Apply Online for a HSBC Platinum Credit Card with privileges and greater Visa rewards

"It just take a minute to complete and submit your
HSBC Platinum Visa Card Singapore online application."

Our best cash rebate card with no annual fee for the family.
Get up to SGD1,000 worth of cash rebate yearly. Plus, make family time sweeter with wide selection of privileges varying from dining, leisure and enrichment.

Get the HSBC Visa Platinum to enjoy the benefits and rewards today!

warningThe issuer may STOP the offers and promotions without notice. Grab the offers of your choice while it last.

Take a closer looks

  • 5% rebate on groceries
    Save on your daily expenses at all local grocery stores and supermarkets (including online supermarkets!)
  • 5% rebate on dining
    Eating out with the family is now more worthwhile with bigger rebates. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining.
  • 5% rebate on fuel
    Drive home happier with up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations.

Terms and Conditions for the HSBC Credit Card Sign Up Promotion (1 November to 31 December 2021)

General

  1. This promotion is referred to as the HSBC Credit Card Sign Up Promotion (“Promotion”), and is offered by HSBC Bank (Singapore) Limited (“HSBC”) to Eligible Applicants (as defined below). This promotion is only valid for applications for HSBC Visa Platinum credit card or HSBC Revolution credit card or HSBC Advance credit card or HSBC Premier Mastercard (in SGD) credit card (each, a “Card”) and excludes HSBC Premier Mastercard (in USD) credit card applications.
  2. To participate in this Promotion and be eligible for the Gift(s) or Exclusive Gift (as defined below):
    1. applicants must submit their Card application between 1 November and 31 December 2021, both dates inclusive, or such other dates as determined by HSBC at its discretion (the "Promotion Period");
    2. the application must be approved and the Card must be issued by HSBC by 15 January 2022; and
    3. applicants must, at the time of submitting their Card application, provide to HSBC their consent to receive marketing and promotional materials from HSBC.
  3. HSBC reserves the right to determine at our discretion whether:
    1. an Eligible Applicant(s) has met all the requirements of this Promotion; and
    2. transactions charged by an Eligible Applicant to a Card qualify towards fulfilment of the relevant minimum Qualifying Transaction requirements (as defined below).
  4. HSBC reserves the right to revise any of these terms and conditions, or withdraw or alter any part of this Promotion at any time without prior notice and/or assuming any liability to any party, and shall not be liable to pay any compensation or enter into any correspondence in connection with the same.
  5. The Gifts and the Exclusive Gift are not exchangeable for cash, rewards points, credit or kind in all cases, whether in whole or in part. HSBC may, at its discretion, substitute the Gift(s) and/or the Exclusive Gift with an item of equal or similar value without prior notice.
  6. For the purposes of calculating the Qualifying Transactions, the following shall apply:
    1. transactions made in foreign currencies will be converted into Singapore dollars based on HSBC’s prevailing exchange rate applicable at the time of exchange. If a Qualifying Transaction is cancelled or reversed after the applicable Qualifying Spend Period is over and the total amount spent during the Qualifying Spend Period falls short of the Qualifying Spend, the Qualified Cardholder will not be considered to have incurred the Qualifying Spend; and
    2. in the event any application for supplementary Card(s) has been submitted at the same time as the primary Card, Qualifying Transactions made by the primary and supplementary Card(s) can be combined to meet the Qualifying Spend. Where more than one Card is applied for and issued, Qualifying Transactions on each Card will not be aggregated with Qualifying Transactions on other Cards for the purpose of determining whether the Qualifying Spend for this Promotion has been met.
  7. All information is accurate at the time of publishing or posting online.
  8. For the purpose of this Promotion:

    "Qualifying Transactions" shall mean posted retail purchases (including but not limited to monthly charges under the interest free installment payment plan of any merchant, and in the case of HSBC Spend Instalment, only the total purchase amount will qualify as a Qualifying Transaction in the month of purchase), and shall exclude the following transactions(which shall, where applicable, be determined based on the transaction descriptions reflected in HSBC’s system and the merchant category codes from Visa / Mastercard):
    • Foreign exchange transactions (including but not limited to Forex.com);
    • Donations and payments to charitable, social organisations and religious organisations;
    • Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler's checks, gaming related transactions, lottery tickets and gambling);
    • Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind)
    • Payments on money payments/transfers (including but not limited to Paypal, SKR skrill.com, CardUp, SmoovPay, iPayMy);
    • Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
    • Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to EZ-Link, Transitlink, NETS Flashpay and Youtrip);
    • Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
    • Any AXS and ATM transactions;
    • Tax payments (including HSBC Tax Payment Facility)
    • Payments for cleaning, maintenance and janitorial services (including property management fees)
    • Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
    • Payments to educational institutions;
    • Payments on utilities;
    • The monthly instalment amounts under the HSBC Spend Instalment;
    • Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
    • Any unposted, cancelled, disputed and refunded transactions.
    • and such other categories of transactions which HSBC may exclude from time to time.

    For the purposes of determining whether a given transaction is qualified, please note that the business activities of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/the merchant’s acquiring bank.

    "Card Account Opening Date" means the calendar month printed on the letter sent to an Eligible Applicant enclosing his/her Card issued pursuant to this Promotion.

    Mechanics
  9. (a) To qualify for the Promotion, an Eligible Applicant must fulfill the conditions set out below (each a "Qualified Cardholder") to be entitled to the following gifts ("Gift") for each relevant offer ("Offer"):

    Offer: (A) Up to SGD170 cashback, or (B) SGD30 cashback

    Gift A - Eligible Applicant who does not hold any existing HSBC Credit Card#, and did not cancel any HSBC Credit Card# within the last 12 months prior to the Card Account Opening Date (each a “New Cardholder”) shall be entitled to receive up to SGD170 cashback, which consists of:
    (i) SGD50 cashback if the Eligible Applicant makes 1 Qualifying Transaction from Card Account Opening Date to the end of the following month; and
    (ii) SGD120 cashback if the Eligible Applicant charged a minimum of SGD500 in Qualifying Transactions within the Qualifying Spend Period.

    Gift B - Eligible Applicant who holds an existing HSBC Credit Card# issued more than 12 months and did not cancel any HSBC Credit Card# within the last 12 months prior to the Card Account Opening Date (each an “Existing Cardholder”) shall be entitled to receive SGD30 cashback if the Eligible Applicant charged a minimum of SGD500 in Qualifying Transactions within the Qualifying Spend Period.

    (b) In addition, each Eligible Applicant who (I) completes and successfully submits a Card application with Myinfo via Singpass between 1 November and 31 December 2021, both dates inclusive; (II) the application is approved and issued by HSBC by 15 January 2022; and (III) has not revoked his/her consent to receive marketing or promotional materials from HSBC at the time the Gift is credited to the Eligible Applicant shall be entitled to receive SGD30 cashback ("Exclusive Gift") in addition to the relevant Gift that he/she is eligible to receive under Clause 9(a).

      New Cardholder (Gift A) Existing Cardholder (Gift B)
    Gift Up to SGD170 cashback
    Which consist of:
    • SGD50 cashback – Charge 1 Qualifying Transaction from Card Account Opening Date to the end of the following month; and
    • SGD120 cashback - Charge a minimum of SGD500 in Qualifying Transactions from Card Account Opening Date to the end of the following month.
    • Must not hold any existing HSBC Credit Card*#; and
    • Did not cancel any HSBC Credit Card# within last 12 months*.
    • Has not revoked his/her consent to receive marketing or promotional materials from HSBC at the time the Gift is credited to the Eligible Applicant
    * in each case prior to the approval date of their new Card application under this Promotion.
    # in each case with the exception of HSBC Visa Infinite Credit Card.
    SGD30 cashback
    • Charge a minimum of SGD500 in Qualifying Transactions from Card Account Opening Date to the end of the following month
    • Existing HSBC Credit Card# must be issued more than 12 months earlier*; and
    • Did not cancel any HSBC Credit Card# within last 12 months*.
    • Has not revoked his/her consent to receive marketing or promotional materials from HSBC at the time the Gift is credited to the Eligible Applicant
    * in each case prior to the approval date of their new Card application under this Promotion.
    # in each case with the exception of HSBC Visa Infinite Credit Card.
    Exclusive Gift for Online Credit Card Application with MyInfo via Singpass SGD30 cashback
    • the Eligible Applicant completes and successfully submits a Card application with Myinfo via Singpass between 1 November and 31 December 2021, both dates inclusive;
    • the application is approved and the Card is issued by HSBC by 15 January 2022; and
    • the Eligible Applicant has not revoked his/her consent to receive marketing or promotional materials from HSBC at the time the Exclusive Gift is credited to the Eligible Applicant
  10. Qualified Cardholders will be notified by the Notification Date (as set out in Clause 14), after HSBC determines in its discretion that the criteria under this Promotion have been met, barring any unforeseen technical delays.
  11. The relevant cashback will be credited into the Qualified Cardholder’s Card account, after HSBC determines in its discretion that the criteria under this Promotion have been met by the Notification Date (as set out in Clause 14), barring any unforeseen technical delays. Any request for early fulfilment of a Gift and/or an Exclusive Gift will not be granted nor entertained by HSBC.
  12. The cashback can only be used to offset future retail purchases and cannot be transferred, withdrawn as cash or used to offset payments such as fund transfers, tax payments, financial charges, late charges, fees and other outstanding balances.
  13. Each Qualified Cardholder is limited to (i) a maximum of one Gift, and (ii) where applicable, a maximum of one Exclusive Gift, regardless of the number of Cards applied for. In the event that the Qualifying Cardholder holds more than one approved Card, only the Card with the highest amount in Qualifying Transactions charged to it will be taken into account for the purposes of determining whether such Qualifying Cardholder is eligible to receive the Gift under this Promotion.

  14. Qualifying Spend Period and Notification Date
  15. The Qualifying Spend Period and Notification Date(s) as set out below:

    Card Account Opening Date Qualifying Spend Period Notification Date
    1 – 30 November 2021 1 November and 31 December 2021 By 31 January 2022
    1 – 31 December 2021 1 December – 31 January 2022 By 28 February 2022
    1 – 15 January 2022 1 January – 28 February 2022 By 31 March 2022
  16. Only Card accounts that are maintained in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its discretion at the time of fulfillment will be eligible for the Gift and/or Exclusive Gift. In the event that the Card is voluntarily or involuntarily closed, terminated or suspended for any reasons whatsoever before a Gift and/or an Exclusive Gift is accorded and/or credited to the Qualified Cardholder, HSBC reserves the right to forfeit the Gift and/or Exclusive Gift at its sole discretion.

Terms and Conditions for the HSBC Visa Platinum Quarterly Cash Rebate Programme

Getting your cash rebates
You need to spend a minimum of SGD600 monthly in a calendar quarter. All eligible purchases made on your card – locally and abroad – count towards your minimum spend requirement (and not just grocery, dining or fuel spend). Non-retail transactions are excluded. Rebate is capped at SGD250 per calender quarter.

  1. This HSBC Visa Platinum Credit Card Quarterly Cash Rebate Programme ("Programme") is offered by HSBC Bank (Singapore) Limited ("HSBC") to Eligible Cardholders (as defined in Clause 3 below) from 1 November 2018 until terminated by HSBC ("Programme Period").
  2. The following card is eligible for this Programme: HSBC Visa Platinum credit card (but this shall not include any HSBC US card, HSBC corporate card, and HSBC debit card) ("HSBC Card").
  3. This Programme is open to principal HSBC cardholders holding a valid and existing HSBC Card during the Programme Period (each, an "Eligible Cardholder").
  4. "Eligible Purchases" refers to posted retail purchases (in the case of HSBC Spend Instalment, only the total purchase amount will qualify as an Eligible Purchase in the month of purchase), and shall exclude the following transactions (which shall, where applicable, be determined based on the transaction descriptions reflected in HSBC’s system and the merchant category codes from Visa / Mastercard):
    • Foreign exchange transactions (including but not limited to Forex.com);
    • Donations and payments to charitable, social organisations and religious organisations;
    • Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler's checks, gaming related transactions, lottery tickets and gambling);
    • Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind);
    • Payments on money payments/transfers (including but not limited to Paypal, SKR skrill.com, CardUp, SmoovPay, iPayMy)
    • Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
    • Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to EZ-Link, Transitlink, NETS Flashpay and Youtrip);
    • Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
    • Any AXS and ATM transactions;
    • Tax payments (except HSBC Tax Payment Facility);
    • Payments for cleaning, maintenance and janitorial services (including property management fees);
    • Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
    • Payments to educational institutions;
    • Payments on utilities;
    • The monthly instalment amounts under the HSBC Spend Instalment;
    • Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
    • Any unposted, cancelled, disputed and refunded transactions. and such other categories of transactions which HSBC may exclude from time to time.
  5. "Groceries Merchants" refer to all merchants in Singapore that have their main business activities classified as grocery stores and supermarkets (MCC=5411). Please note that the main business activity of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.
  6. "Petrol Merchants" refer to Caltex and Shell service stations in Singapore with MCC= 5541 Service Stations. Please note that the main business activity of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.
  7. "Dining Merchants" refer to all merchants in Singapore that have their main business activity classified as food and beverage outlets. Excludes hotel dining. Please note that the main business activity of a merchant is determined by the business classification of that merchant outlet which in turn is determined by the merchant/ the merchant's acquiring bank.
  8. "Rebate" shall refer to the cash rebate credited to the Eligible Cardholder's relevant HSBC Card account in accordance with the terms of this Programme which may be used to offset the Eligible Cardholder's future HSBC Card account debits and cannot be transferred, withdrawn as cash or used to offset payments such as fund transfers, tax payments, financial charges, late charges, fees and other outstanding balances.
  9. Eligible Cardholders will, subject to eligibility, receive a 5% Rebate on Eligible Purchases made with Groceries Merchants, Petrol Merchants and/or Dining Merchants (each such category of Eligible Purchases, a "Rebate Category").
    a. Subject to Clause 9b below, to be eligible to receive the Rebate, each Eligible Cardholder will need to charge a minimum amount of S$600 in Eligible Purchases per month for all 3 months in any given Quarter (as defined in Clause 10 below) on his/her HSBC Card, excluding any transactions that are subsequently cancelled, voided, disputed or reversed for any reason.
    b. If an Eligible Cardholder was issued with a HSBC Card during any Quarter which falls within the Programme Period, the minimum spend requirements set out under Clause 9a above would not apply in respect of that Quarter. To be eligible to receive the Rebate for that Quarter, such Eligible Cardholder will need to charge a minimum amount of S$1,000 in Eligible Purchases for that Quarter on his/her HSBC Card, excluding any transactions that are subsequently cancelled, voided, disputed or reversed for any reason. For the avoidance of doubt, the minimum spend requirements set out under Clause 9a above would apply in respect of any subsequent Quarters.
    c. The Rebate will be subject to a maximum cap of S$250 per Quarter (as defined in Clause 10a below) per HSBC Card account.
    d. The relevant Rebate will be credited into each Eligible Cardholder's HSBC Card account within two months after the end of each Quarter.
    e. For the avoidance of doubt, Eligible Purchases which do not fall within any Rebate Category will nevertheless be counted for the purposes of determining whether a given Eligible Cardholder has met the relevant minimum spend requirements under Clause 9a or 9b (as the case may be).
  10. General terms and conditions:
    a. All Eligible Purchases made will have to be posted within 21 days from the relevant transaction date into HSBC's credit card systems for purposes of being calculated towards the relevant minimum spend requirements under Clause 9a or 9b (as the case may be). HSBC accepts no liability for any late submission of Eligible Purchases by any merchant or for any reason whatsoever. The relevant qualifying quarters under this Programme ("Quarters") are as follows:
    1st Quarter: Between 1 January and 31 March, both dates inclusive
    2nd Quarter: Between 1 April and 30 June, both dates inclusive
    3rd Quarter: Between 1 July and 30 September, both dates inclusive
    4th Quarter: Between 1 October and 31 December, both dates inclusive
    b. The Eligible Cardholder's HSBC Card account must be in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its sole discretion at the time of crediting the Rebate. In the event that the relevant HSBC Card account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reason whatsoever before the Rebate is credited into the said HSBC Card account, HSBC reserves the right not to credit the Rebate. HSBC reserves the right to revise the terms of this Programme or withdraw the Rebate or this Programme at any time without prior notice.
    c. All information is correct at the time of publishing or posting online.
    d. For the purpose of determining whether an Eligible Cardholder has fulfilled the relevant minimum spend requirements under Clause 9a or 9b (as the case may be), any Eligible Purchases made by the Eligible Cardholder and his/her corresponding supplementary cardholder(s) under the same HSBC Card account will be consolidated under the primary HSBC Card account.
    e. HSBC is not the supplier of the products and/or services provided by the participating merchants involved in this Programme and will not accept any liability in relation thereto.
    f. These terms and conditions are governed by the laws of the Republic of Singapore and the parties submit to the non-exclusive jurisdiction of the courts of Singapore.
Terms and Conditions for 1x HSBC Rewards Points Promotion

Earn Reward points on all spend
For everything your family fancies, you'll earn 1 Reward point for every dollar you spend on your card, locally or abroad. You can even set up recurring payments on your credit card or add a supplementary cardholder on your account to get more Reward points.

  1. This 1x HSBC Rew ards Points Promotion ("Promotion") is offered by HSBC Bank (Singapore) Limited ("HSBC") to Eligible Cardholders (as defined in Clause 3 below ).
  2. The follow ing card is eligible for this Promotion: HSBC Visa Platinum credit card (but this shall not include any HSBC US card, HSBC corporate card, and HSBC debit card) ("HSBC Card").
  3. This Promotion is open to principal HSBC cardholders holding a valid and existing HSBC Card (each, an "Eligible Cardholder").
  4. Each Eligible Cardholder is entitled to earn 1 HSBC Rew ards Point for every S$1 in Qualifying Transactions charged to his/her HSBC Card account. Any HSBC Rew ards Points earned from Qualifying Transactions made by the Eligible Cardholder and their corresponding supplementary cardholder(s) under the same HSBC Card account w ill be consolidated under the primary HSBC Card account. The relevant HSBC Rew ards Points w ill be computed and aw arded based on the Eligible Cardholder's statement cycle.
  5. Where any Qualifying Transaction posted to a HSBC Card account is reversed or re-credited or is found to be (in HSBC's opinion) in respect of or related to business expenses (w hether in w hole or in part), the HSBC Rew ards Points aw arded in respect of th e amount reversed, re-credited or in respect of or related to business expenses w ill be cancelled and reversed. In the event that the HSBC Rew ards Points have been redeemed prior to being cancelled or reversed, HSBC reserves the right to charge the equivalent cash value for such HSBC Rew ards Points to the HSBC Card account. The cash value of each HSBC Rew ards Point shall be equivalent to the dollar amount required to purchase such HSBC Rew ards Point under the HSBC's Rew ards Programme termsandconditions,whichareavailableatwww.hsbc.com.sg/rewards(the"HSBC'sRewardsProgramme Terms").
  6. "Qualifying Transactions" refers to retail purchases made locally or overseas, recurring payments like GIRO, and Interest free Instalment Payment Plan (only the amount billed on the HSBC Card for any particular month and not the full installment amount) and excludes balance transfers, financial charges, late charges, fees, foreign exchange transactions (including but not limited to Forex.com, etc), cash advances, donations and payments to charitable and social organisations (Merchant Category Code (MCC)= 8398), quasi-cash transactions (including but not limited to transactions relating to money orders, traveler's checks, gaming related transactions, lottery tickets), transactions relating to the trading of securities or crypto-currencies of any kind (including but not limited to any top up of any cash amount required by a financial institution), transactions relating to payments and money transfers made through the Internet (including but not limited to Paypal, SKR skrill.com), transactions made w ith any professional serv ices provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC), any pre-paid card top-ups (including but not limited to EZ-Link, Transitlink or NETS Flashpay), any payment in connection w ith any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment), any AXS transaction and tax payments via HSBC tax payment facility, w hich are made on any HSBC Card, including supplementary HSBC Cards, of an Eligible Cardholder.
  7. The HSBC Rew ards Points cannot be transferred.
  8. The use of the HSBC Rew ards Points and the redemption of HSBC Rew ards Points are subject to the HSBC's Rew ards Programme Terms.
  9. The Eligible Cardholder's HSBC Card account must be in good standing and conducted in a proper and satisfactory manner as determined by HSBC in its sole discretion at the time of crediting the HSBC Rew ards Points. In the event that the relevant HSBC Card account is delinquent, voluntarily or involuntarily closed or terminated or suspended for any reasons w hatsoever before the HSBC Rew ards Points are credited into the said HSBC Card account, HSBC reserves the right to forfeit the HSBC Rew ards Points at its sole discretion.
  10. HSBC reserves the right to revise the terms of or w ithdraw this Promotion at any time w ithout prior notice.
  11. All information is correct at the time of publishing or posting online.
  12. These terms and conditions are governed by the law s of the Republic of Singapore and the parties submit to the non -exclusive jurisdiction of the courts of Singapore.
img
img
img
img
lock

Safe and secure online application with SSL encryption technology

img
img
img
img
Home Loan Refinance