardholder holds more than one approved Card, only the Card with the highest amount in Qualifying Transactions charged to it will be taken into account for the purposes of determining which Gift such Qualifying Cardholder is eligible to receive under this Promotion.
    
    
    Offer 2: Bonus 5% cash back on Contactless Transactions / Payments
19. Eligible Applicants who have fulfilled the criteria set out in Offer 1 to qualify for Gift A or B will be qualified for the Bonus 5% cash back ("Additional Gift").
20. The Additional Gift is capped at a total of S$100 within the Qualifying Spend Period for Offer 2 (as set out in Clause 24). The Additional Gift will be accorded based on the Qualifying Transaction amount charged to the Card as a Contactless Transaction / Payment via a contactless-enabled checkout terminal.
21. For example, if the Card Account Opening Date is 15 January 2019, the bonus 5% cash back will be accorded based on the total Qualifying Contactless Transaction / Payment amount charged to the Card between 15 January 2019 and 31 March 2019, capped at a total of S$100 cash back.
22. In the event that the Qualifying Cardholder applies for more than one Card during the same promotion period, only the Card with the highest qualifying Contactless Transaction / Payment amount ("Qualified Bonus Card account") will earn cash back for Offer 2. The cash back will be credited into the Qualified Cardholder's Qualified Bonus Card account, after HSBC determines in its discretion that the criteria under this Promotion have been met by the Notification Date (as set out in Clause 24), barring any unforeseen technical delays.
23. The cash back can only be used to offset future retail purchases and cannot be transferred, withdrawn as cash or used to offset payments such as fund transfers, tax payments, financial charges, late charges, fees and other outstanding balances.
    
    

    Qualifying Spend Period and Notification Date

24. The Qualifying Spend Period and Notification Date(s) for Offer 1 and 2 as set out below:
    
    

    Card Account Opening Date	Qualifying Spend Period	Notification Date
    1 - 31 January 2019	Offer 1: 1 January - 28 February 2019	By 31 March 2019
    	Offer 2: 1 January - 31 March 2019	By 30 April 2019
    1 - 28 February 2019	Offer 1: 1 February - 31 March 2019	By 30 April 2019
    	Offer 2: 1 February - 30 April 2019	By 31 May 2019
    1 - 15 March 2019	Offer 1: 1 March - 30 April 2019	By 31 May 2019
    	Offer 2: 1 March - 31 May 2019	By 30 June 2019

25. Only Card accounts that are maintained in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its discretion at the time of fulfillment will be eligible for the Gift and Additional Gift. In the event that the Card is voluntarily or involuntarily closed, terminated or suspended for any reasons whatsoever before a Gift is accorded and/ or Additional Gift credited to the Qualified Cardholder, HSBC reserves the right to forfeit the Gift and/ or Additional Gift at its sole discretion.
26. For the avoidance of doubt, the following table illustrates the eligibility criteria and Notification date for this Promotion.
    
    Scenario 1: Card Account Opening Date in January 2019 and is a New Cardholder
    

    	Offer 1	Offer 2
    Qualifying Spend Period	From 1 January to 28 February 2019	From 1 January to 31 March 2019
    Qualifying Transaction Amount	S$3,500 Qualifying Transactions from 1 January to 28 February, of which S$2,500 are Contactless Transactions / Payments
    Eligibility	Qualify for Gift A; and	S$100 cash back (5% of S$2,500 is S$125, capped at S$100)
    Notification Date	By 31 March 2019	By 30 April 2019

    Offer 1
    Qualifying Spend Period	From 1 January to 28 February 2019
    Qualifying Transaction Amount	S$3,500 Qualifying Transactions from 1 January to 28 February, of which S$2,500 are Contactless Transactions / Payments
    Eligibility	Qualify for Gift A; and
    Notification Date	By 31 March 2019

    Offer 2
    Qualifying Spend Period	From 1 January to 31 March 2019
    Qualifying Transaction Amount	S$3,500 Qualifying Transactions from 1 January to 28 February, of which S$2,500 are Contactless Transactions / Payments
    Eligibility	S$100 cash back (5% of S$2,500 is S$125, capped at S$100)
    Notification Date	By 30 April 2019

    
    
    Scenario 2: Card Account Opening Date in February 2019 and is a New Cardholder
    

    	Offer 1	Offer 2
    Qualifying Spend Period	From 1 February to 31 March 2019	From 1 February to 30 April 2019
    Qualifying Transaction Amount	S$300 Qualifying Transactions and no Contactless Transactions / Payments by 31 March 2019; S$300 Qualifying Transactions and S$300 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	Did not qualify for Gift A; and	Did not qualify for Additional Gift

    Offer 1
    Qualifying Spend Period	From 1 February to 31 March 2019
    Qualifying Transaction Amount	S$300 Qualifying Transactions and no Contactless Transactions / Payments by 31 March 2019; S$300 Qualifying Transactions and S$300 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	Did not qualify for Gift A; and

    Offer 2
    Qualifying Spend Period	From 1 February to 30 April 2019
    Qualifying Transaction Amount	S$300 Qualifying Transactions and no Contactless Transactions / Payments by 31 March 2019; S$300 Qualifying Transactions and S$300 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	Did not qualify for Additional Gift

    
    
    Scenario 3: Card Account Opening Date in February 2019 and is an Existing Cardholder
    

    	Offer 1	Offer 2
    Qualifying Spend Period	From 1 February to 31 March 2019	From 1 February to 30 April 2019
    Qualifying Transaction Amount	S$500 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019
    Eligibility	Did not qualify for Gift B; and	Did not qualify for Additional Gift

    Offer 1
    Qualifying Spend Period	From 1 February to 31 March 2019
    Qualifying Transaction Amount	S$500 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019
    Eligibility	Did not qualify for Gift B; and

    Offer 2
    Qualifying Spend Period	From 1 February to 30 April 2019
    Qualifying Transaction Amount	S$500 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019
    Eligibility	Did not qualify for Additional Gift

    
    
    Scenario 4: Cardholder applies for two (2) Cards, Card Account Opening Date in February 2019 and is an Existing Cardholder
    

    	Offer 1	Offer 2
    Qualifying Spend Period	From 1 February to 31 March 2019	From 1 February to 30 April 2019
    Qualifying Transaction Amount	Card A: S$600 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019; Card B: S$150 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	Qualify for Gift B (accorded to Card A); and	S$7.50 (5% of S$150*) cash back (accorded to Card B as the Qualified Bonus Card account) * 5% of S$100 on Card A will not qualify for Additional Gift
    Notification Date	By 30 April 2019	By 31 May 2019

    Offer 1
    Qualifying Spend Period	From 1 February to 31 March 2019
    Qualifying Transaction Amount	Card A: S$600 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019; Card B: S$150 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	Qualify for Gift B (accorded to Card A); and
    Notification Date	By 30 April 2019

    Offer 2
    Qualifying Spend Period	From 1 February to 30 April 2019
    Qualifying Transaction Amount	Card A: S$600 Qualifying Transactions, of which S$100 are Contactless Transactions / Payments by 31 March 2019; Card B: S$150 Contactless Transactions / Payments from 1 to 30 April 2019
    Eligibility	S$7.50 (5% of S$150*) cash back (accorded to Card B as the Qualified Bonus Card account) * 5% of S$100 on Card A will not qualify for Additional Gift
    Date	By 31 May 2019

1. HSBC Revolution 5x Rewards (the "Rewards") are only applicable to HSBC Revolution credit cards issued in Singapore ("Cards"), and are not applicable to HSBC's Visa Platinum credit card or any other HSBC credit / debit cards unless otherwise stated.
2. For the purposes of calculating the Rewards which the Cardholder is entitled to, purchases (the "Purchase") made by both qualifying main and supplementary Cardholders will be consolidated under one main card account ("Account").
3. Qualifying Transactions shall mean retail purchases made locally or overseas (including Online Transactions), and recurring payments like GIRO and Interest-free Installment Payment Plan (only the amount billed on the credit card for any particular month and not the full installment amount) only, and excludes fund transfers, financial charges, late charges, fees and tax payments via HSBC tax payment facility.
4. Online Transactions shall mean retail transactions made via the internet and processed by the respective merchants/acquirers as an online transaction type through the Visa Worldwide networks.
5. Dining merchants include local dining merchants and EXCLUDE all dining merchants within local hotels.
6. Entertainment merchants include local entertainment merchants and EXCLUDE all entertainment merchants within local hotels.
7. All Qualifying Transactions made will have to be posted into HSBC's credit card systems before the end of each qualifying calendar month (the "Month"). HSBC accepts no liability for any late submission of the purchases by merchants or for any other reasons whatsoever.

   Qualifying Calendar month

   Between 1 January and 31 January , both dates inclusive

   Between 1 February and 28 February, both dates inclusive

   Between 1 March and 31 March , both dates inclusive

   Between 1 April and 30 April, both dates inclusive

   Between 1 May and 31 May , both dates inclusive

   Between 1 June and 30 June , both dates inclusive

   Between 1 July and 31 July , both dates inclusive

   Between 1 August and 31 August , both dates inclusive

   Between 1 September and 30 September , both dates inclusive

   Between 1 October and 31 October , both dates inclusive

   Between 1 November and 30 November, both dates inclusive

   Between 1 December and 31 December , both dates inclusive

8. Eligible Cardholders are entitled to earn 5x Rewards Points (every S$1 charged = 5 HSBC Rewards points) when they make Qualifying Transactions with their HSBC Revolution credit card at all merchants locally that have their main business activities classified as Online, Entertainment or Dining merchants. Main business activity of a merchant is determined by the business classification of that merchant outlet which in turn is determined by that merchant's acquiring bank.
9. 1x Rewards point will be computed and awarded on all Qualifying Transactions based on the Cardmember's statement cycle. The additional 4X Rewards points earned on Qualifying Transactions with Dining merchants, Online Transactions and Entertainment merchants will be credited into the Account by the last day of the following calendar month and will be reflected on the Cardmember's statement no later than the last day of the second calendar month from the date of such transaction. Both new and existing Cardholders will be eligible for the Rewards and subject to the same qualifying conditions.
10. The Rewards cannot be transferred.
11. The use of the HSBC Rewards Points and the redemption of HSBC Rewards Points are subject to the HSBC Rewards terms and conditions which is available at www.hsbc.com.sg/rewards.
12. The 5X HSBC Rewards Points earned on qualifying transactions will be limited to the approved credit limit within the qualifying calendar month.
13. Promotional Period for the 5x Rewards Points promotion is from 15 April 2014 until terminated by HSBC.
14. The Account must be in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its sole discretion at the time of crediting the Rewards. In the event that the relevant Account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons whatsoever before the Rewards are credited into the said Account, HSBC reserves the right to forfeit the Rewards at its sole discretion.
15. HSBC shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products and/or services provided by third parties. Notwithstanding anything herein, HSBC shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products and/or services provided by third parties.
16. HSBC reserves the right to revise the terms of or withdraw the Rewards at any time without prior notice.
17. All information is correct at the time of publishing or posting online.