1.5% Cashback
You will earn Cashback at the rate of 1.5% for purchases of goods and services on your Account, subject to the Cashback Terms and Conditions and any promotional offer we make. The Cashback is calculated on the value of each purchase multiplied by the Cashback rate and the value of each purchase will be rounded off to the nearest dollar before Cashback is calculated. The final Cashback amount for each purchase will be calculated as the exact digits in the first two decimal places. We reserve the right to retract, deduct and/or re-compute any Cashback amount in cases where we, in our absolute discretion, deem that there is an abuse of the Cashback program.

3% Cashback Welcome Bonus
As a welcome bonus, you will earn Cashback at the rate of 3% on up to a total of S$5,000 of purchases of goods and services made on your account (which shall include both spending by you and your Supplementary Card Members) in the first 6 months of your American Express True Cashback Card Membership, subject to the other Cashback Terms and Conditions and any promotional offer we make. When the Cashback rate of 3% applies to a purchase of goods or services during the welcome bonus period, the Cashback rate of 1.5% will not be applied in addition to the Cashback rate of 3% to the same purchase. Purchases of goods and services in excess of S$5,000 during the welcome bonus period will earn Cashback at the standard rate of 1.5%, subject to the other Cashback Terms and Conditions and any other promotional offer we make.

Cashback will be paid to you by crediting your Account and included in your monthly statement. We will only credit your Account if it is in good standing and not overdue. No Cashback will be earned in respect of interest, charges, fees (including annual fees and late payment fees), balance transfers, instalment plans or converted balances (from both American Express and other issuers), cash advances (including transactions treated as cash), loading of pre-paid cards, American Express Travellers Cheque sales or foreign exchange transactions. A negative adjustment will be made to your Cashback balance if there are any credits posted to your account including those arising from returned goods or services or from billing disputes calculated in the same way as you earn Cashback.

Please refer to the Cashback Terms and Conditions section in the Card Member Agreement for more details.

1. This offer is only applicable to applicants of the American Express® True Cashback Basic Card Members who meet the following criteria:
   o Apply and receive approval for the American Express® True Cashback Card between 1st April 2019 to 30th June 2019 (both dates inclusive).
   o Individuals who cancelled their American Express® True Cashback Card within the last six (6) months are not eligible for this promotion.
   o Spend S$500 on eligible purchases of goods or service within the first month of Card approval to receive CapitaLand Mall Vouchers (or Cold Storage Vouchers for roadshows conducted at non-CapitaLand Malls).
   o CardMembers who are new to American Express(i.e.individuals who do not currently hold a Basic American Express Consumer Card at the point of application) will receive S$60 CapitaLand Vouchers (or Cold Storage Vouchers)
   o Existing Card Members (i.e. individuals who hold an existing Basic American Express Card at the point of application) applying for an additional Basic American Express Card will receive S$30 CapitaLand Vouchers (or Cold Storage Vouchers)
   o Existing Card Members, who apply for a Basic American Express Card and cancel his/ her existing American Express Card at the point of application, will receive S$30 CapitaLand Vouchers (or Cold Storage Vouchers)
3. The eligible spend excludes: (a) Charges processed and billed prior to the Enrolment Date or charges prepaid on any Card Account prior to the first billing statement for that Card Account following the Enrolment Date; (b) Cash Advance and other cash services; (c) Express Cash; (d) American Express Travellers Cheque purchases; (e) Charges for dishonoured cheques; (f) Finance charges – including Line of Credit charges and Credit Card interest charges; (g) Late Payment and collection charges; (h) Tax refunds from overseas purchases; (i) Balance Transfer; (j) Instalment plans; (k) Annual Card fees; (I) Purchase and top-up charges for EZ-Link cards using your Card.
5. This offer is not valid with any other promotions for The American Express® True Cashback Card.
7. Each Basic Card Member is only eligible for the redemption of one S$30/S$60 CapitaLand Mall Vouchers (or Cold Storage Vouchers). This promotion is applicable to Basic Card Members only and the Basic Card Account must be in good standing to be eligible for participation in this promotion.
9. You will receive a redemption letter via mail approximately twelve (12) weeks after meeting the Spend Threshold. The redemption letter will contain details on how to redeem your CapitaLand Mall Vouchers (or Cold Storage Vouchers).
11. If the Card Member who was issued the S$30/S$60 CapitaLand Mall Vouchers (or Cold Storage Vouchers) ceases to be a Card Member for any reason within six (6) months from date of Card approval, he or she will be charged the value of the Vouchers.
13. Offer cannot be exchanged for cash or used in conjunction with other promotional programmes, offers, discount cards, vouchers or VIP privileges, unless otherwise stated.
15. American Express International Inc. Singapore reserves the right to withdraw or substitute the S$30/S$60 CapitaLand Mall Vouchers (or Cold Storage Vouchers) with other items(s) without prior notice and without assigning any reason. American Express International Inc., (UEN S68FC1878J) 20 (West) Pasir Panjang Road #08-00, Mapletree Business City, Singapore 117439, americanexpress.com.sg Incorporated with Limited Liability in the State of Delaware, U.S.A. ® Registered Trademark of American Express Company. © Copyright 2019 American Express Company.
17. The provision of benefits stated in the CapitaLand Mall Voucher (or Cold Storage Vouchers) is the responsibility of CapitaLand Mall Asia Limited (or Cold Storage). American Express is not responsible or liable in the event that the benefits of the CapitaLand Mall Voucher (or Cold Storage Vouchers) are not fulfilled by CapitaLand Mall Asia Limited (or Cold Storage). You accept and agree to be bound by the CapitaLand Mall Voucher (or Cold Storage) Terms and Conditions.
19. Card Member acknowledges that any disputes in relation to the use of the CapitaLand Mall Vouchers (or Cold Storage Vouchers) are to be directed solely to CapitaLand Mall Asia Limited (or Cold Storage) who is providing such benefits. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the merchant.
21. Information is correct as of March 2019.