Compare and apply online for DBS Black World MasterCard Hong Kong

"It just takes a minute to complete and submit your
DBS Black MasterCard application."

Change Language: 中文   

Think big. Travel more.
Earn 2X DBS$ (HK$6 = 1 mile) on local spending and 3X DBS$ (HK$4 = 1 mile) on overseas spending and embrace a host of travel perks.
Enjoy a wide array of features and benefits with your DBS Black World MasterCard®
With more than 32 million acceptance locations, no card is accepted in more places and by more merchants than MasterCard

Get the DBS Black Card from DBS Bank Hong Kong to enjoy the benefits and rewards today!

warningThe card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.

For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.

Double Welcome Offer

New Customer# apply for DBS Credit Card can also enjoy the following double welcome offer:

  • 3 Free Trials for Flexi Shopping
    New customers apply for Flexi-Shopping with 6 months instalments via DBS Card+ during the Promotion Period to enjoy 3-Times Free Trial for Flexi Shopping!
  • 3 months Interest Cash Rebate for Instant Cash Instalment Loan
    During the promotion period, new customers successfully applied the first Instant Cash Instalment Loan with cash out amount >=HK$30,000 and number of Instalments >= 36 months could enjoy 3 months Interest Cash Rebate.
    • #New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or COMPASS VISA credit cards) issued by the Bank.

Privileges (MasterCard)

  • Mastercard® Airport Experiences Provided by LoungeKey
    With Mastercard® Airport Experiences, you can now:
    • Access to 850+ lounges in over 400 airports worldwide (US$32 per person per visit)
    • Savour up to 15% dining discounts
    • Enjoy up to 15% off at retail stores
    • Receive up to 15% off selected spa services
  • Complimentary Newspaper / Magazine Redemption at Airport
    Simply present your DBS Black Card and valid boarding pass1 (which departure date must be same as the date of redemption) at RELAY's outlet in Hong Kong International Airport restricted area to enjoy a complimentary copy of newspaper/magazine2.
  • Airport Limousine Transfer Service
    DBS Black Cardholders can enjoy a comfortable ride without hustle and bustle to and from the Hong Kong International Airport1 with HK$680.

What’s Hot

  • Unlimited Cash Rebate Redemption
    20% Off Cash Rebate Redemption Promotion
    DBS Black World Mastercard® Cardholder can redeem Cash Rebate at DBS$80 to HK$100 during Promotion Period. Without any spending requirement and limit on redemption quantity.
  • DBS$ Recharge
    DBS Black Card cardholders can now purchase DBS$48^ for just HK$180 to redeem fabulous gifts during the promotion period. There is no limit on the number of "recharging" units for redemption. Act now to redeem your favourite items faster!
  • Up to 12% Off Hotel Booking Offer from
  • 12% Off Hotel Booking from
  • 7% Off Hotel Booking Offer from
  • Up to 70% Off from KKday
  • Up to 5% Off Travel Products from KLOOK

DBS Black World Mastercard® Welcome Offer Terms and Conditions

  1. The DBS Black World Mastercard Welcome Offer (“Welcome Offer”) is only available to applicants who have successfully applied to become the principal cardholder of DBS Black World Mastercard issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“New Card”) by submitting the DBS Black World Mastercard application form (“Application Form”) to the Bank during the period from 3 October 2022 to 2 January 2023 (“Offer Period”) and all supporting documents required by the Bank within one month from the date of application.
  2. Unless otherwise specified, the Welcome Offer is only applicable to “New Customers”. New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.
  3. Each New Customer can enjoy the Welcome Offer once during the Offer Period. For the avoidance of doubt, if New Customer has successfully applied for more than one New Card with the Bank by submitting multiple Application Forms to the Bank, he/she will only be entitled to enjoy the Welcome Offer once in respect of all applications submitted during the Offer Period.
  4. New Customer must download DBS Card+ mobile application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer.
  5. Local spending (“Local Spending“, as defined in clause 8 below) accumulated by the eligible New Customer with the New Card within 2 months of the New Card issuance date can be converted into miles using the conversion rate shown in the table below, up to a maximum of 80,000 miles:
  6. Spending Condition Miles Conversion Rate
    Online Spending First HK$5,000 HK$0.5 = 1miles*
    Thereafter HK$4 = 1miles #
    Total accumulated miles rewards 80,000 miles (i.e. DBS$3,840)
    * Capped at HK$5,000; upper limit is 10,000 miles (inclusive of Basic Rewards).
    # Capped at HK$280,000; upper limit is 70,000 miles (inclusive of Basic Rewards).
  7. The miles reward will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:
  8. Type of Spending Spending amount within first 2 months
    Miles earned based on Miles Conversion Rate of Welcome Gift  
    DBS$ required to redeem the miles ^
    C =B÷1,000×48
    Basic Rewards # earned for the relevant spending amount
    D =A÷250×2 
    Extra DBS$ to be credited by the Bank(" Extra Reward ")
    Local Spending 2,000 4,000 192 16 176
    Local Spending 285,000 80,000 3,840 2,280 1,560 ~
    Local Spending 300,000 80,000 3,840 2,400 1,560 ~
    ^ Calculated based on the conversation rate of DBS$48 = 1,000 miles.
    # Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
    ~ The spending limit of Local Spending is capped at HK$285,000, when the limit is exceeded, the Extra Reward is capped at DBS$1,560.
  9. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer within four months after the New Card issuance date and shown on the monthly statement. Below fulfillment schedule for reference:
    New Card Approval Date Extra Reward Fulfillment Period
     3 to 31 October 2022  by 28 February 2023
    1 to 30 November 2022   by 31 March 2023
    1 to 31 December 2022 by 30 April 2023 
     1 to 31 January 2023 by 31 May 2023
  10. For the purpose of Welcome Offer, “Local Spending” refers to the posted local transactions conducted at the points of sales in Hong Kong and Macau; for the avoidance of doubt, the following types of transactions shall not be considered as Local Spending: cash advances and relevant handling/administration fees, application fee/handling fee and add value of Octopus Automatic Add-Value Service, casino chips, foreign exchange, finance charges, reversed transactions, late charges, credit card annual fee, “Call-a-loan”, “Balance Transfer”, “Funds Transfer”, “Fee Based Instalment Programme”, “Flexi-Shopping Programme”, transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong, insurance payment, tax payment, reload of e-Wallets (including but not limited to PayMe, WeChat Pay and Alipay), any bill payment transactions made via DBS iBanking/JET Payment Service of JETCO/24-hour Customer Services Hotline or any other means as specified by the Bank from time to time, transactions that have been subject to cancellation, charge-back, return of goods and/or refund or any other types of transactions specified by the Bank from time to time. For Local Spending being settled with a Card Interest-free Instalment Loan, only posted monthly instalments will be counted.
  11. Calculation of Local Spending shall be based on the spending conducted with each New Card successfully applied during the Offer Period. If a New Customer has successfully applied for more than one New Card, the Local Spending conducted with different New Cards cannot be combined. The amount of any Local Spending conducted through any supplementary card under the New Card will be aggregated with that of the principal card of the New Card for the purpose of calculating the amount of Local Spending.
  12. Welcome Offer is only available to New Customers whose New Card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the period from New Card issuance date to issuance of the Welcome Offer. The Bank shall have the sole discretion in determining a New Customer's entitlement to the Welcome Offer.
  13. New Customers must keep the original receipt of each Local Spending transaction. In case of disputes about the entitlement of Welcome Offer, the Bank reserves the right to require the New Customer to present the original receipt of the Local Spending transactions for verification. If there is any discrepancy between the Bank’s record and New Customer's receipt, the Bank’s record and determination shall be final and conclusive.
  14. Entitlement to the Welcome Offer is subject to there being no abuse/non compliance by the New Customer, failing which the Bank will debit the value of the Welcome Offer from the New Customer's account without notice and/or take such action to recover any outstanding amounts.
  15. The Bank may change these terms and conditions and/or modify or terminate the Welcome Offer. The Bank’s decision is final.
  16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.


Safe and secure online application with SSL encryption technology

Promise Personal Loan

TransUnion Credit Report

COVID-19 Care Plan