Compare and apply online for Promise Personal Loan Hong Kong

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Hong Kong Promise Loan application."

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Get Your Loan All Online
Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline or website. Online loan application does not require any supporting documents# except your HKID card and mobile number. Once the procedures are completed, Promise will instantly transfer the loan to you, making sure your cash flow needs are addressed anytime and anywhere.

Get the Promise personal loan Hong Kong and enjoy the financial assistance today!

warningThe loan issuer may STOP card offers and promotions without notice. Grab the loan of your choice while it last.

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▲ Terms and Conditions of Welcome Offer

In celebration of the 30th anniversary of Promise, enjoy our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 September 2022 to 31 December 2022, will receive a cash reward of up to HK$10,000. Eligible New Customers who meet our specific requirement will receive $3,000 Electronic Product Gift Card ▲.

  1. Eligible New Customers are entitled to the corresponding reward after they have successfully drawn down the required loan amount in accordance with Terms & Conditions herein. Reward is shown below.
    First Drawdown Loan Amount (HK$) Cash Reward (HK$) Extra Reward
    $550,001 or above $10,000 $3,000 Electronic Product Gift Card
    $500,001 - $550,000 $8,000 $3,000 Electronic Product Gift Card
    $400,001 - $500,000 $5,000 $3,000 Electronic Product Gift Card
    $300,001 - $400,000 $4,000 $3,000 Electronic Product Gift Card
    $200,001 - $300,000 $3,000 Not Applicable
    $100,001 - $200,000 $2,000 Not Applicable
    $50,001 - $100,000 $1,000 Not Applicable
    $10,000 - $50,000 $500 Not Applicable
  2. Promotion Period is from 1 September 2022 to 31 December 2022(both dates inclusive).
  3. This Welcome Offer is only applicable to new customers.
  4. Terms apply to Cash Reward:
    a. To entitle the reward, Eligible New Customers must make the first installment payment as specified in the loan agreement.
    b. If Eligible New Customers make extra payments or full payment before the first installment due date which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
    c. In the event where Eligible New Customers revise the loan agreement before the first installment due date which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
    d. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account.
    e. Eligible New Customers must redeem the reward from any one of our branches in person.
    f. Eligible New Customers must redeem the reward before the expiry date, i.e. 28 February 2023.
  5. Terms apply to Electronic Product Gift Card Reward:
    a. To entitle the reward, Eligible New Customers must make the first installment payment and second installment payment both as specified in the loan agreement.
    b. If Eligible New Customers make extra payments or full payment before the first and/ or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
    c. In the event where Eligible New Customers revise the loan agreement before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
    d. Eligible New Customers who have drawdown loan from 1 September 2022 to 31 October 2022 will receive an email containing Electronic Product Gift Card (hereinafter called “Reward Email”) from 18 January 2023 to 20 January 2023. Eligible New Customers who have drawdown loan from 1 November 2022 to 31 December 2022 will receive Reward Email from 15 March 2023 to 17 March 2023. If Eligible New Customers do not receive Reward Email during the above specified period, please contact 3199 1199 during office hours.
    e. Electronic Product Gift Card will not be sent in other manners save as email.
    f. Reward Email will only be sent to the email address as previously provided by Eligible New Customers in their loan application. Eligible New Customers should follow the instructions stated in Reward Email to obtain the requisite password.
    g. Eligible New Customers could obtain the requisite password where there is no delay payment on his/her own account.
    h. Eligible New Customers must obtain the requisite password of Reward Email in accordance with the Terms and Conditions herein on or before the expiry date, 31 March 2023, otherwise it will be forfeited.
    i. Promise (Hong Kong) Co., Ltd. does not accept any liability for Eligible New Customers who have failed to receive Electronic Product Gift Card due to whatever reasons including but not limited to incorrect email address provided, delivery error, loss or damage or any attachment which cannot be opened due to any reasons.
    j. Electronic Product Gift Cards must be collected by Eligible New Customers . No third party authorization is allowed.
    k. All Electronic Product Gift Cards shall not be transferred, returned, exchanged for cash or replaced in full or part of the repayment amount or otherwise.
    l. All Electronic Product Gift Cards shall be subject to the Terms and Conditions of the Gift Card in which Promise (Hong Kong) Co., Ltd. cannot accept any responsibility. For any enquiries concerning the Gift Card, please contact the provider directly.
    m. Promise (Hong Kong) Co., Ltd. accepts no liability for the merchantable quality relating to the products and services provided by the provider.
    n. The provider is not related and / or connected with Promise (Hong Kong) Co., Ltd. (whether direct or indirect).
    o. The provider is not a participant in or sponsor of this promotion.
  6. In case of disputes regarding the contents of this offer, the decision of Promise (Hong Kong) Co., Ltd. shall be final and conclusive.
  7. Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.
    "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
    "Approval on Sundays" is only applicable to loan application through Apply Online or New Applicant Hotline (3199 1199) during office hours on Sunday. Except public holidays.
    "Apply Anywhere" only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
    For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
    "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
    The maximum loan amount for "Freelancer" will be HK$100,000.

Promise Hong Kong - Inheriting the professions, achieving customer service excellence

Promise (Hong Kong) Co., Ltd is a wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter “SMBCCF”), one of the leading consumer finance institutions in Japan.

Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, providing convenient consumer finance, which have always been popular to local customers. We also take great pride in the training and development of our staff, as well as our comprehensive business network. Being one of the few personal loan providers who serve on Sundays, Promise is dedicated to providing flexible financing solutions for local citizens. Customers can now relieve their cash flow needs anytime and anywhere.

Moreover, we add values to our loan service with popular features such as daily interest and revolving loans.

Customers come first
Promise always puts customers at our first priority. Apart from providing tailor-made loan solutions to all clients, we strive to bring quality loan experience to the general public through delivering professional and reliable hotline, branch and online services. With our unwavering commitment to maintaining a high level of customer service, our skilled hotline servicing team has received the Mystery Caller Assessment Award - Gold Awards from Hong Kong Call Centre Association (HKCCA) for three consecutive years, from 2017 to 2019. To consistently optimize our customer experience, Promise has also appointed independent marketing research institutes to perform regular audits on our hotline and branch services. As indicated by the audit results, Promise has achieved a high level of customer service among the industry over the past years.

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