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DBS COMPASS VISA Platinum Credit Card application."

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Successfully apply to enjoy a welcome gift of HK$400 PARKnSHOP/Watsons “InstaRedeem or other offers!

Get the COMPASS VISA Card from DBS Bank Hong Kong to enjoy the benefits and rewards today!

warningThe card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.

For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.

Double Welcome Offer

New Customer# apply for DBS Credit Card can also enjoy the following double welcome offer:

  • 3 Free Trials for Flexi Shopping
    New customers apply for Flexi-Shopping with 6 months instalments via DBS Card+ during the Promotion Period to enjoy 3-Times Free Trial for Flexi Shopping!
  • 3 months Interest Cash Rebate for Instant Cash Instalment Loan
    During the promotion period, new customers successfully applied the first Instant Cash Instalment Loan with cash out amount >=HK$30,000 and number of Instalments >= 36 months could enjoy 3 months Interest Cash Rebate.
    • #New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.

Privileges

  • Super Wednesday - 8% off on Local Supermarket Spending
    Upon a single net spending of HK$250 or above at physical / online store of local supermarkets* with DBS COMPASS VISA on every Wednesday during the promotion period, you can enjoy
    “InstaRedeem” 8% off (maximum deduction is HK$50 per transaction)
  • 8% InstaRedeem Discount
    8% Instant Discount - over 6 major consumer spending categories and 2 of Hong Kong’s top retailers!
    DBS COMPASS VISA – a new-gen smart credit card that offers exciting discounts in 6 major consumer spending categories as well as 2 of Hong Kong’s top retailers (ParknShop and Watsons)!
  • Enjoy 8% discount at PARKnSHOP on designated day
    Enjoy 8% discount upon single purchase of HK$100 or above at PARKnSHOP physical store or single purchase of HK$800 or above at PARKnSHOP.com/ PARKnSHOP App on the 2nd, 12th and 22nd of every month.
  • Enjoy 8% discount at Watsons on designated day
    Single purchase $400 or above with DBS COMPASS VISA to enjoy 8% discount at Watsons on the 5th, 15th and 25th day of every month.
  • Up to 3% rebate at Taobao and Tmall
    Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with COMPASS VISA.
Other Offer

  • Up to 1% COMPASS Dollar rebate
    Spend with your DBS COMPASS VISA and earn unlimited 1% COMPASS Dollar rebate every day in Hong Kong and Macau! No expiry!
  • Redeem trendy gadgets at eSHOP with COMPASS Dollar
    Use COMPASS Dollar and DBS$ to redeem a variety of featured products and Flying Miles instantly.
  • Flexi Shopping – Interest-Free Instalment
    Enjoy interest-free installment plan for purchases made by DBS Credit Cards. Simple click few buttons to complete the application via DBS Omni.
    You can then enjoy long repayment period of your choice in 6 months or 12 months. It’s so flexi! One-off handling fee as low as HK$50!
  • Equipped with Visa payWave, Enjoy the ease of cashless payment
    An immense network covering over 7,000 hotspot in town. For transaction amount below HK$500, no signature required and complete payment by just a wave! You can even earn up to 1% COMPASS Dollar rebate!
DBS Card+ & Rewards

Introducing the brand new DBS Card+ mobile app, the perfect companion for your DBS Credit Cards. Download and experience four ‘first-in-market’ innovations that will revolutionalise the way you use your credit cards.

  • Timeline
    Your spending will be shown on your timeline automatically.
  • Insight
    Track your personal finances effectively with Budget
  • Budget
    Gain Insights on your past six months’ spending.
  • InstaRedeem
    Instant Redemption and save on your transaction
  • EasyPayment
    Making payment to your DBS Credit Cards easier
Welcome Offer

DBS COMPASS VISA Mahjong Set (Limited Edition) - Black
Each tile (36x27x21mm) is designed in black, with the words “DBS COMPASS VISA” and logo engraved on the back.
Each mahjong set comprises 144 tiles, 4 spare tiles, 3 dice and 1 spinner dice.
The mahjong case is sturdy, light and easy to carry.
Spending requirement: HK$6,800 or above within 3 months from the New Card issuance date; or

DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold
Each tile (36x27x21mm) is designed in gold, with the words “DBS COMPASS VISA” and logo engraved on the back.
Each mahjong set comprises 144 tiles, 4 spare tiles, 3 dice and 1 spinner dice.
The mahjong case is sturdy, light and easy to carry.
Spending requirement: HK$6,800 or above within 3 months from the New Card issuance date; or

HK$400 Local Supermarket “InstaRedeem” Amount
“InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$400 at physical / online store of local supermarkets#.

Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date
# The definition of physical or online store of local supermarkets refers to the merchant codes and transaction types as defined by VISA or a merchant's acquiring, and is determined by the bank at its sole discretion.

DBS COMPASS VISA WELCOME OFFER TERMS & CONDITIONS

  1. The DBS Compass Visa Welcome Offer (“ Welcome Offer ”) is only available to applicants who have successfully applied to become the principal cardholder of DBS COMPASS VISA Platinum card issued by DBS Bank (Hong Kong) Limited (the “ Bank ”) (“ New Card ”) by submitting the DBS COMPASS VISA Platinum application form (“ Application Form ”) to the Bank during the period from 4 July 2022 to 2 October 2022 (“ Offer Period ”) and all supporting documents required by the Bank within one month from the date of application.
  2. Unless otherwise specified, the Welcome Offer is applicable to “ New Customers ”. New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
  3. Under the Welcome Offer, New Customers are entitled to choose any one applicable welcome gift (“ Welcome Gift ”) set out below:
  4.   Welcome Gift
    Option 1 DBS COMPASS VISA Mahjong Set (Limited Edition) – Black
    Option 2 DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold
    Option 3 HK$400 Local Supermarket “InstaRedeem” Amount

  5. New Customer shall indicate his/her choice of the Welcome Gift on the Application Form. If New Customer has not indicated his/her choice or indicated more than one choice in the Application Form, New Customer will automatically be assigned “HK$400 Local Supermarket “InstaRedeem” Amount” as his/her Welcome Gift. Once such choice has been made or assigned, it cannot be changed.
  6. Each New Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if New Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to redeem ONE Welcome Gift in respect of all applications submitted during the Offer Period.
  7. New Customer must accumulate retail spending (“ Eligible Spending ”) of designated amount (as set out in the table below) with the New card (“ Spending Requirement ”) within 3 months of the New Card issuance date (“ Spending Period ”) and fulfil the additional requirement (as set out in the table below) (“ Additional Requirement ”) in order to be eligible to the Welcome Gift.
    Welcome Gift Spending Requirement Additional Requirement
    DBS COMPASS VISA Mahjong Set (Limited Edition) – Black HK$6,800 Download DBS Card+ mobile application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date
    DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold HK$6,800
    HK$400 Local Supermarket “InstaRedeem” Amount HK$4,800
  8. Only posted Eligible Spending transactions will be counted towards fulfillment of the Spending Requirement (for Eligible Spending transactions being settled with a Card Interest-free Instalment Loan, only posted monthly instalments will be counted). The following types of transactions shall not be considered as Eligible Spending: cash advance and its relevant handling / administration fees, application fee / handling fee of Octopus Automatic Add-Value Service and the top-up amount, Call-a-loan, Funds Transfer Programme, Fee Based Instalment Programme, Flexi-Shopping Programme, tax payment, reloads of e-Wallets (including but not limited to PayMe, WeChat Pay and Alipay), any bill payment transactions , transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and / or settlement of the merchant) outside Hong Kong, casino chips, foreign exchange, security purchases, credit card annual fee, finance charges, late charges, reversed transactions, transaction that has been subject to cancellation, charge-back, return of goods and / or refund or any other types of transactions as the Bank may specify from time to time.
  9. Fulfillment of the Spending Requirement shall be calculated based on Eligible Spending conducted with each New Card successfully applied during the Offer Period. If New Customer has successfully applied for more than one New Card, Eligible Spending transactions conducted with different New Cards cannot be combined for the purpose of calculating fulfillment of the Spending Requirement. The amount of any Eligible Spending transactions conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating fulfillment of the Spending Requirement.
  10. Except for the HK$400 Local Supermarket “InstaRedeem” Amount, the Welcome Gift is available while stocks last. The Bank has the right to provide eligible New Customer with an alternative gift without further notice.
  11. The relevant Welcome Gift will be credited or sent to eligible New Customers as follows:
    1. DBS COMPASS VISA Mahjong Set (Limited Edition) – Black / DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold
      1. The Bank will notify the New Customers who have met the Spending Requirement and Additional Requirement to redeem the Welcome Gift by push notification of DBS Card+ within 3 months after the Spending Period, please check the notification in DBS Card+ inbox. Other redemption details, the relevant terms and conditions will be listed in the DBS Card+ catalog option> Rewards> Welcome Gift. New Customers are required to present the New Card to redeem the Welcome Gift in person within 1 month from receiving the push notification, otherwise, the Welcome Gift will be deemed to be forfeited.
      2. Welcome Gift is available while stocks last. If the selected color of Welcome Gift is not available, the redemption center will provide another color of Welcome Gift to eligible New Customer without further notice (e.g., If the DBS COMPASS VISA Mahjong Set (Limited Edition) – Black is out of stock, the redemption center will provide DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold to eligible New Customer). If the Welcome Gift is out of stock, the related Welcome Gift will be changed to HK$600 cash rebate without further notice.
    2. “HK$400 Local Supermarket “InstaRedeem” Amount”
      1. The Welcome Gift will be awarded to the eligible New Customers via the red “InstaRedeem” button of DBS Card+ upon completing the Additional Requirement, spending with the New Card of transaction as described in Clause 10.2.4 at the physical or online store of local supermarkets, and when the spending displays on “Spending” of DBS Card+. Reloads of e-Wallets (e.g., PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets will not be considered as spending for pushing of the red “InstaRedeem” button.
      2. The definition of physical or online store of local supermarkets refers to the merchant codes and transaction types as defined by VISA or a merchant's acquiring, and is determined by the Bank at its sole discretion. Examples include the following merchants:
        • C!ty'super
        • DON DON DONKI
        • foodpanda mall & pandamart
        • HKTV Mall
        • Marks and Spencer Food
        • PARKnSHOP Supermarket (including fusion, Taste etc.)
        • U Select Supermarket
        • Watsons
        • Wellcome (including Market Place, 3hreeSixty etc.)
        • YATA Supermarket

        In case of any disputes on the definition of physical or online store of local supermarket merchants, it will be determined by the Bank at its sole discretion. the Bank reserves the right of final decision.
      3. In order to receive push notification, eligible New Customers must turn on the notification in the menu of DBS Card+ by clicking "More" icon, then choose "App & Security Settings" > "Push Notifications" > turn on "InstaRedeem" before conducting any Eligible Transactions.
      4. “InstaRedeem” Amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$400. The eligible New Customer can use the “InstaRedeem” Amount received to set off the amount payable for that transaction via the “InstaRedeem” function of DBS Card. If the eligible New Customer fails to complete transactions with the New Card and click the red “InstaRedeem” button to enjoy the entire “InstaRedeem” amount within the 3rd calendar month starting from the calendar month of the New Card issuance date, he/she will be deemed to have forfeited the Welcome Gift. The Bank will not make any special arrangements and any forms of compensation. For avoidance of doubt, please refer to the below example:
        Assume the New Card of the New Customer was issued on 4 July 2022. The New Customer downloads DBS Card+, registers and activates DBS Card+ account on 6 July 2022. The New Customer chooses “HK$400 Local Supermarket “InstaRedeem” Amount” as Welcome Gift and spends with the New Card at PARKnSHOP on the following dates. The table below shows the amount of Welcome Gift awarded to the New Customer under this case:
        Transaction Date Transaction Amount “InstaRedeem” Amount Pushed Remarks
        5 July 2022 HK$400 Nil Has not fulfilled the Additional Requirement
        23 July 2022 HK$83.00 Nil The amount for the push is HK$400, transaction amount must be over HK$400
        25 July 2022 HK$482.60 HK$400  
      5. The “InstaRedeem” Amount as a Welcome Offer cannot be enjoyed in conjunction with other “InstaRedeem” promotion offers offered by the Bank and the merchants.  If New Customer’s spending meets the award requirements of other "InstaRedeem" promotion offer at the same time, the Bank has the right to determine which offer to be awarded in respect of that spending. When the spending has already been awarded under the Welcome Offer, the same spending cannot be awarded again under other "InstaRedeem" promotions and vice versa. In case of any disputes, the Bank reserves the right of final decision.
      6. If New Customer is successfully awarded with the “InstaRedeem” Amount but is not able to meet the Spending Requirement within the Spending Period, the Bank will debit the issued “InstaRedeem” Amount directly from New Customer’s New Card account after the end of the Spending Period without prior notice.
  12. The Bank is not the supplier of the Welcome Gift or the description, photos or reference price (if any) in relation to the Welcome Gift published in our marketing materials (which are intended to be for reference only). Any enquiry claims or complaint in relation to the quality or availability of the Welcome Gift or the accuracy of any of the aforementioned information contained in the marketing materials shall be directed to the relevant supplier. The Bank shall assume no liability in respect thereof.
  13. Welcome Gift is only available to New Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the relevant Spending Period and when the Welcome Gift is issued. The Bank shall have the sole discretion in determining a New Customer’s entitlement to the Welcome Gift.
  14. New Customers must keep the original receipt of each Eligible Spending transaction. In case of disputes about the entitlement of Welcome Gift, the Bank reserves the right to require the New Customer to present the original receipt of the Eligible Spending transactions for verification. If there is any discrepancy between the Bank’s record and Customer’s receipt, the Bank’s record and determination shall be final and conclusive.
  15. Entitlement to Welcome Offer is subject to there being no abuse/noncompliance by the New Customer, failing which the Bank will debit the value of the Welcome Offer from the New Customer’s account without notice and/or take such action to recover any outstanding amounts.
  16. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
  17. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

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