Loans and Advances in Hong Kong
As at 30th September 2022, total outstanding professional and private loans in Hong Kong stood at HKD$2,693,941 millions,
an increase of HKD$5,305 millions or 0.20% compares to HKD$2,688,636 millions as at 30th September 2022.
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i-Money Internet Personal Loan
Whole loan process completed 24x7 online with instant approval. Instant cash transfer by FPS including Sat & Sun*.
UA “Click to Loan”
New loan experience on mobile, it’s just that easy!
"NO SHOW" Personal Loan
Just a call and cash will be ready. No documents required#. Customer service available 7 days a week** with instant approval and cash transfer by FPS*.
Debts Consolidation Loan
Consolidate all your loans, flexible and tailor-made interest rate, save interest expense!
e-Cash Revolving Loan
Just apply once and enjoy unlimited usage of the approved credit line, round the clock instant cash transfer service via phone, internet or mobile APP`.
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*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
**The servicing hours for Saturday and Sunday is 9:00am-6:00pm.
#United Asia Finance Limited (“the Company”) is the sole financial institution in Hong Kong that does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan. Nevertheless, customer has to fulfill the respective credit requirements by the Company. Otherwise, customer might be required to come to the branches in person to provide relevant document.
`Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 9:00pm-12:00am, Sunday 12:00am-8:30am and 1:45pm-3:15pm) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).
New Customers Rewards up to HK$10,000▲
In celebration of the 30th anniversary of Promise, enjoy our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 January 2023 to 31 March 2023, will receive a cash reward of up to HK$10,000▲.
Apply online anytime or whenever you are with your HK ID card and mobile phone number#. Promise will provide instant transfers^ to meet all your urgent financial needs.
Instant Approval Online
Apply for your loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number#.
Flexible Repayment
Repayment period varies from 3 to 84 months, and customers can make additional repayments anytime. Promise provides daily interest for repayment scheme, calculated only until the day of full repayment. Neither handling fee for early repayment nor interest penalty will be charged, thus saving unnecessary interest and expenses.
Low Interest Rates
The annual percentage rate varies from a minimum of 4.49% to a maximum of 59.26%. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual loan applicant.
Loans and Advances Breakdown as at 30/09/2022
The HKD$2,693,941 millions total outstanding loans as at 30th September 2022 can be broken down as:-
HKD$106,842 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$843 millions or 0.80% compares to HKD$105,999 millions as at 30th June 2022.
HKD$1,795,081 millions for the purchase of other residential, an increase of HKD$22,053 millions or 1.24% compares to HKD$1,773,028 millions as at 30th June 2022.
HKD$123,989 millions for credit card advances, an increase of HKD$3,261 millions or 2.70% compares to HKD$120,728 millions as at 30th June 2022.
HKD$5,754 millions for other business purposes, a decrease of HKD$387 millions or 6.30% compares to HKD$6,141 millions as at 30th June 2022.
HKD$662,275 millions for other private purposes, a decrease of HKD$20,466 millions or 3.00% compares to HKD$682,741 millions as at 30th June 2022.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2022
As at 30th June 2022, total outstanding professional and private loans in Hong Kong stood at HKD$2,688,636 millions,
an increase of HKD$13,508 millions or 0.50% compares to HKD$2,675,128 millions as at 31st March 2022.
The HKD$2,688,636 millions total outstanding loans as at 30th June 2022 can be broken down as:-
HKD$105,999 millions for the purchase of flats in HOS, PSPS & TPS, a decrease of HKD$640 millions or 0.60% compares to HKD$106,639 millions as at 31st March 2022.
HKD$1,773,028 millions for the purchase of other residential, an increase of HKD$14,146 millions or 0.80% compares to HKD$1,758,882 millions as at 31st March 2022.
HKD$120,728 millions for credit card advances, an increase of HKD$9,473 millions or 8.51% compares to HKD$111,255 millions as at 31st March 2022.
HKD$6,141 millions for other business purposes, an increase of HKD$51 millions or 0.84% compares to HKD$6,090 millions as at 31st March 2022.
HKD$682,741 millions for other private purposes, a decrease of HKD$9,522 millions or 1.38% compares to HKD$692,263 millions as at 31st March 2022.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2022
As at 31st March 2022, total outstanding professional and private loans in Hong Kong stood at HKD$2,675,128 millions,
an increase of HKD$4,033 millions or 0.15% compares to HKD$2,671,095 millions as at 31st December 2021.
The HKD$2,675,128 millions total outstanding loans as at 31st March 2022 can be broken down as:-
HKD$106,639 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$650 millions or 0.61% compares to HKD$105,989 millions as at 31st December 2021.
HKD$1,758,882 millions for the purchase of other residential, an increase of HKD$23,813 millions or 1.37% compares to HKD$1,735,069 millions as at 31st December 2021.
HKD$111,255 millions for credit card advances, a decrease of HKD$16,208 millions or 12.72% compares to HKD$127,463 millions as at 31st December 2021.
HKD$6,090 millions for other business purposes, a decrease of HKD$145 millions or 2.33% compares to HKD$6,235 millions as at 31st December 2021.
HKD$692,263 millions for other private purposes, a decrease of HKD$4,076 millions or 0.59% compares to HKD$696,339 millions as at 31st December 2021.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2020-2021
As at 31st December 2021, total outstanding professional and private loans in Hong Kong stood at HKD$2,671,095 millions,
an increase of HKD$219,896 millions or 8.97% compares to HKD$2,451,199 millions as at 31st December 2020.
The HKD$2,671,095 millions total outstanding loans can be broken down as:-
HKD$105,989 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$12,454 millions or 13.31% compares to HKD$93,535 millions as at 31st December 2020.
HKD$1,735,069 millions for the purchase of other residential, an increase of HKD$154,720 millions or 9.79% compares to HKD$1,580,349 millions as at 31st December 2020.
HKD$127,463 millions for credit card advances, an increase of HKD$9,086 millions or 7.68% compares to HKD$118,377 millions as at 31st December 2020.
HKD$6,235 millions for other business purposes, a decrease of HKD$898 millions or 12.59% compares to HKD$7,133 millions as at 31st December 2020.
HKD$696,339 millions for other private purposes, an increase of HKD$44,535 millions or 6.83% compares to HKD$651,804 millions as at 31st December 2020.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2021
As at 31st December 2021, total outstanding professional and private loans in Hong Kong stood at HKD$2,671,095 millions,
an increase of HKD$57,718 millions or 2.21% compares to HKD$2,613,377 millions as at 30th September 2021.
The HKD$2,671,095 millions total outstanding loans as at 31st December 2021 can be broken down as:-
HKD$105,989 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$6,303 millions or 6.32% compares to HKD$99,686 millions as at 30th September 2021.
HKD$1,735,069 millions for the purchase of other residential, an increase of HKD$39,633 millions or 2.34% compares to HKD$1,695,436 millions as at 30th September 2021.
HKD$127,463 millions for credit card advances, an increase of HKD$8,817 millions or 7.43% compares to HKD$118,646 millions as at 30th September 2021.
HKD$6,235 millions for other business purposes, a decrease of HKD$353 millions or 5.36% compares to HKD$6,588 millions as at 30th September 2021.
HKD$696,339 millions for other private purposes, an increase of HKD$3,318 millions or 0.48% compares to HKD$693,021 millions as at 30th September 2021.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2021
As at 30th September 2021, total outstanding professional and private loans in Hong Kong stood at HKD$2,613,377 millions,
an increase of HKD$54,525 millions or 2.13% compares to HKD$2,558,852 millions as at 30th June 2021.
The HKD$2,613,377 millions total outstanding loans as at 30th September 2021 can be broken down as:-
HKD$99,686 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$5,658 millions or 6.02% compares to HKD$94,028 millions as at 30th June 2021.
HKD$1,695,436 millions for the purchase of other residential, an increase of HKD$48,335 millions or 2.93% compares to HKD$1,647,101 millions as at 30th June 2021.
HKD$118,646 millions for credit card advances, an increase of HKD$712 millions or 0.60% compares to HKD$117,934 millions as at 30th June 2021.
HKD$6,588 millions for other business purposes, an increase of HKD$34 millions or 0.52% compares to HKD$6,554 millions as at 30th June 2021.
HKD$693,021 millions for other private purposes, a decrease of HKD$216 millions or 0.03% compares to HKD$693,237 millions as at 30th June 2021.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2021
As at 30th June 2021, total outstanding professional and private loans in Hong Kong stood at HKD$2,558,852 millions,
an increase of HKD$59,118 millions or 2.36% compares to HKD$2,499,734 millions as at 31st March 2021.
The HKD$2,558,852 millions total outstanding loans as at 30th June 2021 can be broken down as:-
HKD$94,028 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$512 millions or 0.55% compares to HKD$93,516 millions as at 31st March 2021.
HKD$1,647,101 millions for the purchase of other residential, an increase of HKD$43,581 millions or 2.72% compares to HKD$1,603,520 millions as at 31st March 2021.
HKD$117,934 millions for credit card advances, an increase of HKD$3,214 millions or 2.80% compares to HKD$114,720 millions as at 31st March 2021.
HKD$6,554 millions for other business purposes, a decrease of HKD$918 millions or 12.29% compares to HKD$7,472 millions as at 31st March 2021.
HKD$693,237 millions for other private purposes, an increase of HKD$12,731 millions or 1.87% compares to HKD$680,506 millions as at 31st March 2021.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2021
As at 31st March 2021, total outstanding professional and private loans in Hong Kong stood at HKD$2,499,734 millions,
an increase of HKD$48,535 millions or 1.98% compares to HKD$2,451,199 millions as at 31st December 2020.
The HKD$2,499,734 millions total outstanding loans as at 31st March 2021 can be broken down as:-
HKD$93,516 millions for the purchase of flats in HOS, PSPS & TPS, a decrease of HKD$19 millions or 0.02% compares to HKD$93,535 millions as at 31st December 2020.
HKD$1,603,520 millions for the purchase of other residential, an increase of HKD$23,171 millions or 1.47% compares to HKD$1,580,349 millions as at 31st December 2020.
HKD$114,720 millions for credit card advances, a decrease of HKD$3,657 millions or 3.09% compares to HKD$118,377 millions as at 31st December 2020.
HKD$7,472 millions for other business purposes, an increase of HKD$339 millions or 4.75% compares to HKD$7,133 millions as at 31st December 2020.
HKD$680,506 millions for other private purposes, a decrease of HKD$28,702 millions or 4.40% compares to HKD$651,804 millions as at 31st December 2020.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2019-2020
As at 31st December 2020, total outstanding professional and private loans in Hong Kong stood at HKD$2,451,199 millions,
an increase of HKD$127,439 millions or 5.48% compares to HKD$2,323,760 millions as at 31st December 2019.
The HKD$2,451,199 millions total outstanding loans can be broken down as:-
HKD$93,535 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$15,507 millions or 19.87% compares to HKD$78,028 millions as at 31st December 2019.
HKD$1,580,349 millions for the purchase of other residential, an increase of HKD$114,089 millions or 7.78% compares to HKD$1,466,260 millions as at 31st December 2019.
HKD$118,377 millions for credit card advances, a decrease of HKD$11,736 millions or 9.02% compares to HKD$130,113 millions as at 31st December 2019.
HKD$7,133 millions for other business purposes, an increase of HKD$16 millions or 0.22% compares to HKD$7,117 millions as at 31st December 2019.
HKD$651,804 millions for other private purposes, an increase of HKD$9,562 millions or 1.49% compares to HKD$642,242 millions as at 31st December 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2020
As at 31st December 2020, total outstanding professional and private loans in Hong Kong stood at HKD$2,451,199 millions,
an increase of HKD$39,610 millions or 1.64% compares to HKD$2,411,589 millions as at 30th September 2020.
The HKD$2,451,199 millions total outstanding loans as at 31st December 2020 can be broken down as:-
HKD$93,535 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$7,180 millions or 8.31% compares to HKD$86,355 millions as at 30th September 2020.
HKD$1,580,349 millions for the purchase of other residential, an increase of HKD$26,341 millions or 1.70% compares to HKD$1,554,008 millions as at 30th September 2020.
HKD$118,377 millions for credit card advances, an increase of HKD$3,501 millions or 3.05% compares to HKD$114,876 millions as at 30th September 2020.
HKD$7,133 millions for other business purposes, an increase of HKD$520 millions or 7.86% compares to HKD$6,613 millions as at 30th September 2020.
HKD$651,804 millions for other private purposes, an increase of HKD$2,066 millions or 0.32% compares to HKD$649,738 millions as at 30th September 2020.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2020
As at 30th September 2020, total outstanding professional and private loans in Hong Kong stood at HKD$2,411,589 millions,
an increase of HKD$51,952 millions or 2.20% compares to HKD$2,359,637 millions as at 30th June 2020.
The HKD$2,411,589 millions total outstanding loans as at 30th September 2020 can be broken down as:-
HKD$86,355 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$4,995 millions or 6.14% compares to HKD$81,360 millions as at 30th June 2020.
HKD$1,554,008 millions for the purchase of other residential, an increase of HKD$37,213 millions or 2.45% compares to HKD$1,516,795 millions as at 30th June 2020.
HKD$114,876 millions for credit card advances, a decrease of HKD$3,518 millions or 2.97% compares to HKD$118,394 millions as at 30th June 2020.
HKD$6,613 millions for other business purposes, a decrease of HKD$1,191 millions or 15.26% compares to HKD$7,804 millions as at 30th June 2020.
HKD$649,738 millions for other private purposes, an increase of HKD$14,455 millions or 2.28% compares to HKD$635,283 millions as at 30th June 2020.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2020
As at 30th June 2020, total outstanding professional and private loans in Hong Kong stood at HKD$2,359,637 millions,
an increase of HKD$25,338 millions or 1.09% compares to HKD$2,334,299 millions as at 31st March 2020.
The HKD$2,359,637 millions total outstanding loans as at 30th June 2020 can be broken down as:-
HKD$81,360 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$453 millions or 0.56% compares to HKD$80,907 millions as at 31st March 2020.
HKD$1,516,795 millions for the purchase of other residential, an increase of HKD$26,910 millions or 1.81% compares to HKD$1,489,885 millions as at 31st March 2020.
HKD$118,394 millions for credit card advances, an increase of HKD$356 millions or 0.30% compares to HKD$118,038 millions as at 31st March 2020.
HKD$7,804 millions for other business purposes, a decrease of HKD$468 millions or 5.66% compares to HKD$8,272 millions as at 31st March 2020.
HKD$635,283 millions for other private purposes, a decrease of HKD$1,914 millions or 0.30% compares to HKD$637,197 millions as at 31st March 2020.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2020
As at 31st March 2020, total outstanding professional and private loans in Hong Kong stood at HKD$2,334,299 millions,
an increase of HKD$10,539 millions or 0.45% compares to HKD$2,323,760 millions as at 31st December 2019.
The HKD$2,334,299 millions total outstanding loans as at 31st March 2020 can be broken down as:-
HKD$80,907 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$2,879 millions or 3.69% compares to HKD$78,028 millions as at 31st December 2019.
HKD$1,489,885 millions for the purchase of other residential, an increase of HKD$23,625 millions or 1.61% compares to HKD$1,466,260 millions as at 31st December 2019.
HKD$118,038 millions for credit card advances, a decrease of HKD$12,075 millions or 9.28% compares to HKD$130,113 millions as at 31st December 2019.
HKD$8,272 millions for other business purposes, an increase of HKD$1,155 millions or 16.23% compares to HKD$7,117 millions as at 31st December 2019.
HKD$637,197 millions for other private purposes, a decrease of HKD$5,045 millions or 0.79% compares to HKD$642,242 millions as at 31st December 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2018-2019
As at 31st December 2019, total outstanding professional and private loans in Hong Kong stood at HKD$2,323,760 millions,
an increase of HKD$263,273 millions or 12.78% compares to HKD$2,060,487 millions as at 31st December 2018.
The HKD$2,323,760 millions total outstanding loans can be broken down as:-
HKD$78,028 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$19,653 millions or 33.67% compares to HKD$58,375 millions as at 31st December 2018.
HKD$1,466,260 millions for the purchase of other residential, an increase of HKD$126,682 millions or 9.46% compares to HKD$1,339,578 millions as at 31st December 2018.
HKD$130,113 millions for credit card advances, an increase of HKD$117 millions or 0.09% compares to HKD$129,996 millions as at 31st December 2018.
HKD$7,117 millions for other business purposes, an increase of HKD$566 millions or 8.64% compares to HKD$6,551 millions as at 31st December 2018.
HKD$642,242 millions for other private purposes, an increase of HKD$116,255 millions or 22.10% compares to HKD$525,987 millions as at 31st December 2018.
For this yearly comparison, different figures are used for 2018 to match the new data collection method used starting from 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2019
As at 31st December 2019, total outstanding professional and private loans in Hong Kong stood at HKD$2,323,760 millions,
an increase of HKD$40,132 millions or 1.76% compares to HKD$2,283,628 millions as at 30th September 2019.
The HKD$2,323,760 millions total outstanding loans as at 31st December 2019 can be broken down as:-
HKD$78,028 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$108 millions or 0.14% compares to HKD$77,920 millions as at 30th September 2019.
HKD$1,466,260 millions for the purchase of other residential, a decrease of HKD$23,853 millions or 1.65% compares to HKD$1,442,407 millions as at 30th September 2019.
HKD$130,113 millions for credit card advances, an increase of HKD$4,405 millions or 3.50% compares to HKD$125,708 millions as at 30th September 2019.
HKD$7,117 millions for other business purposes, an increase of HKD$991 millions or 16.18% compares to HKD$6,126 millions as at 30th September 2019.
HKD$642,242 millions for other private purposes, an increase of HKD$10,776 millions or 1.71% compares to HKD$631,466 millions as at 30th September 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2019
As at 30th September 2019, total outstanding professional and private loans in Hong Kong stood at HKD$2,283,628 millions,
an increase of HKD$84,802 millions or 3.86% compares to HKD$2,198,826 millions as at 30th June 2019.
The HKD$2,283,628 millions total outstanding loans as at 30th September 2019 can be broken down as:-
HKD$77,920 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$9,956 millions or 14.65% compares to HKD$67,964 millions as at 30th June 2019.
HKD$1,442,407 millions for the purchase of other residential, an increase of HKD$46,908 millions or 3.36% compares to HKD$1,395,499 millions as at 30th June 2019.
HKD$125,708 millions for credit card advances, an increase of HKD$712 millions or 0.57% compares to HKD$124,996 millions as at 30th June 2019.
HKD$6,126 millions for other business purposes, an increase of HKD$286 millions or 4.90% compares to HKD$5,840 millions as at 30th June 2019.
HKD$631,466 millions for other private purposes, an increase of HKD$26,940 millions or 4.46% compares to HKD$604,527 millions as at 30th June 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2019
As at 30th June 2019, total outstanding professional and private loans in Hong Kong stood at HKD$2,198,826 millions,
an increase of HKD$90,115 millions or 4.27% compares to HKD$2,108,711 millions as at 31st March 2019.
The HKD$2,198,826 millions total outstanding loans as at 30th June 2019 can be broken down as:-
HKD$67,964 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$8,959 millions or 15.18% compares to HKD$59,005 millions as at 31st March 2019.
HKD$1,395,499 millions for the purchase of other residential, an increase of HKD$38,324 millions or 2.82% compares to HKD$1,357,175 millions as at 31st March 2019.
HKD$124,996 millions for credit card advances, an increase of HKD$2,429 millions or 1.98% compares to HKD$122,567 millions as at 31st March 2019.
HKD$5,840 millions for other business purposes, a decrease of HKD$382 millions or 6.14% compares to HKD$6,222 millions as at 31st March 2019.
HKD$604,527 millions for other private purposes, an increase of HKD$40,786 millions or 7.23% compares to HKD$563,741 millions as at 31st March 2019.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2019
As at 31st March 2019, total outstanding professional and private loans in Hong Kong stood at HKD$2,108,711 millions,
an increase of HKD$48,224 millions or 2.34% compares to HKD$2,060,487 millions as at 31st December 2018.
The HKD$2,108,711 millions total outstanding loans as at 31st March 2019 can be broken down as:-
HKD$59,005 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$630 millions or 1.08% compares to HKD$58,375 millions as at 31st December 2018.
HKD$1,357,175 millions for the purchase of other residential, an increase of HKD$17,598 millions or 1.31% compares to HKD$1,339,577 millions as at 31st December 2018.
HKD$122,567 millions for credit card advances, a decrease of HKD$7,429 millions or 5.71% compares to HKD$129,996 millions as at 31st December 2018.
HKD$6,222 millions for other business purposes, a decrease of HKD$329 millions or 5.02% compares to HKD$6,551 millions as at 31st December 2018.
HKD$563,741 millions for other private purposes, an increase of HKD$37,754 millions or 7.18% compares to HKD$525,987 millions as at 31st December 2018.
Starting from 2019, a new data collection method is used. As such, different figures are used for 31st December 2018 on this comparison, instead of the previous figures.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2017-2018
As at 31st December 2018, total outstanding professional and private loans in Hong Kong stood at HKD$2,052,864 millions,
an increase of HKD$171,799 millions or 9.13% compares to HKD$1,881,065 millions as at 31st December 2017.
The HKD$2,052,864 millions total outstanding loans can be broken down as:-
HKD$58,375 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$7,107 millions or 13.86% compares to HKD$51,268 millions as at 31st December 2017.
HKD$1,313,755 millions for the purchase of other residential, an increase of HKD$92,908 millions or 7.61% compares to HKD$1,220,847 millions as at 31st December 2017.
HKD$129,996 millions for credit card advances, an increase of HKD$6,294 millions or 5.09% compares to HKD$123,702 millions as at 31st December 2017.
HKD$6,809 millions for other business purposes, a decrease of HKD$409 millions or 5.67% compares to HKD$7,218 millions as at 31st December 2017.
HKD$543,929 millions for other private purposes, an increase of HKD$65,899 millions or 13.79% compares to HKD$478,030 millions as at 31st December 2017.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2018
As at 31st December 2018, total outstanding professional and private loans in Hong Kong stood at HKD$2,052,864 millions,
an increase of HKD$52,688 millions or 2.63% compares to HKD$2,000,176 millions as at 30th September 2018.
The HKD$2,052,864 millions total outstanding loans as at 31st December 2018 can be broken down as:-
HKD$58,375 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$4,642 millions or 8.64% compares to HKD$53,733 millions as at 30th September 2018.
HKD$1,313,755 millions for the purchase of other residential, an increase of HKD$1,505 millions or 0.11% compares to HKD$1,312,250 millions as at 30th September 2018.
HKD$129,996 millions for credit card advances, an increase of HKD$10,818 millions or 9.08% compares to HKD$119,178 millions as at 30th September 2018.
HKD$6,809 millions for other business purposes, a decrease of HKD$414 millions or 5.73% compares to HKD$7,223 millions as at 30th September 2018.
HKD$543,929 millions for other private purposes, an increase of HKD$36,138 millions or 7.12% compares to HKD$507,791 millions as at 30th September 2018.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2018
As at 30th September 2018, total outstanding professional and private loans in Hong Kong stood at HKD$2,000,176 millions,
an increase of HKD$19,319 millions or 0.98% compares to HKD$1,980,857 millions as at 30th June 2018.
The HKD$2,000,176 millions total outstanding loans as at 30th September 2018 can be broken down as:-
HKD$53,733 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$1,299 millions or 2.48% compares to HKD$52,434 millions as at 30th June 2018.
HKD$1,312,250 millions for the purchase of other residential, an increase of HKD$34,543 millions or 2.70% compares to HKD$1,277,707 millions as at 30th June 2018.
HKD$119,178 millions for credit card advances, an increase of HKD$1,662 millions or 1.41% compares to HKD$117,516 millions as at 30th June 2018.
HKD$7,223 millions for other business purposes, an increase of HKD$1,106 millions or 18.08% compares to HKD$6,117 millions as at 30th June 2018.
HKD$507,791 millions for other private purposes, a decrease of HKD$19,292 millions or 3.66% compares to HKD$527,083 millions as at 30th June 2018.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2018
As at 30th June 2018, total outstanding professional and private loans in Hong Kong stood at HKD$1,980,857 millions,
an increase of HKD$48,393 millions or 2.50% compares to HKD$1,932,464 millions as at 31st March 2018.
The HKD$1,980,857 millions total outstanding loans as at 30th June 2018 can be broken down as:-
HKD$52,434 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$612 millions or 1.18% compares to HKD$51,822 millions as at 31st March 2018.
HKD$1,277,707 millions for the purchase of other residential, an increase of HKD$32,813 millions or 2.64% compares to HKD$1,244,894 millions as at 31st March 2018.
HKD$117,516 millions for credit card advances, an increase of HKD$3,489 millions or 3.06% compares to HKD$114,027 millions as at 31st March 2018.
HKD$6,117 millions for other business purposes, a decrease of HKD$678 millions or 9.98% compares to HKD$6,795 millions as at 31st March 2018.
HKD$527,083 millions for other private purposes, an increase of HKD$12,158 millions or 2.36% compares to HKD$514,925 millions as at 31st March 2018.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2018
As at 31st March 2018, total outstanding professional and private loans in Hong Kong stood at HKD$1,932,464 millions,
an increase of HKD$51,399 millions or 2.73% compares to HKD$1,881,065 millions as at 31st December 2017.
The HKD$1,932,464 millions total outstanding loans as at 31st March 2018 can be broken down as:-
HKD$51,822 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$554 millions or 1.08% compares to HKD$51,268 millions as at 31st December 2017.
HKD$1,244,894 millions for the purchase of other residential, an increase of HKD$24,047 millions or 1.97% compares to HKD$1,220,847 millions as at 31st December 2017.
HKD$114,027 millions for credit card advances, a decrease of HKD$9,673 millions or 7.82% compares to HKD$123,702 millions as at 31st December 2017.
HKD$6,795 millions for other business purposes, a decrease of HKD$423 millions or 5.86% compares to HKD$7,218 millions as at 31st December 2017.
HKD$514,925 millions for other private purposes, an increase of HKD$36,895 millions or 7.72% compares to HKD$478,030 millions as at 31st December 2017.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2016-2017
As at 31st December 2017, total outstanding professional and private loans in Hong Kong stood at HKD$1,881,065 millions,
an increase of HKD$196,667 millions or 11.68% compares to HKD$1,684,398 millions as at 31st December 2016.
The HKD$1,881,065 millions total outstanding loans can be broken down as:-
HKD$51,268 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$8,288 millions or 19.28% compares to HKD$42,980 millions as at 31st December 2016.
HKD$1,220,847 millions for the purchase of other residential, an increase of HKD$98,588 millions or 8.78% compares to HKD$1,122,259 millions as at 31st December 2016.
HKD$123,702 millions for credit card advances, an increase of HKD$2,879 millions or 2.38% compares to HKD$120,823 millions as at 31st December 2016.
HKD$7,218 millions for other business purposes, a decrease of HKD$5,031 millions or 41.07% compares to HKD$12,249 millions as at 31st December 2016.
HKD$478,030 millions for other private purposes, an increase of HKD$91,944 millions or 23.81% compares to HKD$386,086 millions as at 31st December 2016.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2017
As at 31st December 2017, total outstanding professional and private loans in Hong Kong stood at HKD$1,881,065 millions,
an increase of HKD$63,005 millions or 3.47% compares to HKD$1,818,060 millions as at 30th September 2017.
The HKD$1,881,065 millions total outstanding loans as at 31st December 2017 can be broken down as:-
HKD$51,268 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$758 millions or 1.50% compares to HKD$50,510 millions as at 30th September 2017.
HKD$1,220,847 millions for the purchase of other residential, an increase of HKD$19,344 millions or 1.61% compares to HKD$1,201,503 millions as at 30th September 2017.
HKD$123,702 millions for credit card advances, an increase of HKD$11,708 millions or 10.45% compares to HKD$111,994 millions as at 30th September 2017.
HKD$7,218 millions for other business purposes, a decrease of HKD$91 millions or 1.25% compares to HKD$7,309 millions as at 30th September 2017.
HKD$478,030 millions for other private purposes, an increase of HKD$31,286 millions or 7.00% compares to HKD$446,744 millions as at 30th September 2017.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2017
As at 30th September 2017, total outstanding professional and private loans in Hong Kong stood at HKD$1,818,060 millions,
an increase of HKD$51,306 millions or 2.90% compares to HKD$1,766,754 millions as at 30th June 2017.
The HKD$1,818,060 millions total outstanding loans as at 30th September 2017 can be broken down as:-
HKD$50,510 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$2,087 millions or 4.31% compares to HKD$48,423 millions as at 30th June 2017.
HKD$1,201,503 millions for the purchase of other residential, an increase of HKD$26,322 millions or 2.24% compares to HKD$1,175,181 millions as at 30th June 2017.
HKD$111,994 millions for credit card advances, an increase of HKD$601 millions or 0.54% compares to HKD$111,393 millions as at 30th June 2017.
HKD$7,309 millions for other business purposes, a decrease of HKD$297 millions or 3.90% compares to HKD$7,606 millions as at 30th June 2017.
HKD$446,744 millions for other private purposes, an increase of HKD$22,593 millions or 5.33% compares to HKD$424,151 millions as at 30th June 2017.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2017
As at 30th June 2017, total outstanding professional and private loans in Hong Kong stood at HKD$1,766,754 millions,
an increase of HKD$55,789 millions or 3.26% compares to HKD$1,710,965 millions as at 31st March 2017.
The HKD$1,766,754 millions total outstanding loans as at 30th June 2017 can be broken down as:-
HKD$48,423 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$4,773 millions or 10.93% compares to HKD$43,650 millions as at 31st March 2017.
HKD$1,175,181 millions for the purchase of other residential, an increase of HKD$24,058 millions or 2.09% compares to HKD$1,151,123 millions as at 31st March 2017.
HKD$111,393 millions for credit card advances, an increase of HKD$874 millions or 0.79% compares to HKD$110,519 millions as at 31st March 2017.
HKD$7,606 millions for other business purposes, a decrease of HKD$4,202 millions or 35.59% compares to HKD$11,808 millions as at 31st March 2017.
HKD$424,151 millions for other private purposes, an increase of HKD$30,287 millions or 7.69% compares to HKD$393,864 millions as at 31st March 2017.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/03/2017
As at 31st March 2017, total outstanding professional and private loans in Hong Kong stood at HKD$1,710,965 millions,
an increase of HKD$26,567 millions or 1.58% compares to HKD$1,684,398 millions as at 31st December 2016.
The HKD$1,710,965 millions total outstanding loans as at 31st March 2017 can be broken down as:-
HKD$43,650 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$670 millions or 1.56% compares to HKD$42,980 millions as at 31st December 2016.
HKD$1,151,123 millions for the purchase of other residential, an increase of HKD$28,864 millions or 2.57% compares to HKD$1,122,259 millions as at 31st December 2016.
HKD$110,519 millions for credit card advances, a decrease of HKD$10,304 millions or 8.53% compares to HKD$120,823 millions as at 31st December 2016.
HKD$11,808 millions for other business purposes, a decrease of HKD$441 millions or 3.60% compares to HKD$12,249 millions as at 31st December 2016.
HKD$393,864 millions for other private purposes, an increase of HKD$7,778 millions or 2.01% compares to HKD$386,086 millions as at 31st December 2016.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2015-2016
As at 31st December 2016, total outstanding professional and private loans in Hong Kong stood at HKD$1,684,398 millions,
an increase of HKD$75,492 millions or 4.69% compares to HKD$1,608,906 millions as at 31st December 2015.
The HKD$1,684,398 millions total outstanding loans can be broken down as:-
HKD$42,980 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$1,570 millions or 3.79% compares to HKD$41,410 millions as at 31st December 2015.
HKD$1,122,259 millions for the purchase of other residential, an increase of HKD$44,350 millions or 4.11% compares to HKD$1,077,909 millions as at 31st December 2015.
HKD$120,823 millions for credit card advances, an increase of HKD$2,985 millions or 2.53% compares to HKD$117,838 millions as at 31st December 2015.
HKD$12,249 millions for other business purposes, a decrease of HKD$2,216 millions or 15.32% compares to HKD$14,465 millions as at 31st December 2015.
HKD$386,086 millions for other private purposes, an increase of HKD$28,802 millions or 8.06% compares to HKD$357,284 millions as at 31st December 2015.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 31/12/2016
As at 31st December 2016, total outstanding professional and private loans in Hong Kong stood at HKD$1,684,398 millions,
an increase of HKD$44,482 millions or 2.71% compares to HKD$1,639,916 millions as at 30th September 2016.
The HKD$1,684,398 millions total outstanding loans as at 31st December 2016 can be broken down as:-
HKD$42,980 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$586 millions or 1.38% compares to HKD$42,394 millions as at 30th September 2016.
HKD$1,122,259 millions for the purchase of other residential, an increase of HKD$23,154 millions or 2.11% compares to HKD$1,099,105 millions as at 30th September 2016.
HKD$120,823 millions for credit card advances, an increase of HKD$9,299 millions or 8.34% compares to HKD$111,524 millions as at 30th September 2016.
HKD$12,249 millions for other business purposes, a decrease of HKD$1,680 millions or 21.06% compares to HKD$13,929 millions as at 30th September 2016.
HKD$386,086 millions for other private purposes, an increase of HKD$13,123 millions or 3.52% compares to HKD$372,963 millions as at 30th September 2016.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/09/2016
As at 30th September 2016, total outstanding professional and private loans in Hong Kong stood at HKD$1,639,916 millions,
an increase of HKD$22,396 millions or 1.38% compares to HKD$1,617,520 millions as at 30th June 2016.
The HKD$1,639,916 millions total outstanding loans as at 30th September 2016 can be broken down as:-
HKD$42,394 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$686 millions or 1.64% compares to HKD$41,708 millions as at 30th June 2016.
HKD$1,099,105 millions for the purchase of other residential, an increase of HKD$10,698 millions or 0.98% compares to HKD$1,088,407 millions as at 30th June 2016.
HKD$111,524 millions for credit card advances, an increase of HKD$395 millions or 0.36% compares to HKD$111,129 millions as at 30th June 2016.
HKD$13,929 millions for other business purposes, a decrease of HKD$789 millions or 5.36% compares to HKD$14,718 millions as at 30th June 2016.
HKD$372,963 millions for other private purposes, an increase of HKD$11,403 millions or 3.15% compares to HKD$361,560 millions as at 30th June 2016.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances Breakdown as at 30/06/2016
As at 30th June 2016, total outstanding professional and private loans in Hong Kong stood at HKD$1,617,520 millions,
an increase of HKD$9,186 millions or 0.57% compares to HKD$1,608,334 millions as at 31st March 2016.
The HKD$1,617,520 millions total outstanding loans as at 30th June 2016 can be broken down as:-
HKD$41,708 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$600 millions or 1.46% compares to HKD$41,108 millions as at 31st March 2016.
HKD$1,088,407 millions for the purchase of other residential, an increase of HKD$4,509 millions or 0.42% compares to HKD$1,083,898 millions as at 31st March 2016.
HKD$111,129 millions for credit card advances, an increase of HKD$1,036 millions or 0.94% compares to HKD$110,093 millions as at 31st March 2016.
HKD$14,718 millions for other business purposes, a decrease of HKD$194 millions or 1.30% compares to HKD$14,912 millions as at 31st March 2016.
HKD$361,560 millions for other private purposes, an increase of HKD$3,237 millions or 0.90% compares to HKD$358,323 millions as at 31st March 2016.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and Advances as at 31/03/2016
As at 31st March 2016, total outstanding professional and private loans in Hong Kong stood at HKD$1,608,334 millions,
a decrease of HKD$572 millions or 0.04% compares to HKD$1,608,906 millions as at 31st December 2015.
The HKD$1,608,334 millions total outstanding loans as at 31st March 2016 can be broken down as:-
HKD$41,108 millions for the purchase of flats in HOS, PSPS & TPS, a decrease of HKD$302 millions or 0.73% compares to HKD$41,410 millions as at 31st December 2015.
HKD$1,083,898 millions for the purchase of other residential, an increase of HKD$5,989 millions or 0.56% compares to HKD$1,077,909 millions as at 31st December 2015.
HKD$110,093 millions for credit card advances, a decrease of HKD$7,745 millions or 6.57% compares to HKD$117,838 millions as at 31st December 2015.
HKD$14,912 millions for other business purposes, an increase of HKD$447 millions or 3.09% compares to HKD$14,465 millions as at 31st December 2015.
HKD$358,323 millions for other private purposes, an increase of HKD$1,039 millions or 0.29% compares to HKD$357,284 millions as at 31st December 2015.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2014-2015
As at 31st December 2015, total outstanding professional and private loans in Hong Kong stood at HKD$1,608,906 millions,
an increase of HKD$129,150 millions or 8.73% compares to HKD$1,479,756 millions as at 31st December 2014.
The HKD$1,608,906 millions total outstanding loans can be broken down as:-
HKD$41,410 millions for the purchase of flats in HOS, PSPS & TPS, a decrease of HKD$324 millions or 0.78% compares to HKD$41,734 millions as at 31st December 2014.
HKD$1,077,909 millions for the purchase of other residential, an increase of HKD$89,857 millions or 9.09% compares to HKD$988,052 millions as at 31st December 2014.
HKD$117,838 millions for credit card advances, an increase of HKD$1,395 millions or 1.20% compares to HKD$116,443 millions as at 31st December 2014.
HKD$14,465 millions for other business purposes, an increase of HKD$944 millions or 6.98% compares to HKD$13,521 millions as at 31st December 2014.
HKD$357,284 millions for other private purposes, an increase of HKD$37,278 millions or 11.65% compares to HKD$320,006 millions as at 31st December 2014.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2013-2014
As at 31st December 2014, total outstanding professional and private loans in Hong Kong stood at HKD$1,479,756 millions,
an increase of HKD$140,055 millions or 10.45% compares to HKD$1,339,701 millions as at 31st December 2013.
The HKD$1,479,756 millions total outstanding loans can be broken down as:-
HKD$41,734 millions for the purchase of flats in HOS, PSPS & TPS, an increase of HKD$227 millions or 0.55% compares to HKD$41,507 millions as at 31st December 2013.
HKD$988,052 millions for the purchase of other residential, an increase of HKD$79,375 millions or 8.74% compares to HKD$908,677 millions as at 31st December 2013.
HKD$116,443 millions for credit card advances, an increase of HKD$6,454 millions or 5.87% compares to HKD$109,989 millions as at 31st December 2013.
HKD$13,521 millions for other business purposes, a decrease of HKD$3,419 millions or 20.18% compares to HKD$16,940 millions as at 31st December 2013.
HKD$320,006 millions for other private purposes, an increase of HKD$57,417 millions or 21.87% compares to HKD$262,589 millions as at 31st December 2013.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
Loans and advances in Hong Kong 2012-2013
As at 31st December 2013, total outstanding professional and private loans in Hong Kong stood at HKD$1,339,701 millions,
an increase of HKD$91,770 millions or 7.35% compares to HKD$1,247,931 millions as at 31st December 2012.
The HKD$1,339,701 millions total outstanding loans can be broken down as:-
HKD$41,507 millions for the purchase of flats in HOS, PSPS & TPS, a decrease of HKD$405 millions or 0.97% compares to HKD$41,912 millions as at 31st December 2012.
HKD$908,677 millions for the purchase of other residential, an increase of HKD$36,029 millions or 4.13% compares to HKD$872,648 millions as at 31st December 2012.
HKD$109,989 millions for credit card advances, an increase of HKD$6,029 millions or 5.80% compares to HKD$103,960 millions as at 31st December 2012.
HKD$16,940 millions for other business purposes, an increase of HKD$2,511 millions or 17.40% compares to HKD$14,429 millions as at 31st December 2012.
HKD$262,589 millions for other private purposes, an increase of HKD$47,608 millions or 22.15% compares to HKD$214,981 millions as at 31st December 2012.
Note: HOS, PSPS & TPS stands for Home Ownership Scheme, Private Sector Participation Scheme & Tenants Purchase Scheme
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