台灣信用卡資訊
截至民國110底, 台灣人口共有23,375,314人, 總流通卡數有52,629,916張(平均每人2.25張卡), 較民國109年底之50,116,397張卡增加2,513,519張卡或5.02%。
但是有效卡數共有33,794,844張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
信用卡是指由發卡銀行授予持卡人特定的信用額度，允許持卡人於消費後，某一定期間結束時，支付全額或部分的消費金額。
信用卡之使用在台灣社會已相當普遍，且隨著電子商務發展，透過網際網路線上刷卡購物的情形益趨增加，許多金融機構並發行集合預借現金、提款、循環信用等功能的信用卡。
為避免信用卡被盜刷或偽冒使用之情形，各金融機構也積極推行信用卡晶片化之轉置作業，以提高信用卡消費的安全性。
民國110年, 台灣全年總簽帳金額約新台幣3兆1,080億元(平均每人約新台幣13萬3千, 每張卡約新台幣5萬9千), 較民國109年之新台幣3兆200億元增加新台幣880億元或2.91%。國內与國外全年總簽帳金額分為約新台幣2兆9272億元和新台幣1,805億元。
民國110全年總預借現金金額約新台幣204億元, 較民國109年之約新台幣222億元減少新台幣18億元或8.62% 。
民國109年12月份, 循環信用金額新台幣1,056億元。民國110年12月份, 循環信用金額下降至新台幣1,012億元。
民國109年年度轉銷約新台幣41.74百萬元, 而民國110年年度轉銷約新台幣37.61億元。
截至112年1月底止, 台灣總流通卡數有56,243,776張, 較上月底之56,243,776張卡增加404,326張卡或0.72%。
但是有效卡數共有35,932,268張。當月發卡數共有901,005張卡。當月簽帳金額約3,162億元；當月預借現金金額約12.8億元。
截至111年1月底止, 台灣總流通卡數有52,853,092張, 較上月底之52,629,916張卡增加223,176張卡或0.42%。
但是有效卡數共有33,973,211張。當月發卡數共有517,610張卡。當月簽帳金額約2,721億元；當月預借現金金額約16.9億元。
截至111年2月底止, 台灣總流通卡數有53,010,452張, 較上月底之52,853,092張卡增加157,360張卡或0.30%。
但是有效卡數共有33,976,443張。當月發卡數共有401,979張卡。當月簽帳金額約2,284億元；當月預借現金金額約10.7億元。
截至111年3月底止, 台灣總流通卡數有53,235,175張, 較上月底之53,010,452張卡增加224,723張卡或0.42%。
但是有效卡數共有34,122,060張。當月發卡數共有564,258張卡。當月簽帳金額約2,822億元；當月預借現金金額約19.0億元。
截至111年4月底止, 台灣總流通卡數有53,459,439張, 較上月底之53,235,175張卡增加224,264張卡或0.42%。
但是有效卡數共有34,211,898張。當月發卡數共有466,019張卡。當月簽帳金額約2,392億元；當月預借現金金額約16.1億元。
截至111年5月底止, 台灣總流通卡數有53,657,321張, 較上月底之53,459,439張卡增加197,882張卡或0.37%。
但是有效卡數共有34,234,701張。當月發卡數共有475,855張卡。當月簽帳金額約2,580億元；當月預借現金金額約17.0億元。
截至111年6月底止, 台灣總流通卡數有53,903,048張, 較上月底之53,657,321張卡增加245,727張卡或0.46%。
但是有效卡數共有34,250,705張。當月發卡數共有511,107張卡。當月簽帳金額約2,644億元；當月預借現金金額約17.5億元。
截至111年7月底止, 台灣總流通卡數有54,166,677張, 較上月底之53,903,048張卡增加263,629張卡或0.49%。
但是有效卡數共有34,374,784張。當月發卡數共有543,748張卡。當月簽帳金額約4,079億元；當月預借現金金額約17.2億元。
截至111年8月底止, 台灣總流通卡數有54,414,688張, 較上月底之54,166,677張卡增加248,011張卡或0.46%。
但是有效卡數共有34,664,057張。當月發卡數共有550,468張卡。當月簽帳金額約3,038億元；當月預借現金金額約16.8億元。
截至111年9月底止, 台灣總流通卡數有54,634,348張, 較上月底之54,414,688張卡增加219,660張卡或0.40%。
但是有效卡數共有34,742,649張。當月發卡數共有491,259張卡。當月簽帳金額約2,821億元；當月預借現金金額約17.2億元。
截至111年10月底止, 台灣總流通卡數有54,850,257張, 較上月底之54,634,348張卡增加215,909張卡或0.40%。
但是有效卡數共有34,921,067張。當月發卡數共有507,423張卡。當月簽帳金額約2,927億元；當月預借現金金額約17.0億元。
截至111年11月底止, 台灣總流通卡數有55,084,077張, 較上月底之54,850,257張卡增加233,820張卡或0.43%。
但是有效卡數共有35,293,905張。當月發卡數共有569,687張卡。當月簽帳金額約3,258億元；當月預借現金金額約17.1億元。
截至111年12月底止, 台灣總流通卡數有56,243,776張, 較上月底之55,084,077張卡增加1,159,699張卡或2.11%。
但是有效卡數共有35,597,231張。當月發卡數共有1,472,630張卡。當月簽帳金額約3,337億元；當月預借現金金額約17.9億元。
截至110年1月底止, 台灣總流通卡數有50,330,848張, 較上月底之50,116,397張卡增加214,451張卡或0.43%。
但是有效卡數共有33,030,665張。當月發卡數共有571,989張卡。當月簽帳金額約2,530億元；當月預借現金金額約19.5億元。
截至110年2月底止, 台灣總流通卡數有50,517,901張, 較上月底之50,330,848張卡增加187,053張卡或0.37%。
但是有效卡數共有33,049,410張。當月發卡數共有405,342張卡。當月簽帳金額約2,299億元；當月預借現金金額約13.0億元。
截至110年3月底止, 台灣總流通卡數有50,800,825張, 較上月底之50,517,901張卡增加282,924張卡或0.56%。
但是有效卡數共有33,201,274張。當月發卡數共有596,684張卡。當月簽帳金額約2,632億元；當月預借現金金額約18.6億元。
截至110年4月底止, 台灣總流通卡數有51,087,142張, 較上月底之50,800,825張卡增加286,317張卡或0.56%。
但是有效卡數共有33,342,552張。當月發卡數共有519,526張卡。當月簽帳金額約2,349億元；當月預借現金金額約17.3億元。
截至110年5月底止, 台灣總流通卡數有51,291,080張, 較上月底之51,087,142張卡增加203,938張卡或0.40%。
但是有效卡數共有33,396,000張。當月發卡數共有438,097張卡。當月簽帳金額約2,396億元；當月預借現金金額約20.8億元。
截至110年6月底止, 台灣總流通卡數有51,200,815張, 較上月底之51,291,080張卡減少90,265張卡或0.18%。
但是有效卡數共有33,183,168張。當月發卡數共有294,140張卡。當月簽帳金額約2,153億元；當月預借現金金額約14.8億元。
截至110年7月底止, 台灣總流通卡數有51,336,062張, 較上月底之51,200,815張卡增加135,247張卡或0.26%。
但是有效卡數共有33,096,122張。當月發卡數共有397,225張卡。當月簽帳金額約3,354億元；當月預借現金金額約15.5億元。
截至110年8月底止, 台灣總流通卡數有51,568,891張, 較上月底之51,336,062張卡增加232,829張卡或0.45%。
但是有效卡數共有33,144,828張。當月發卡數共有536,392張卡。當月簽帳金額約2,512億元；當月預借現金金額約16.2億元。
截至110年9月底止, 台灣總流通卡數有51,867,024張, 較上月底之51,568,891張卡增加298,133張卡或0.58%。
但是有效卡數共有33,181,794張。當月發卡數共有582,576張卡。當月簽帳金額約2,509億元；當月預借現金金額約15.9億元。
截至110年10月底止, 台灣總流通卡數有52,136,111張, 較上月底之51,867,024張卡增加269,087張卡或0.52%。
但是有效卡數共有33,235,939張。當月發卡數共有526,310張卡。當月簽帳金額約2,473億元；當月預借現金金額約16.3億元。
截至110年11月底止, 台灣總流通卡數有52,402,819張, 較上月底之52,136,111張卡增加266,708張卡或0.51%。
但是有效卡數共有33,486,160張。當月發卡數共有522,647張卡。當月簽帳金額約2,921億元；當月預借現金金額約18.0億元。
截至110年12月底止, 台灣總流通卡數有52,629,916張, 較上月底之52,402,819張卡增加227,097張卡或0.43%。
但是有效卡數共有33,794,844張。當月發卡數共有506,166張卡。當月簽帳金額約2,949億元；當月預借現金金額約18.3億元。
As at 31st January 2023, there are 56,648,102 of credit cards issued, an increase of 404,326 cards or 0.72% compares to 56,243,776 cards issued as at 31st December 2022.
However, there are only 35,932,268 active cards, with 901,005 new cards issued in the month. The total credit cards spending for January 2023 is NT$317.45 billion,
made up of NT$316.17 billion in purchases and NT$1.28 billion in cash advance.
As at 31st January 2022, there are 52,853,092 of credit cards issued, an increase of 223,176 cards or 0.42% compares to 52,629,916 cards issued as at 31st December 2021.
However, there are only 33,973,211 active cards, with 517,610 new cards issued in the month. The total credit cards spending for January 2022 is NT$273.80 billion,
made up of NT$272.11 billion in purchases and NT$1.69 billion in cash advance.
As at 28th February 2022, there are 53,010,452 of credit cards issued, an increase of 157,360 cards or 0.30% compares to 52,853,092 cards issued as at 31st January 2022.
However, there are only 33,976,443 active cards, with 401,979 new cards issued in the month. The total credit cards spending for February 2022 is NT$229.42 billion,
made up of NT$228.35 billion in purchases and NT$1.07 billion in cash advance.
As at 31st March 2022, there are 53,235,175 of credit cards issued, an increase of 224,723 cards or 0.42% compares to 53,010,452 cards issued as at 28th February 2022.
However, there are only 34,122,060 active cards, with 564,258 new cards issued in the month. The total credit cards spending for March 2022 is NT$284.1 billion,
made up of NT$282.20 billion in purchases and NT$1.90 billion in cash advance.
As at 30th April 2022, there are 53,459,439 of credit cards issued, an increase of 224,264 cards or 0.42% compares to 53,235,175 cards issued as at 31st March 2022.
However, there are only 34,211,898 active cards, with 466,019 new cards issued in the month. The total credit cards spending for April 2022 is NT$240.83 billion,
made up of NT$239.22 billion in purchases and NT$1.61 billion in cash advance.
As at 31st May 2022, there are 53,657,321 of credit cards issued, an increase of 197,882 cards or 0.37% compares to 53,459,439 cards issued as at 30th April 2022.
However, there are only 34,234,701 active cards, with 475,855 new cards issued in the month. The total credit cards spending for May 2022 is NT$259.71 billion,
made up of NT$258.01 billion in purchases and NT$1.70 billion in cash advance.
As at 30th June 2022, there are 53,903,048 of credit cards issued, an increase of 245,727 cards or 0.46% compares to 53,657,321 cards issued as at 31st May 2022.
However, there are only 34,250,705 active cards, with 511,107 new cards issued in the month. The total credit cards spending for June 2022 is NT$266.19 billion,
made up of NT$264.44 billion in purchases and NT$1.75 billion in cash advance.
As at 31st July 2022, there are 54,166,677 of credit cards issued, an increase of 263,629 cards or 0.49% compares to 53,903,048 cards issued as at 30th June 2022.
However, there are only 34,374,784 active cards, with 543,748 new cards issued in the month. The total credit cards spending for July 2022 is NT$409.58 billion,
made up of NT$407.86 billion in purchases and NT$1.72 billion in cash advance.
As at 31st August 2022, there are 54,414,688 of credit cards issued, an increase of 248,011 cards or 0.46% compares to 54,166,677 cards issued as at 31st July 2022.
However, there are only 34,664,057 active cards, with 550,468 new cards issued in the month. The total credit cards spending for August 2022 is NT$305.44 billion,
made up of NT$303.76 billion in purchases and NT$1.68 billion in cash advance.
As at 30th September 2022, there are 54,634,348 of credit cards issued, an increase of 219,660 cards or 0.40% compares to 54,414,688 cards issued as at 31st August 2022.
However, there are only 34,742,649 active cards, with 491,259 new cards issued in the month. The total credit cards spending for September 2022 is NT$283.85 billion,
made up of NT$282.13 billion in purchases and NT$1.72 billion in cash advance.
As at 31st October 2022, there are 54,850,257 of credit cards issued, an increase of 215,909 cards or 0.40% compares to 54,634,348 cards issued as at 30th September 2022.
However, there are only 34,921,067 active cards, with 507,423 new cards issued in the month. The total credit cards spending for October 2022 is NT$294.39 billion,
made up of NT$292.69 billion in purchases and NT$1.70 billion in cash advance.
As at 30th November 2022, there are 55,084,077 of credit cards issued, an increase of 233,820 cards or 0.43% compares to 54,850,257 cards issued as at 31st October 2022.
However, there are only 35,293,905 active cards, with 569,687 new cards issued in the month. The total credit cards spending for November 2022 is NT$327.46 billion,
made up of NT$325.75 billion in purchases and NT$1.71 billion in cash advance.
As at 31st December 2022, there are 56,243,776 of credit cards issued, an increase of 1,159,699 cards or 2.11% compares to 55,084,077 cards issued as at 30th November 2022.
However, there are only 35,597,231 active cards, with 1,472,630 new cards issued in the month. The total credit cards spending for December 2022 is NT$335.46 billion,
made up of NT$333.67 billion in purchases and NT$1.79 billion in cash advance.
As at 31st December 2021, Taiwan with a population of 23,375,314 has 52,629,916 of credit cards issued(2.25 cards per capita),
an increase of 2,513,519 cards or 5.02% compares to 50,116,397 cards issued in the same period for year 2020.
However, there are only 33,794,844 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2021 in Taiwan has generated NT$3.108 trillions in value(NT$132,960 per capita, NT$59,053 per card), an increase of NT$88 billions or 2.91% compares to NT$3.020 trillions in 2020.
Out of this total value, NT$2.927 trillions is spent locally with the balance NT$180.50 billions is spend abroad. The credit card cash advances has decreased by NT$1.76 billions or 8.62%
from NT$22.18 billions in 2020 to NT$20.42 billions in 2021.
The revolving balance has decreased from NT$106 billions in December 2020 to NT$101 billions in December 2021.
The annual write-off amount for 2020 is NT$4,173.826 millions, whereas the write off amount for 2021 is NT$3,761.300 millions.
As at 31st January 2021, there are 50,330,848 of credit cards issued, an increase of 214,451 cards or 0.43% compares to 50,116,397 cards issued as at 31st December 2020.
However, there are only 33,030,665 active cards, with 571,989 new cards issued in the month. The total credit cards spending for January 2021 is NT$254.96 billion,
made up of NT$253.01 billion in purchases and NT$1.95 billion in cash advance.
As at 28th February 2021, there are 50,517,901 of credit cards issued, an increase of 187,053 cards or 0.37% compares to 50,330,848 cards issued as at 31st January 2021.
However, there are only 33,049,410 active cards, with 405,342 new cards issued in the month. The total credit cards spending for February 2021 is NT$231.21 billion,
made up of NT$229.91 billion in purchases and NT$1.30 billion in cash advance.
As at 31st March 2021, there are 50,800,825 of credit cards issued, an increase of 282,924 cards or 0.56% compares to 50,517,901 cards issued as at 28th February 2021.
However, there are only 33,201,274 active cards, with 596,684 new cards issued in the month. The total credit cards spending for March 2021 is NT$265.06 billion,
made up of NT$263.20 billion in purchases and NT$1.86 billion in cash advance.
As at 30th April 2021, there are 51,087,142 of credit cards issued, an increase of 286,317 cards or 0.56% compares to 50,800,825 cards issued as at 31st March 2021.
However, there are only 33,342,552 active cards, with 519,526 new cards issued in the month. The total credit cards spending for April 2021 is NT$236.67 billion,
made up of NT$234.94 billion in purchases and NT$1.73 billion in cash advance.
As at 31st May 2021, there are 51,291,080 of credit cards issued, an increase of 203,938 cards or 0.40% compares to 51,087,142 cards issued as at 30th April 2021.
However, there are only 33,396,000 active cards, with 438,097 new cards issued in the month. The total credit cards spending for May 2021 is NT$241.68 billion,
made up of NT$239.60 billion in purchases and NT$2.08 billion in cash advance.
As at 30th June 2021, there are 51,200,815 of credit cards issued, a decrease of 90,265 cards or 0.18% compares to 51,291,080 cards issued as at 31st May 2021.
However, there are only 33,183,168 active cards, with 294,140 new cards issued in the month. The total credit cards spending for June 2021 is NT$216.78 billion,
made up of NT$215.30 billion in purchases and NT$1.48 billion in cash advance.
As at 31st July 2021, there are 51,336,062 of credit cards issued, an increase of 135,247 cards or 0.26% compares to 51,200,815 cards issued as at 30th June 2021.
However, there are only 33,096,122 active cards, with 397,225 new cards issued in the month. The total credit cards spending for July 2021 is NT$336.93 billion,
made up of NT$335.38 billion in purchases and NT$1.55 billion in cash advance.
As at 31st August 2021, there are 51,568,891 of credit cards issued, an increase of 232,829 cards or 0.45% compares to 51,336,062 cards issued as at 31st July 2021.
However, there are only 33,144,828 active cards, with 536,392 new cards issued in the month. The total credit cards spending for August 2021 is NT$252.83 billion,
made up of NT$251.21 billion in purchases and NT$1.62 billion in cash advance.
As at 30th September 2021, there are 51,867,024 of credit cards issued, an increase of 298,133 cards or 0.58% compares to 51,568,891 cards issued as at 31st August 2021.
However, there are only 33,181,794 active cards, with 582,576 new cards issued in the month. The total credit cards spending for September 2021 is NT$252.52 billion,
made up of NT$250.93 billion in purchases and NT$1.59 billion in cash advance.
As at 31st October 2021, there are 52,136,111 of credit cards issued, an increase of 269,087 cards or 0.52% compares to 51,867,024 cards issued as at 30th September 2021.
However, there are only 33,235,939 active cards, with 526,310 new cards issued in the month. The total credit cards spending for October 2021 is NT$248.88 billion,
made up of NT$247.25 billion in purchases and NT$1.63 billion in cash advance.
As at 30th November 2021, there are 52,402,819 of credit cards issued, an increase of 266,708 cards or 0.51% compares to 52,136,111 cards issued as at 31st October 2021.
However, there are only 33,486,160 active cards, with 522,647 new cards issued in the month. The total credit cards spending for November 2021 is NT$293.87 billion,
made up of NT$292.07 billion in purchases and NT$1.80 billion in cash advance.
As at 31st December 2021, there are 52,629,916 of credit cards issued, an increase of 227,097 cards or 0.43% compares to 52,402,819 cards issued as at 30th November 2021.
However, there are only 33,794,844 active cards, with 506,166 new cards issued in the month. The total credit cards spending for December 2021 is NT$296.74 billion,
made up of NT$294.91 billion in purchases and NT$1.83 billion in cash advance.
截至民國109底, 台灣人口共有23,561,236人, 總流通卡數有50,116,397張(平均每人2.13張卡), 較民國108年底之47,392,036張卡增加2,724,361張卡或5.75%。
但是有效卡數共有33,004,316張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國109年, 台灣全年總簽帳金額約新台幣3兆200億元(平均每人約新台幣12萬9千, 每張卡約新台幣6萬3百), 較民國108年之新台幣3兆2230億元減少新台幣2030億元或6.30%。國內与國外全年總簽帳金額分為約新台幣2兆8402億元和新台幣1,793億元。
民國109全年總預借現金金額約新台幣222億元, 較民國108年之約新台幣255億元減少新台幣33億元或12.92% 。
民國108年12月份, 循環信用金額新台幣1,139億元。民國109年12月份, 循環信用金額下降至新台幣1,056億元。
民國108年年度轉銷約新台幣43.29百萬元, 而民國109年年度轉銷約新台幣41.74億元。
台灣信用卡資訊民國109年
截至109年1月底止, 台灣總流通卡數有47,732,308張, 較上月底之47,392,036張卡增加340,272張卡或0.72%。
但是有效卡數共有32,024,975張。當月發卡數共有596,373張卡。當月簽帳金額約2,731億元；當月預借現金金額約17.8億元。
截至109年2月底止, 台灣總流通卡數有48,024,659張, 較上月底之47,732,308張卡增加292,351張卡或0.61%。
但是有效卡數共有32,044,792張。當月發卡數共有587,051張卡。當月簽帳金額約2,184億元；當月預借現金金額約15.6億元。
截至109年3月底止, 台灣總流通卡數有48,322,728張, 較上月底之48,024,659張卡增加298,069張卡或0.62%。
但是有效卡數共有32,162,954張。當月發卡數共有576,546張卡。當月簽帳金額約2,282億元；當月預借現金金額約24.7億元。
截至109年4月底止, 台灣總流通卡數有48,498,978張, 較上月底之48,322,728張卡增加176,250張卡或0.36%。
但是有效卡數共有32,131,415張。當月發卡數共有574,479張卡。當月簽帳金額約2,062億元；當月預借現金金額約18.6億元。
截至109年5月底止, 台灣總流通卡數有48,680,316張, 較上月底之48,498,978張卡增加181,338張卡或0.37%。
但是有效卡數共有32,183,705張。當月發卡數共有469,613張卡。當月簽帳金額約2,147億元；當月預借現金金額約15.2億元。
截至109年6月底止, 台灣總流通卡數有48,798,960張, 較上月底之48,680,316張卡增加118,644張卡或0.24%。
但是有效卡數共有32,152,731張。當月發卡數共有468,693張卡。當月簽帳金額約2,371億元；當月預借現金金額約15.5億元。
截至109年7月底止, 台灣總流通卡數有49,148,541張, 較上月底之48,798,960張卡增加349,581張卡或0.72%。
但是有效卡數共有32,276,267張。當月發卡數共有653,454張卡。當月簽帳金額約3,626億元；當月預借現金金額約18.8億元。
截至109年8月底止, 台灣總流通卡數有49,388,837張, 較上月底之49,148,541張卡增加240,296張卡或0.49%。
但是有效卡數共有32,357,764張。當月發卡數共有497,706張卡。當月簽帳金額約2,347億元；當月預借現金金額約17.6億元。
截至109年9月底止, 台灣總流通卡數有49,665,526張, 較上月底之49,388,837張卡增加276,689張卡或0.56%。
但是有效卡數共有32,516,399張。當月發卡數共有533,012張卡。當月簽帳金額約2,487億元；當月預借現金金額約19.4億元。
截至109年10月底止, 台灣總流通卡數有49,790,612張, 較上月底之49,665,526張卡增加125,086張卡或0.25%。
但是有效卡數共有32,622,661張。當月發卡數共有465,798張卡。當月簽帳金額約2,407億元；當月預借現金金額約17.8億元。
截至109年11月底止, 台灣總流通卡數有49,972,268張, 較上月底之49,790,612張卡增加181,656張卡或0.36%。
但是有效卡數共有32,822,235張。當月發卡數共有491,712張卡。當月簽帳金額約2,595億元；當月預借現金金額約19.2億元。
截至109年12月底止, 台灣總流通卡數有50,116,397張, 較上月底之49,972,268張卡增加144,129張卡或0.29%。
但是有效卡數共有33,004,316張。當月發卡數共有482,669張卡。當月簽帳金額約2,958億元；當月預借現金金額約21.7億元。
截至民國108底, 台灣人口共有23,603,121人, 總流通卡數有47,392,036張(平均每人2.01張卡), 較民國107年底之44,031,472張卡增加3,360,564張卡或7.63%。
但是有效卡數共有31,922,289張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國108年, 台灣全年總簽帳金額約新台幣3兆2,230億元(平均每人約新台幣13萬7千, 每張卡約新台幣6萬8千), 較民國107年之新台幣2兆8,836億元增加新台幣3,394億元或11.75%。國內与國外全年總簽帳金額分為約新台幣2兆9063億元和新台幣3,167億元。
民國108全年總預借現金金額約新台幣255億元, 較民國107年之約新台幣268億元減少新台幣13億元或5.10% 。
民國108年12月份, 循環信用金額新台幣1,139億元。
民國107年年度轉銷約新台幣46.94百萬元, 而民國108年年度轉銷約新台幣43.29億元。
台灣信用卡資訊民國108年
截至108年1月底止, 台灣總流通卡數有44,108,146張, 較上月底之44,031,472張卡增加76,674張卡或0.17%。
但是有效卡數共有29,760,046張。當月發卡數共有646,003張卡。當月簽帳金額約2,913億元；當月預借現金金額約25.7億元。
截至108年2月底止, 台灣總流通卡數有44,281,233張, 較上月底之44,108,146張卡增加173,087張卡或0.39%。
但是有效卡數共有29,760,115張。當月發卡數共有405,117張卡。當月簽帳金額約2,117億元；當月預借現金金額約13.5億元。
截至108年3月底止, 台灣總流通卡數有44,563,834張, 較上月底之44,281,233張卡增加282,601張卡或0.64%。
但是有效卡數共有29,885,219張。當月發卡數共有565,826張卡。當月簽帳金額約2,390億元；當月預借現金金額約20.3億元。
截至108年4月底止, 台灣總流通卡數有44,841,471張, 較上月底之44,563,834張卡增加277,637張卡或0.62%。
但是有效卡數共有30,074,863張。當月發卡數共有618,498張卡。當月簽帳金額約2,578億元；當月預借現金金額約21.3億元。
截至108年5月底止, 台灣總流通卡數有45,189,498張, 較上月底之44,841,471張卡增加348,027張卡或0.78%。
但是有效卡數共有30,345,786張。當月發卡數共有638,862張卡。當月簽帳金額約2,679億元；當月預借現金金額約22.7億元。
截至108年6月底止, 台灣總流通卡數有45,315,602張, 較上月底之45,189,498張卡增加126,104張卡或0.28%。
但是有效卡數共有30,463,809張。當月發卡數共有493,653張卡。當月簽帳金額約3,282億元；當月預借現金金額約19.0億元。
截至108年7月底止, 台灣總流通卡數有45,623,874張, 較上月底之45,315,602張卡增加308,272張卡或0.68%。
但是有效卡數共有30,653,742張。當月發卡數共有646,198張卡。當月簽帳金額約2,800億元；當月預借現金金額約22.3億元。
截至108年8月底止, 台灣總流通卡數有45,997,704張, 較上月底之45,623,874張卡增加373,830張卡或0.82%。
但是有效卡數共有30,958,245張。當月發卡數共有642,137張卡。當月簽帳金額約2,601億元；當月預借現金金額約21.1億元。
截至108年9月底止, 台灣總流通卡數有46,232,382張, 較上月底之45,997,704張卡增加234,678張卡或0.51%。
但是有效卡數共有31,185,472張。當月發卡數共有723,056張卡。當月簽帳金額約2,530億元；當月預借現金金額約19.6億元。
截至108年10月底止, 台灣總流通卡數有46,661,399張, 較上月底之46,232,382張卡增加429,017張卡或0.93%。
但是有效卡數共有31,504,479張。當月發卡數共有850,321張卡。當月簽帳金額約2,812億元；當月預借現金金額約23.6億元。
截至108年11月底止, 台灣總流通卡數有47,093,967張, 較上月底之46,661,399張卡增加432,568張卡或0.93%。
但是有效卡數共有31,803,392張。當月發卡數共有744,442張卡。當月簽帳金額約2,616億元；當月預借現金金額約21.0億元。
截至108年12月底止, 台灣總流通卡數有47,392,036張, 較上月底之47,093,967張卡增加298,069張卡或0.63%。
但是有效卡數共有31,922,289張。當月發卡數共有869,413張卡。當月簽帳金額約2,909億元；當月預借現金金額約23.8億元。
截至民國107底, 台灣人口共有23,588,932人, 總流通卡數有44,031,472張(平均每人1.87張卡), 較民國106年底之40,701,606張卡增加2,301,478張卡或5.52%。
但是有效卡數共有29,573,988張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國107年, 台灣全年總簽帳金額約新台幣2兆8,836億元(平均每人約新台幣12萬2千, 每張卡約新台幣6萬5千), 較民國106年之新台幣2兆6,232億元增加新台幣2,604億元或9.95%。國內与國外全年總簽帳金額分為約新台幣2兆6080億元和新台幣2,757億元。
民國107全年總預借現金金額約新台幣268億元, 較民國106年之約新台幣256億元增加新台幣12億元或5.05% 。
民國106年12月份, 循環信用金額新台幣1,111億元。民國107年12月份, 循環信用金額下降至新台幣1,139億元。
民國106年年度轉銷約新台幣46.91百萬元, 而民國107年年度轉銷約新台幣46.94億元。
台灣信用卡資訊民國107年
截至107年1月底止, 台灣總流通卡數有41,869,592張, 較上月底之41,729,994張卡增加139,598張卡或0.33%。
但是有效卡數共有28,169,734張。當月發卡數共有472,631張卡。當月簽帳金額約2,483億元；當月預借現金金額約24.8億元。
截至107年2月底止, 台灣總流通卡數有41,935,353張, 較上月底之41,869,592張卡增加65,761張卡或0.16%。
但是有效卡數共有28,158,840張。當月發卡數共有319,902張卡。當月簽帳金額約1,981億元；當月預借現金金額約15.8億元。
截至107年3月底止, 台灣總流通卡數有42,117,421張, 較上月底之41,935,353張卡增加182,068張卡或0.43%。
但是有效卡數共有28,222,906張。當月發卡數共有511,654張卡。當月簽帳金額約2,375億元；當月預借現金金額約21.5億元。
截至107年4月底止, 台灣總流通卡數有42,266,187張, 較上月底之42,117,421張卡增加148,766張卡或0.35%。
但是有效卡數共有28,297,983張。當月發卡數共有406,700張卡。當月簽帳金額約2,056億元；當月預借現金金額約20.0億元。
截至107年5月底止, 台灣總流通卡數有42,427,179張, 較上月底之42,266,187張卡增加160,992張卡或0.38%。
但是有效卡數共有28,423,406張。當月發卡數共有505,561張卡。當月簽帳金額約2,511億元；當月預借現金金額約23.5億元。
截至107年6月底止, 台灣總流通卡數有42,609,417張, 較上月底之42,427,179張卡增加182,238張卡或0.43%。
但是有效卡數共有28,538,403張。當月發卡數共有506,989張卡。當月簽帳金額約2,982億元；當月預借現金金額約21.4億元。
截至107年7月底止, 台灣總流通卡數有42,873,200張, 較上月底之42,609,417張卡增加263,783張卡或0.62%。
但是有效卡數共有28,663,850張。當月發卡數共有577,168張卡。當月簽帳金額約2,353億元；當月預借現金金額約24.0億元。
截至107年8月底止, 台灣總流通卡數有43,250,772張, 較上月底之42,873,200張卡增加377,572張卡或0.88%。
但是有效卡數共有28,972,444張。當月發卡數共有544,149張卡。當月簽帳金額約2,447億元；當月預借現金金額約23.5億元。
截至107年9月底止, 台灣總流通卡數有43,420,689張, 較上月底之43,250,772張卡增加169,917張卡或0.39%。
但是有效卡數共有29,079,610張。當月發卡數共有439,505張卡。當月簽帳金額約2,189億元；當月預借現金金額約21.3億元。
截至107年10月底止, 台灣總流通卡數有43,708,564張, 較上月底之43,420,689張卡增加287,875張卡或0.66%。
但是有效卡數共有29,297,061張。當月發卡數共有589,815張卡。當月簽帳金額約2,571億元；當月預借現金金額約26.8億元。
截至107年11月底止, 台灣總流通卡數有43,860,945張, 較上月底之43,708,564張卡增加152,381張卡或0.35%。
但是有效卡數共有29,420,038張。當月發卡數共有628,245張卡。當月簽帳金額約2,466億元；當月預借現金金額約23.1億元。
截至107年12月底止, 台灣總流通卡數有44,031,472張, 較上月底之43,860,945張卡增加170,527張卡或0.39%。
但是有效卡數共有29,573,988張。當月發卡數共有464,540張卡。當月簽帳金額約2,422億元；當月預借現金金額約22.8億元。
截至民國106年底, 台灣人口共有23,571,227人, 總流通卡數有40,701,606張(平均每人1.77張卡), 較民國105年底之40,701,606張卡增加1,028,388張卡或2.53%。
但是有效卡數共有28,034,710張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國106年, 台灣全年總簽帳金額約新台幣2兆6,232億元(平均每人約新台幣11萬1千, 每張卡約新台幣6萬3千), 較民國105年之新台幣2兆4,222億元增加新台幣2,010億元或8.30%。國內与國外全年總簽帳金額分為約新台幣2兆3805億元和新台幣2,427億元。
民國106全年總預借現金金額約新台幣256億元, 較民國105年之約新台幣255億元增加新台幣1億元或0.39% 。
民國105年12月份, 循環信用金額新台幣1,091億元。民國106年12月份, 循環信用金額下降至新台幣1,111億元。
民國105年年度轉銷約新台幣45.4億元, 而民國106年年度轉銷約新台幣46.9億元。
台灣信用卡資訊民國106年
截至106年1月底止, 台灣總流通卡數有40,484,992張, 較上月底之40,701,606張卡減少216,614張卡或0.53%。
但是有效卡數共有26,842,405張。當月發卡數共有420,663張卡。當月簽帳金額約2,010億元；當月預借現金金額約18.6億元。
截至106年2月底止, 台灣總流通卡數有40,518,999張, 較上月底之40,484,992張卡增加34,007張卡或0.08%。
但是有效卡數共有26,729,764張。當月發卡數共有420,400張卡。當月簽帳金額約1,850億元；當月預借現金金額約13.8億元。
截至106年3月底止, 台灣總流通卡數有40,620,870張, 較上月底之40,518,999張卡增加101,871張卡或0.25%。
但是有效卡數共有26,900,204張。當月發卡數共有558,429張卡。當月簽帳金額約2,225億元；當月預借現金金額約22.6億元
截至106年4月底止, 台灣總流通卡數有40,723,016張, 較上月底之40,620,870張卡增加102,146張卡或0.25%。
但是有效卡數共有27,001,779張。當月發卡數共有457,251張卡。當月簽帳金額約1,834億元；當月預借現金金額約18.6億元。
截至106年5月底止, 台灣總流通卡數有40,969,658張, 較上月底之40,723,016張卡增加246,642張卡或0.61%。
但是有效卡數共有27,114,065張。當月發卡數共有541,513張卡。當月簽帳金額約2,160億元；當月預借現金金額約20.6億元。
截至106年6月底止, 台灣總流通卡數有41,118,490張, 較上月底之40,969,658張卡增加148,832張卡或0.36%。
但是有效卡數共有27,297,995張。當月發卡數共有524,154張卡。當月簽帳金額約2,951億元；當月預借現金金額約23.1億元。
截至106年7月底止, 台灣總流通卡數有41,218,020張, 較上月底之41,118,490張卡增加99,530張卡或0.24%。
但是有效卡數共有27,421,635張。當月發卡數共有445,747張卡。當月簽帳金額約2,019億元；當月預借現金金額約21.1億元。
截至106年8月底止, 台灣總流通卡數有41,266,328張, 較上月底之41,218,020張卡增加48,308張卡或0.12%。
但是有效卡數共有27,602,325張。當月發卡數共有489,721張卡。當月簽帳金額約2,266億元；當月預借現金金額約23.8億元。
截至106年9月底止, 台灣總流通卡數有41,405,324張, 較上月底之41,266,328張卡增加138,996張卡或0.34%。
但是有效卡數共有27,668,403張。當月發卡數共有455,945張卡。當月簽帳金額約2,142億元；當月預借現金金額約23.3億元。
截至106年10月底止, 台灣總流通卡數有41,507,223張, 較上月底之41,405,324張卡增加101,899張卡或0.25%。
但是有效卡數共有27,771,335張。當月發卡數共有425,351張卡。當月簽帳金額約2,158億元；當月預借現金金額約22.1億元。
截至106年11月底止, 台灣總流通卡數有41,673,098張, 較上月底之41,507,223張卡增加165,875張卡或0.40%。
但是有效卡數共有27,943,847張。當月發卡數共有489,577張卡。當月簽帳金額約2,337億元；當月預借現金金額約24.0億元。
截至106年12月底止, 台灣總流通卡數有41,729,994張, 較上月底之41,673,098張卡增加56,896張卡或0.14%。
但是有效卡數共有28,034,710張。當月發卡數共有437,644張卡。當月簽帳金額約2,302億元；當月預借現金金額約23.8億元。
截至民國105年底, 台灣人口共有23,539,816人, 總流通卡數有40,701,606張(平均每人1.73張卡), 較民國104年底之38,518,206張卡增加2,183,400張卡或5.67%。
但是有效卡數共有27,023,826張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國105年, 台灣全年總簽帳金額約新台幣2兆4,222億元(平均每人約新台幣10萬3千, 每張卡約新台幣5萬9千), 較民國104年之新台幣2兆2,318億元增加新台幣1,904億元或8.51%。國內与國外全年總簽帳金額分為約新台幣2兆2088億元和新台幣2,134億元。
民國105全年總預借現金金額約新台幣255億元, 較民國104年之約新台幣272億元減少新台幣17億元或6.43% 。
民國104年12月份, 循環信用金額新台幣1,080億元。民國105年12月份, 循環信用金額下降至新台幣1,091億元。
民國104年年度轉銷約新台幣43.1億元, 而民國105年年度轉銷約新台幣45.4億元。
台灣信用卡資訊民國105年
截至105年1月底止, 台灣總流通卡數有38,552,558張, 較上月底之38,518,206張卡增加34,352張卡或0.089%。
但是有效卡數共有25,385,314張。當月發卡數共有364,561張卡。當月簽帳金額約1,910億元；當月預借現金金額約23.6億元。
截至105年2月底止, 台灣總流通卡數有38,588,610張, 較上月底之38,552,558張卡增加36,052張卡或0.094%。
但是有效卡數共有25,384,814張。當月發卡數共有279,611張卡。當月簽帳金額約1,711億元；當月預借現金金額約13.7億元。
截至105年3月底止, 台灣總流通卡數有38,785,922張, 較上月底之38,588,610張卡增加197,312張卡或0.51%。
但是有效卡數共有25,450,666張。當月發卡數共有558,825張卡。當月簽帳金額約1,996億元；當月預借現金金額約22.1億元。
截至105年4月底止, 台灣總流通卡數有39,036,343張, 較上月底之38,785,922張卡增加250,421張卡或0.65%。
但是有效卡數共有25,518,467張。當月發卡數共有553,492張卡。當月簽帳金額約1,810億元；當月預借現金金額約20.1億元。
截至105年5月底止, 台灣總流通卡數有39,228,141張, 較上月底之39,036,343張卡增加191,798張卡或0.49%。
但是有效卡數共有25,690,221張。當月發卡數共有526,999張卡。當月簽帳金額約2,040億元；當月預借現金金額約22.7億元。
截至105年6月底止, 台灣總流通卡數有39,422,380張, 較上月底之39,228,141張卡增加194,239張卡或0.50%。
但是有效卡數共有25,768,621張。當月發卡數共有521,536張卡。當月簽帳金額約2,635億元；當月預借現金金額約20.9億元。
截至105年7月底止, 台灣總流通卡數有39,601,763張, 較上月底之39,422,380張卡增加179,383張卡或0.46%。
但是有效卡數共有25,863,088張。當月發卡數共有493,127張卡。當月簽帳金額約1,834億元；當月預借現金金額約20.3億元。
截至105年8月底止, 台灣總流通卡數有39,642,049張, 較上月底之339,601,763張卡增加40,286張卡或0.10%。
但是有效卡數共有26,230,558張。當月發卡數共有761,941張卡。當月簽帳金額約2,138億元；當月預借現金金額約23.0億元。
截至105年9月底止, 台灣總流通卡數有39,947,204張, 較上月底之39,642,049張卡增加305,155張卡或0.77%。
但是有效卡數共有26,426,608張。當月發卡數共有620,509張卡。當月簽帳金額約1,875億元；當月預借現金金額約20.6億元。
截至105年10月底止, 台灣總流通卡數有40,409,923張, 較上月底之39,947,204張卡增加462,719張卡或1.16%。
但是有效卡數共有26,625,950張。當月發卡數共有784,359張卡。當月簽帳金額約1,996億元；當月預借現金金額約21.3億元。
截至105年11月底止, 台灣總流通卡數有40,601,001張, 較上月底之40,409,923張卡增加191,078張卡或0.47%。
但是有效卡數共有26,872,806張。當月發卡數共有659,675張卡。當月簽帳金額約2,125億元；當月預借現金金額約23.3億元。
截至105年12月底止, 台灣總流通卡數有40,701,606張, 較上月底之40,601,001張卡增加100,605張卡或0.25%。
但是有效卡數共有27,023,826張。當月發卡數共有496,385張卡。當月簽帳金額約2,153億元；當月預借現金金額約22.9億元。
截至民國104年底, 台灣人口共有23,492,074人, 總流通卡數有38,518,206張(平均每人1.64張卡), 較民國103年底之37,389,298張卡增加1,128,908張卡或3.02%。
但是有效卡數共有25,357,316張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國104年, 台灣全年總簽帳金額約新台幣2兆2,318億元(平均每人約新台幣9萬5千, 每張卡約新台幣5萬7千), 較民國103年之新台幣2兆683億元增加新台幣1,640億元或7.93%。 國內与國外全年總簽帳金額分為約新台幣2兆454億元和新台幣1,864億元。
民國104全年總預借現金金額約新台幣272億元, 較民國103年之約新台幣267億元增加新台幣5億元或1.80%。
民國103年12月份, 循環信用金額新台幣1,130億元。民國104年12月份, 循環信用金額下降至新台幣1,080億元。
民國103年年度轉銷約新台幣42.6億元, 而民國104年年度轉銷約新台幣43.1億元。
截至民國103年底, 台灣人口共有23,433,753人, 總流通卡數有37,389,298張(平均每人1.60張卡), 較民國102年底之35,945,865張卡增加1,443,433張卡或4.02%。
但是有效卡數共有24,365,955張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國103年, 台灣全年總簽帳金額約新台幣2兆683億元(平均每人約新台幣8萬8千, 每張卡約新台幣5萬5千), 較民國102年之新台幣1兆9,132億元增加新台幣1,550億元。 國內与國外全年總簽帳金額分為約新台幣1兆9,238億元和新台幣1,445億元。
民國103全年總預借現金金額約新台幣267.19億元, 較民國102年之約新台幣266.65億元增加新台幣6千萬元或0.23%。
民國102年12月份, 循環信用金額新台幣1,185億元。民國103年12月份, 循環信用金額下降至新台幣1,130億元。
民國102年年度轉銷約新台幣50億元, 而民國103年年度轉銷約新台幣42.6億元。
截至民國102年底, 台灣人口共有23,373,517人, 總流通卡數有35,945,865張(平均每人1.54張卡), 較民國101年底之34,076,153張卡增加1,869,712張卡或5.49%。
但是有效卡數共有22,564,423張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國102年, 台灣全年總簽帳金額約新台幣1兆9,132億元(平均每人約新台幣8萬2千, 每張卡約新台幣5萬3千), 較民國101年之新台幣1兆7,627億元增加新台幣1,505億元。 國內与國外全年總簽帳金額分為約新台幣1兆7,971億元和新台幣1,162億元。
民國102全年總預借現金金額約新台幣267億元, 較民國101年之約新台幣278億元減少新台幣1萬億元或3.93%。
民國101年12月份, 循環信用金額新台幣1,319億元。民國102年12月份, 循環信用金額下降至新台幣1,185億元。
民國101年年度轉銷約新台幣50.1億元, 而民國102年年度轉銷約新台幣50億元。
截至民國101年底, 台灣人口共有23,315,822人, 總流通卡數有34,076,153張(平均每人1.46張卡), 較民國100年底之32,854,677張卡增加1,221,476張卡或3.72%。
但是有效卡數共有21,497,916張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國101年, 台灣全年總簽帳金額約新台幣1兆7,627億元(平均每人約新台幣7萬6千, 每張卡約新台幣5萬2千), 較民國100年之新台幣1兆6,691億元增加新台幣940億元。 國內与國外全年總簽帳金額分為約新台幣1兆6,643億元和新台幣985億元。
民國101全年總預借現金金額約新台幣278億元, 較民國100年之約新台幣301億元減少新台幣23萬億元或7.87%。
民國100年12月份, 循環信用金額新台幣1,416億元。民國101年12月份, 循環信用金額下降至新台幣1,319億元。
民國100年年度轉銷約新台幣62.8億元, 而民國101年年度轉銷約新台幣50.1億元。
截至民國100年底, 台灣人口共有23,224,912人, 總流通卡數有32,854,677張(平均每人1.41張卡), 較民國99年底之30,705,583張卡增加2,149,094張卡或6.54%。
但是有效卡數共有20,759,561張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國100年, 台灣全年總簽帳金額約新台幣1兆6,691億元(平均每人約新台幣7萬3千, 每張卡約新台幣5萬1千), 較民國99年之新台幣1兆5,389億元增加新台幣1,300億元。 國內与國外全年總簽帳金額分為約新台幣1兆5,768億元和新台幣923億元。
民國100全年總預借現金金額約新台幣301億元, 較民國99年之約新台幣327億元減少新台幣26億元或7.75%。
民國99年12月份, 循環信用金額新台幣1,810億元。民國100年12月份, 循環信用金額下降至新台幣1,416億元。
民國99年年度轉銷約新台幣115.1億元, 而民國100年年度轉銷約新台幣62.8億元。
截至民國99年底, 台灣人口共有23,165,000人, 總流通卡數有30,705,583張(平均每人1.33張卡), 較民國98年底之30,566,700張卡增加148,883張卡或0.49%。
但是有效卡數共有19,527,730張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國99年, 台灣全年總簽帳金額約新台幣1兆5,389億元(平均每人約新台幣6萬6千, 每張卡約新台幣5萬), 較民國98年之新台幣1兆3,654億元增加新台幣1,740億元。 國內与國外全年總簽帳金額分為約新台幣1兆4,551億元和新台幣838億元。
民國99全年總預借現金金額約新台幣327億元, 較民國98年之約新台幣356億元減少新台幣29億元或8.39%。
民國98年12月份, 循環信用金額新台幣2,081億元。民國99年12月份, 循環信用金額下降至新台幣1,810億元。
民國98年年度轉銷約新台幣232.2億元, 而民國99年年度轉銷約新台幣115.1億元。
截至民國98年底, 台灣人口共有23,119,772人, 總流通卡數有30,566,700張(平均每人1.32張卡), 較民國97年底之33,950,436張卡減少3,393,736張卡或10%。
但是有效卡數共有18,827,666張(最近六個月有消費紀錄之卡，只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國98年, 台灣全年總簽帳金額約新台幣1兆3,654億元(平均每人約新台幣5萬9千, 每張卡約新台幣4萬4千), 較民國97年之新台幣1兆3,941億元減少新台幣290億元。 國內与國外全年總簽帳金額分為約新台幣1兆2,920億元和新台幣734億元。
民國98全年總預借現金金額約新台幣356億元, 較民國97年之約新台幣869億元減少新台幣513億元或58.97%。
民國97年12月份, 循環信用金額新台幣2,537億元。民國98年12月份, 循環信用金額下降至新台幣2,081億元。
民國97年年度轉銷約新台幣379.7億元, 而民國98年年度轉銷約新台幣232.2億元。
截至民國97年底, 台灣人口共有23,037,031人, 總流通卡數有33,950,436張(平均每人1.47張卡), 較民國96年底之36,437,097張卡減少2,486,661張卡或6.82%。
截至民國98年9月底止, 計有38家信用卡發卡機構，總流通卡數有31,241,514張; 29,510,981張卡由本國銀行发行, 1,466,220張卡由外國在台分行发行。 但是有效卡數共有18,701,680張(最近六個月有消費紀錄之卡，
只有郵購分期交易亦算有效卡，不含只有循環繳款之卡片)。
民國94年底是台灣信用卡高峰期, 總流通卡數約4,549萬張。 在三年之内(自從民國91年底總流通卡數約3,159萬張), 卡數增加了1,390萬張或44%。 為防止更多貸款和信用卡債務問題, 行政院金融監督管理委員會發動各項規則和條例, 台灣信用卡數量因此自然持續減少。
總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國97年, 台灣全年總簽帳金額約新台幣1兆3,941億元(平均每人約新台幣6萬, 每張卡約新台幣4萬), 較民國96年之新台幣1兆4,135億元減少新台幣190億元。 國內与國外全年總簽帳金額分為約新台幣1兆3,136億元和新台幣805億元。
民國97全年總預借現金金額約新台幣869億元, 較民國96年之約新台幣779億元增加新台幣90億元或11.48%。
民國96年12月份, 循環信用金額新台幣2,847億元。 民國97年12月份, 循環信用金額下降至新台幣2,537億元。 民國98年9月份, 循環信用金額进一步降低至新台幣2,164億元。
民國96年年度轉銷約新台幣627.5億元, 而民國97年年度轉銷約新台幣379.7億元。 截至民國98年9月底止,年度轉銷約新台幣187億元。
As at 31st December 2020, Taiwan with a population of 23,561,236 has 50,116,397 of credit cards issued(2.13 cards per capita),
an increase of 2,724,361 cards or 5.75% compares to 47,392,036 cards issued in the same period for year 2019.
However, there are only 33,004,316 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2020 in Taiwan has generated NT$3.020 trillions in value(NT$128,160 per capita, NT$60,252 per card), a decrease of NT$203 billions or 6.30% compares to NT$3.223 trillions in 2019.
Out of this total value, NT$2.840 trillions is spent locally with the balance NT$179.31 billions is spend abroad. The credit card cash advances has decreased by NT$3.29 billions or 12.92%
from NT$25.47 billions in 2019 to NT$22.18 billions in 2020.
The revolving balance has decreased from NT$114 billions in December 2019 to NT$106 billions in December 2020.
The annual write-off amount for 2019 is NT$4,329.747 millions, whereas the write off amount for 2020 is NT$4,173.826 millions.
Monthly Credit Cards Statistics in Taiwan 2020
As at 31st January 2020, there are 47,732,308 of credit cards issued, an increase of 340,272 cards or 0.72% compares to 47,392,036 cards issued as at 31st December 2019.
However, there are only 32,024,975 active cards, with 596,373 new cards issued in the month. The total credit cards spending for January 2020 is NT$274.86 billion,
made up of NT$273.08 billion in purchases and NT$1.78 billion in cash advance.
As at 29th February 2020, there are 48,024,659 of credit cards issued, an increase of 292,351 cards or 0.61% compares to 47,732,308 cards issued as at 31st January 2020.
However, there are only 32,044,792 active cards, with 587,051 new cards issued in the month. The total credit cards spending for February 2020 is NT$219.96 billion,
made up of NT$218.40 billion in purchases and NT$1.56 billion in cash advance.
As at 31st March 2020, there are 48,322,728 of credit cards issued, an increase of 298,069 cards or 0.62% compares to 48,024,659 cards issued as at 29th February 2020.
However, there are only 32,162,954 active cards, with 576,546 new cards issued in the month. The total credit cards spending for March 2020 is NT$230.70 billion,
made up of NT$228.23 billion in purchases and NT$2.47 billion in cash advance.
As at 30th April 2020, there are 48,498,978 of credit cards issued, an increase of 176,250 cards or 0.36% compares to 48,322,728 cards issued as at 31st March 2020.
However, there are only 32,131,415 active cards, with 574,479 new cards issued in the month. The total credit cards spending for April 2020 is NT$208.10 billion,
made up of NT$206.24 billion in purchases and NT$1.86 billion in cash advance.
As at 31st May 2020, there are 48,680,316 of credit cards issued, an increase of 181,338 cards or 0.37% compares to 48,498,978 cards issued as at 30th April 2020.
However, there are only 32,183,705 active cards, with 469,613 new cards issued in the month. The total credit cards spending for May 2020 is NT$216.20 billion,
made up of NT$214.68 billion in purchases and NT$1.52 billion in cash advance.
As at 30th June 2020, there are 48,798,960 of credit cards issued, an increase of 118,644 cards or 0.24% compares to 48,680,316 cards issued as at 31st May 2020.
However, there are only 32,152,731 active cards, with 468,693 new cards issued in the month. The total credit cards spending for June 2020 is NT$238.60 billion,
made up of NT$237.05 billion in purchases and NT$1.55 billion in cash advance.
As at 31st July 2020, there are 49,148,541 of credit cards issued, an increase of 349,581 cards or 0.72% compares to 48,798,960 cards issued as at 30th June 2020.
However, there are only 32,276,267 active cards, with 653,454 new cards issued in the month. The total credit cards spending for July 2020 is NT$364.51 billion,
made up of NT$362.63 billion in purchases and NT$1.88 billion in cash advance.
As at 31st August 2020, there are 49,388,837 of credit cards issued, an increase of 240,296 cards or 0.49% compares to 49,148,541 cards issued as at 31st July 2020.
However, there are only 32,357,764 active cards, with 497,706 new cards issued in the month. The total credit cards spending for August 2020 is NT$236.43 billion,
made up of NT$234.67 billion in purchases and NT$1.76 billion in cash advance.
As at 30th September 2020, there are 49,665,526 of credit cards issued, an increase of 276,689 cards or 0.56% compares to 49,388,837 cards issued as at 31st August 2020.
However, there are only 32,516,399 active cards, with 533,012 new cards issued in the month. The total credit cards spending for September 2020 is NT$250.67 billion,
made up of NT$248.73 billion in purchases and NT$1.94 billion in cash advance.
As at 31st October 2020, there are 49,790,612 of credit cards issued, an increase of 125,086 cards or 0.25% compares to 49,665,526 cards issued as at 30th September 2020.
However, there are only 32,622,661 active cards, with 465,798 new cards issued in the month. The total credit cards spending for October 2020 is NT$242.44 billion,
made up of NT$240.66 billion in purchases and NT$1.78 billion in cash advance.
As at 30th November 2020, there are 49,972,268 of credit cards issued, an increase of 181,656 cards or 0.36% compares to 49,790,612 cards issued as at 31st October 2020.
However, there are only 32,822,235 active cards, with 491,712 new cards issued in the month. The total credit cards spending for November 2020 is NT$261.39 billion,
made up of NT$259.47 billion in purchases and NT$1.92 billion in cash advance.
As at 31st December 2020, there are 50,116,397 of credit cards issued, an increase of 144,129 cards or 0.29% compares to 49,972,268 cards issued as at 30th November 2020.
However, there are only 33,004,316 active cards, with 482,669 new cards issued in the month. The total credit cards spending for December 2020 is NT$297.93 billion,
made up of NT$295.76 billion in purchases and NT$2.17 billion in cash advance.
As at 31st December 2019, Taiwan with a population of 23,603,121 has 47,392,036 of credit cards issued(2.01 cards per capita),
an increase of 3,360,564 cards or 7.63% compares to 44,031,472 cards issued in the same period for year 2018.
However, there are only 31,922,289 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2019 in Taiwan has generated NT$3.223 trillions in value(NT$136,550 per capita, NT$68,007 per card), an increase of NT$339 billions or 11.75% compares to NT$2.884 trillions in 2018.
Out of this total value, NT$2.906 trillions is spent locally with the balance NT$316.67 billions is spend abroad. The credit card cash advances has decreased by NT$1.37 billions or 5.10%
from NT$26.84 billions in 2018 to NT$25.47 billions in 2019.
The revolving balance has remained the same at NT$114 billions in December 2019.
The annual write-off amount for 2018 is NT$4,694.623 millions, whereas the write off amount for 2019 is NT$4,329.747 millions.
Monthly Credit Cards Statistics in Taiwan 2019
As at 31st January 2019, there are 44,108,146 of credit cards issued, an increase of 76,674 cards or 0.17% compares to 44,031,472 cards issued as at 31st December 2018.
However, there are only 29,760,046 active cards, with 646,003 new cards issued in the month. The total credit cards spending for January 2019 is NT$293.90 billion,
made up of NT$291.33 billion in purchases and NT$2.57 billion in cash advance.
As at 28th February 2019, there are 44,281,233 of credit cards issued, an increase of 173,087 cards or 0.39% compares to 44,108,146 cards issued as at 31st January 2019.
However, there are only 29,760,115 active cards, with 405,117 new cards issued in the month. The total credit cards spending for February 2019 is NT$213.06 billion,
made up of NT$211.71 billion in purchases and NT$1.35 billion in cash advance.
As at 31st March 2019, there are 44,563,834 of credit cards issued, an increase of 282,601 cards or 0.64% compares to 44,281,233 cards issued as at 28th February 2019.
However, there are only 29,885,219 active cards, with 565,826 new cards issued in the month. The total credit cards spending for March 2019 is NT$241 billion,
made up of NT$238.97 billion in purchases and NT$2.03 billion in cash advance.
As at 30th April 2019, there are 44,841,471 of credit cards issued, an increase of 277,637 cards or 0.62% compares to 44,563,834 cards issued as at 31st March 2019.
However, there are only 30,074,863 active cards, with 618,498 new cards issued in the month. The total credit cards spending for April 2019 is NT$259.90 billion,
made up of NT$257.77 billion in purchases and NT$2.13 billion in cash advance.
As at 31st May 2019, there are 45,189,498 of credit cards issued, an increase of 348,027 cards or 0.78% compares to 44,841,471 cards issued as at 30th April 2019.
However, there are only 30,345,786 active cards, with 638,862 new cards issued in the month. The total credit cards spending for May 2019 is NT$270.13 billion,
made up of NT$267.86 billion in purchases and NT$2.27 billion in cash advance.
As at 30th June 2019, there are 45,315,602 of credit cards issued, an increase of 126,104 cards or 0.28% compares to 45,189,498 cards issued as at 31st May 2019.
However, there are only 30,463,809 active cards, with 493,653 new cards issued in the month. The total credit cards spending for June 2019 is NT$330.09 billion,
made up of NT$328.19 billion in purchases and NT$1.90 billion in cash advance.
As at 31st July 2019, there are 45,623,874 of credit cards issued, an increase of 308,272 cards or 0.68% compares to 45,315,602 cards issued as at 30th June 2019.
However, there are only 30,653,742 active cards, with 646,198 new cards issued in the month. The total credit cards spending for July 2019 is NT$282.33 billion,
made up of NT$280.03 billion in purchases and NT$2.30 billion in cash advance.
As at 31st August 2019, there are 45,997,704 of credit cards issued, an increase of 373,830 cards or 0.82% compares to 45,623,874 cards issued as at 31st July 2019.
However, there are only 30,958,245 active cards, with 642,137 new cards issued in the month. The total credit cards spending for August 2019 is NT$262.19 billion,
made up of NT$260.08 billion in purchases and NT$2.11 billion in cash advance.
As at 30th September 2019, there are 46,232,382 of credit cards issued, an increase of 234,678 cards or 0.51% compares to 45,997,704 cards issued as at 31st August 2019.
However, there are only 31,185,472 active cards, with 723,056 new cards issued in the month. The total credit cards spending for September 2019 is NT$254.94 billion,
made up of NT$252.98 billion in purchases and NT$1.96 billion in cash advance.
As at 31st October 2019, there are 46,661,399 of credit cards issued, an increase of 429,017 cards or 0.93% compares to 46,232,382 cards issued as at 30th September 2019.
However, there are only 31,504,479 active cards, with 850,321 new cards issued in the month. The total credit cards spending for October 2019 is NT$283.60 billion,
made up of NT$281.24 billion in purchases and NT$2.36 billion in cash advance.
As at 30th November 2019, there are 47,093,967 of credit cards issued, an increase of 432,568 cards or 0.93% compares to 46,661,399 cards issued as at 31st October 2019.
However, there are only 31,803,392 active cards, with 744,442 new cards issued in the month. The total credit cards spending for November 2019 is NT$263.71 billion,
made up of NT$261.61 billion in purchases and NT$2.10 billion in cash advance.
As at 31st December 2019, there are 47,392,036 of credit cards issued, an increase of 298,069 cards or 0.63% compares to 47,093,967 cards issued as at 30th November 2019.
However, there are only 31,922,289 active cards, with 869,413 new cards issued in the month. The total credit cards spending for December 2019 is NT$293.32 billion,
made up of NT$290.94 billion in purchases and NT$2.38 billion in cash advance.
As at 31st December 2018, Taiwan with a population of 23,588,932 has 44,031,472 of credit cards issued(1.87 cards per capita),
an increase of 2,301,478 cards or 5.52% compares to 41,729,994 cards issued in the same period for year 2017.
However, there are only 29,573,988 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2018 in Taiwan has generated NT$2.884 trillions in value(NT$122,261 per capita, NT$65,499 per card), an increase of NT$261 billions or 9.95% compares to NT$2.623 trillions in 2017.
Out of this total value, NT$2.608 trillions is spent locally with the balance NT$275.67 billions is spend abroad. The credit card cash advances has increased by NT$1.29 billions or 5.05%
from NT$25.55 billions in 2017 to NT$26.84 billions in 2018.
The revolving balance has increased from NT$111 billions in December 2017 to NT$114 billions in December 2018.
The annual write-off amount for 2017 is NT$4,690.946 millions, whereas the write off amount for 2018 is NT$4,694.623 millions.
Monthly Credit Cards Statistics in Taiwan 2018
As at 31st January 2018, there are 41,869,592 of credit cards issued, an increase of 139,598 cards or 0.33% compares to 41,729,994 cards issued as at 31st December 2017.
However, there are only 28,169,734 active cards, with 472,631 new cards issued in the month. The total credit cards spending for January 2018 is NT$250.77 billion,
made up of NT$248.29 billion in purchases and NT$2.48 billion in cash advance.
As at 28th February 2018, there are 41,935,353 of credit cards issued, an increase of 65,761 cards or 0.16% compares to 41,869,592 cards issued as at 31st January 2018.
However, there are only 28,158,840 active cards, with 319,902 new cards issued in the month. The total credit cards spending for February 2018 is NT$199.70 billion,
made up of NT$198.12 billion in purchases and NT$1.58 billion in cash advance.
As at 31st March 2018, there are 42,117,421 of credit cards issued, an increase of 182,068 cards or 0.43% compares to 41,935,353 cards issued as at 28th February 2018.
However, there are only 28,222,906 active cards, with 511,654 new cards issued in the month. The total credit cards spending for March 2018 is NT$239.61 billion,
made up of NT$237.46 billion in purchases and NT$2.15 billion in cash advance.
As at 30th April 2018, there are 42,266,187 of credit cards issued, an increase of 148,766 cards or 0.35% compares to 42,117,421 cards issued as at 31st March 2018.
However, there are only 28,297,983 active cards, with 406,700 new cards issued in the month. The total credit cards spending for April 2018 is NT$207.64 billion,
made up of NT$205.64 billion in purchases and NT$2.00 billion in cash advance.
As at 31st May 2018, there are 42,427,179 of credit cards issued, an increase of 160,992 cards or 0.38% compares to 42,266,187 cards issued as at 30th April 2018.
However, there are only 28,423,406 active cards, with 505,561 new cards issued in the month. The total credit cards spending for May 2018 is NT$253.43 billion,
made up of NT$251.08 billion in purchases and NT$2.35 billion in cash advance.
As at 30th June 2018, there are 42,609,417 of credit cards issued, an increase of 182,238 cards or 0.43% compares to 42,427,179 cards issued as at 31st May 2018.
However, there are only 28,538,403 active cards, with 506,989 new cards issued in the month. The total credit cards spending for June 2018 is NT$300.34 billion,
made up of NT$298.20 billion in purchases and NT$2.14 billion in cash advance.
As at 31st July 2018, there are 42,873,200 of credit cards issued, an increase of 263,783 cards or 0.62% compares to 42,609,417 cards issued as at 30th June 2018.
However, there are only 28,663,850 active cards, with 577,168 new cards issued in the month. The total credit cards spending for July 2018 is NT$237.65 billion,
made up of NT$235.25 billion in purchases and NT$2.40 billion in cash advance.
As at 31st August 2018, there are 43,250,772 of credit cards issued, an increase of 377,572 cards or 0.88% compares to 42,873,200 cards issued as at 31st July 2018.
However, there are only 28,972,444 active cards, with 544,149 new cards issued in the month. The total credit cards spending for August 2018 is NT$247.09 billion,
made up of NT$244.74 billion in purchases and NT$2.35 billion in cash advance.
As at 30th September 2018, there are 43,420,689 of credit cards issued, an increase of 169,917 cards or 0.39% compares to 43,250,772 cards issued as at 31st August 2018.
However, there are only 29,079,610 active cards, with 439,505 new cards issued in the month. The total credit cards spending for September 2018 is NT$221.07 billion,
made up of NT$218.94 billion in purchases and NT$2.13 billion in cash advance.
As at 31st October 2018, there are 43,708,564 of credit cards issued, an increase of 287,875 cards or 0.66% compares to 43,420,689 cards issued as at 30th September 2018.
However, there are only 29,297,061 active cards, with 589,815 new cards issued in the month. The total credit cards spending for October 2018 is NT$259.80 billion,
made up of NT$257.12 billion in purchases and NT$2.68 billion in cash advance.
As at 30th November 2018, there are 43,860,945 of credit cards issued, an increase of 152,381 cards or 0.35% compares to 43,708,564 cards issued as at 31st October 2018.
However, there are only 29,420,038 active cards, with 628,245 new cards issued in the month. The total credit cards spending for November 2018 is NT$248.92 billion,
made up of NT$246.61 billion in purchases and NT$2.31 billion in cash advance.
As at 31st December 2018, there are 44,031,472 of credit cards issued, an increase of 170,527 cards or 0.39% compares to 43,860,945 cards issued as at 30th November 2018.
However, there are only 29,573,988 active cards, with 464,540 new cards issued in the month. The total credit cards spending for December 2018 is NT$244.46 billion,
made up of NT$242.18 billion in purchases and NT$2.28 billion in cash advance.
As at 31st December 2017, Taiwan with a population of 23,571,227 has 41,729,994 of credit cards issued(1.77 cards per capita),
an increase of 1,028,388 cards or 2.53% compares to 40,701,606 cards issued in the same period for year 2016.
However, there are only 28,034,710 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2017 in Taiwan has generated NT$2.623 trillions in value(NT$111,280 per capita, NT$62,856 per card), an increase of NT$201 billions or 8.30% compares to NT$2.422 trillions in 2016.
Out of this total value, NT$2.380 trillions is spent locally with the balance NT$242.69 billions is spend abroad. The credit card cash advances has increased by NT$0.1 billions or 0.39%
from NT$25.45 billions in 2016 to NT$25.55 billions in 2017.
The revolving balance has increased from NT$109 billions in December 2016 to NT$111 billions in December 2017.
The annual write-off amount for 2016 is NT$4.54 billions, whereas the write off amount for 2017 is NT$4.69 billions.
Monthly Credit Cards Statistics in Taiwan 2017
As at 31st January 2017, there are 40,484,992 of credit cards issued, a decrease of 216,614 cards or 0.53% compares to 40,701,606 cards issued as at 31st December 2016.
However, there are only 26,842,405 active cards, with 420,663 new cards issued in the month. The total credit cards spending for January 2017 is NT$202.87 billion,
made up of NT$201.01 billion in purchases and NT$1.86 billion in cash advance.
As at 28th February 2017, there are 40,518,999 of credit cards issued, an increase of 34,007 cards or 0.08% compares to 40,484,992 cards issued as at 31st January 2017.
However, there are only 26,729,764 active cards, with 420,400 new cards issued in the month. The total credit cards spending for February 2017 is NT$186.36 billion,
made up of NT$184.98 billion in purchases and NT$1.38 billion in cash advance.
As at 31st March 2017, there are 40,620,870 of credit cards issued, an increase of 101,871 cards or 0.25% compares to 40,518,999 cards issued as at 28th February 2017.
However, there are only 26,900,204 active cards, with 558,429 new cards issued in the month. The total credit cards spending for March 2017 is NT$222.53 billion,
made up of NT$220.27 billion in purchases and NT$2.26 billion in cash advance.
As at 30th April 2017, there are 40,723,016 of credit cards issued, an increase of 102,146 cards or 0.25% compares to 40,620,870 cards issued as at 31st March 2017.
However, there are only 27,001,779 active cards, with 457,251 new cards issued in the month. The total credit cards spending for April 2017 is NT$185.27 billion,
made up of NT$183.41 billion in purchases and NT$1.86 billion in cash advance.
As at 31st May 2017, there are 40,969,658 of credit cards issued, an increase of 246,642 cards or 0.61% compares to 40,723,016 cards issued as at 30th April 2017.
However, there are only 27,114,065 active cards, with 541,513 new cards issued in the month. The total credit cards spending for May 2017 is NT$218.05 billion,
made up of NT$215.99 billion in purchases and NT$2.06 billion in cash advance.
As at 30th June 2017, there are 41,118,490 of credit cards issued, an increase of 148,832 cards or 0.36% compares to 40,969,658 cards issued as at 31st May 2017.
However, there are only 27,297,995 active cards, with 524,154 new cards issued in the month. The total credit cards spending for June 2017 is NT$297.44 billion,
made up of NT$295.13 billion in purchases and NT$2.31 billion in cash advance.
As at 31st July 2017, there are 41,218,020 of credit cards issued, an increase of 99,530 cards or 0.24% compares to 41,118,490 cards issued as at 30th June 2017.
However, there are only 27,421,635 active cards, with 445,747 new cards issued in the month. The total credit cards spending for July 2017 is NT$203.99 billion,
made up of NT$201.88 billion in purchases and NT$2.11 billion in cash advance.
As at 31st August 2017, there are 41,266,328 of credit cards issued, an increase of 48,308 cards or 0.12% compares to 41,218,020 cards issued as at 31st July 2017.
However, there are only 27,602,325 active cards, with 489,721 new cards issued in the month. The total credit cards spending for August 2017 is NT$229.02 billion,
made up of NT$226.64 billion in purchases and NT$2.38 billion in cash advance.
As at 30th September 2017, there are 41,405,324 of credit cards issued, an increase of 138,996 cards or 0.34% compares to 41,266,328 cards issued as at 31st August 2017.
However, there are only 27,668,403 active cards, with 455,945 new cards issued in the month. The total credit cards spending for September 2017 is NT$216.54 billion,
made up of NT$214.21 billion in purchases and NT$2.33 billion in cash advance.
As at 31st October 2017, there are 41,507,223 of credit cards issued, an increase of 101,899 cards or 0.25% compares to 41,405,324 cards issued as at 30th September 2017.
However, there are only 27,771,335 active cards, with 425,351 new cards issued in the month. The total credit cards spending for October 2017 is NT$218.02 billion,
made up of NT$215.81 billion in purchases and NT$2.21 billion in cash advance.
As at 30th November 2017, there are 41,673,098 of credit cards issued, an increase of 165,875 cards or 0.40% compares to 41,507,223 cards issued as at 31st October 2017.
However, there are only 27,943,847 active cards, with 489,577 new cards issued in the month. The total credit cards spending for November 2017 is NT$236.06 billion,
made up of NT$233.66 billion in purchases and NT$2.40 billion in cash advance.
As at 31st December 2017, there are 41,729,994 of credit cards issued, an increase of 56,896 cards or 0.14% compares to 41,673,098 cards issued as at 30th November 2017.
However, there are only 28,034,710 active cards, with 437,644 new cards issued in the month. The total credit cards spending for December 2017 is NT$232.53 billion,
made up of NT$230.15 billion in purchases and NT$2.38 billion in cash advance.
As at 31st December 2016, Taiwan with a population of 23,539,816 has 40,701,606 of credit cards issued(1.73 cards per capita),
an increase of 2,183,400 cards or 5.67% compares to 38,518,206 cards issued in the same period for year 2015.
However, there are only 27,023,826 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2016 in Taiwan has generated NT$2.422 trillions in value(NT$102,890 per capita, NT$59,506 per card), an increase of NT$190 billions or 8.51% compares to NT$2.232 trillions in 2015.
Out of this total value, NT$2.209 trillions is spent locally with the balance NT$213.41 billions is spend abroad. The credit card cash advances has decreased by NT$1.75 billions or 6.43%
from NT$27.20 billions in 2015 to NT$25.45 billions in 2016.
The revolving balance has increased from NT$108 billions in December 2015 to NT$109 billions in December 2016.
The annual write-off amount for 2015 is NT$4.31 billions, whereas the write off amount for 2016 is NT$4.54 billions.
Monthly Credit Cards Statistics in Taiwan 2016
As at 31st January 2016, there are 38,552,558 of credit cards issued, an increase of 34,352 cards or 0.089% compares to 38,518,206 cards issued as at 31st December 2015.
However, there are only 25,385,314 active cards, with 364,561 new cards issued in the month. The total credit cards spending for January 2016 is NT$193.32 billion,
made up of NT$190.96 billion in purchases and NT$2.36 billion in cash advance.
As at 29th February 2016, there are 38,588,610 of credit cards issued, an increase of 36,052 cards or 0.094% compares to 38,552,558 cards issued as at 31st January 2016.
However, there are only 25,384,814 active cards, with 279,611 new cards issued in the month. The total credit cards spending for February 2016 is NT$172.45 billion,
made up of NT$171.08 billion in purchases and NT$1.37 billion in cash advance.
As at 31st March 2016, there are 38,785,922 of credit cards issued, an increase of 197,312 cards or 0.51% compares to 38,588,610 cards issued as at 29th February 2016.
However, there are only 25,450,666 active cards, with 558,825 new cards issued in the month. The total credit cards spending for March 2016 is NT$201.84 billion,
made up of NT$199.63 billion in purchases and NT$2.21 billion in cash advance.
As at 30th April 2016, there are 39,036,343 of credit cards issued, an increase of 250,421 cards or 0.65% compares to 38,785,922 cards issued as at 31st March 2016.
However, there are only 25,518,467 active cards, with 553,492 new cards issued in the month. The total credit cards spending for April 2016 is NT$183.01 billion,
made up of NT$181.00 billion in purchases and NT$2.01 billion in cash advance.
As at 31st May 2016, there are 39,228,141 of credit cards issued, an increase of 191,798 cards or 0.49% compares to 39,036,343 cards issued as at 30th April 2016.
However, there are only 25,690,221 active cards, with 526,999 new cards issued in the month. The total credit cards spending for May 2016 is NT$206.25 billion,
made up of NT$203.98 billion in purchases and NT$2.27 billion in cash advance.
As at 30th June 2016, there are 39,422,380 of credit cards issued, an increase of 194,239 cards or 0.50% compares to 39,228,141 cards issued as at 31st May 2016.
However, there are only 25,768,621 active cards, with 521,536 new cards issued in the month. The total credit cards spending for June 2016 is NT$265.56 billion,
made up of NT$263.47 billion in purchases and NT$2.09 billion in cash advance.
As at 31st July 2016, there are 39,601,763 of credit cards issued, an increase of 179,383 cards or 0.46% compares to 39,422,380 cards issued as at 30th June 2016.
However, there are only 25,863,088 active cards, with 493,127 new cards issued in the month. The total credit cards spending for July 2016 is NT$185.41 billion,
made up of NT$183.38 billion in purchases and NT$2.03 billion in cash advance.
As at 31st August 2016, there are 39,642,049 of credit cards issued, an increase of 40,286 cards or 0.10% compares to 39,601,763 cards issued as at 31st July 2016.
However, there are only 26,230,558 active cards, with 761,941 new cards issued in the month. The total credit cards spending for August 2016 is NT$216.08 billion,
made up of NT$213.78 billion in purchases and NT$2.30 billion in cash advance.
As at 30th September 2016, there are 39,947,204 of credit cards issued, an increase of 305,155 cards or 0.77% compares to 39,642,049 cards issued as at 31st August 2016.
However, there are only 26,426,608 active cards, with 620,509 new cards issued in the month. The total credit cards spending for September 2016 is NT$189.56 billion,
made up of NT$187.50 billion in purchases and NT$2.06 billion in cash advance.
As at 31st October 2016, there are 40,409,923 of credit cards issued, an increase of 462,719 cards or 1.16% compares to 39,947,204 cards issued as at 30th September 2016.
However, there are only 26,625,950 active cards, with 784,359 new cards issued in the month. The total credit cards spending for October 2016 is NT$201.77 billion,
made up of NT$199.64 billion in purchases and NT$2.13 billion in cash advance.
As at 30th November 2016, there are 40,601,001 of credit cards issued, an increase of 191,078 cards or 0.47% compares to 40,409,923 cards issued as at 31st October 2016.
However, there are only 26,872,806 active cards, with 659,675 new cards issued in the month. The total credit cards spending for November 2016 is NT$214.85 billion,
made up of NT$212.52 billion in purchases and NT$2.33 billion in cash advance.
As at 31st December 2016, there are 40,701,606 of credit cards issued, an increase of 100,605 cards or 0.25% compares to 40,601,001 cards issued as at 30th November 2016.
However, there are only 27,023,826 active cards, with 496,385 new cards issued in the month. The total credit cards spending for December 2016 is NT$217.60 billion,
made up of NT$215.31 billion in purchases and NT$2.29 billion in cash advance.
As at 31st December 2015, Taiwan with a population of 23,492,074 has 38,518,206 of credit cards issued(1.64 cards per capita),
an increase of 1,128,908 cards or 3.02% compares to 37,389,298 cards issued in the same period for year 2014.
However, there are only 25,357,316 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2015 in Taiwan has generated NT$2.232 trillions in value(NT$95,011 per capita, NT$57,947 per card), an increase of NT$164 billions or 7.93% compares to NT$2.068 trillions in 2014.
Out of this total value, NT$2.045 trillions is spent locally with the balance NT$186.43 billions is spend abroad. The credit card cash advances has increased marginally by NT$0.48 billions or 1.80%
from NT$26.72 billions in 2014 to NT$27.20 billions in 2015.
The revolving balance has reduced from NT$113 billions in December 2014 to NT$108 billions in December 2015.
The annual write-off amount for 2014 is NT$4.26 billions, whereas the write off amount for 2015 is NT$4.31 billions.
As at 31st December 2014, Taiwan with a population of 23,433,753 has 37,389,298 of credit cards issued(1.60 cards per capita),
an increase of 1,443,433 cards or 4.02% compares to 35,945,865 cards issued in the same period for year 2013.
However, there are only 24,365,955 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2014 in Taiwan has generated NT$2.068 trillions in value(NT$88,249 per capita, NT$55,310 per card), an increase of NT$155 billions or 8.10% compares to NT$1.913 trillions in 2013.
Out of this total value, NT$1.924 trillions is spent locally with the balance NT$144.52 billions is spend abroad. The credit card cash advances has increased marginally by NT$0.06 billions or 0.23%
from NT$26.66 billions in 2013 to NT$26.72 billions in 2014.
The revolving balance has reduced from NT$118 billions in December 2013 to NT$113 billions in December 2014.
The annual write-off amount for 2013 is NT$5.00 billions, whereas the write off amount for 2014 is NT$4.26 billions.
As at 31st December 2013, Taiwan with a population of 23,373,517 has 35,945,865 of credit cards issued(1.54 cards per capita),
an increase of 1,869,712 cards or 5.49% compares to 34,076,153 cards issued in the same period for year 2012.
However, there are only 22,564,423 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2013 in Taiwan has generated NT$1.913 trillions in value(NT$81,845 per capita, NT$53,219 per card), an increase of NT$150 billions or 8.51% compares to NT$1.763 trillions in 2012.
Out of this total value, NT$1.797 trillions is spent locally with the balance NT$116.15 billions is spend abroad. The credit card cash advances has continued to decrease by NT$1.09 billions or 3.93%
from NT$27.75 billions in 2012 to NT$26.66 billions in 2013.
The revolving balance has reduced from NT$132 billions in December 2012 to NT$118 billions in December 2013.
The annual write-off amount for 2012 is NT$5.01 billions, whereas the write off amount for 2013 is NT$5.00 billions.
As at 31st December 2012, Taiwan with a population of 23,315,822 has 34,076,153 of credit cards issued(1.46 cards per capita),
an increase of 1,221,476 cards or 3.72% compares to 32,854,677 cards issued in the same period for year 2011.
However, there are only 21,497,916 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2012 in Taiwan has generated NT$1.763 trillions in value(NT$75,614 per capita， NT$51,737 per card), an increase of NT$94 billions or 5.63% compares to NT$1.669 trillions in 2011.
Out of this total value, NT$1.664 trillions is spent locally with the balance NT$98.45 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.37 billions or 7.87%
from NT$30.12 billions in 2011 to NT$27.75 billions in 2012.
The revolving balance has reduced from NT$142 billions in December 2011 to NT$132 billions in December 2012.
The annual write-off amount for 2011 is NT$6.28 billions, whereas the write off amount for 2012 is NT$5.01 billions.
As at 31st December 2011, Taiwan with a population of 23,224,912 has 32,854,677 of credit cards issued(1.41 cards per capita),
an increase of 2,149,094 cards or 6.54% compares to 30,705,583 cards issued in the same period for year 2010.
However, there are only 20,759,561 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2011 in Taiwan has generated NT$1.669 trillions in value(NT$73,154 per capita， NT$50,799 per card), an increase of NT$130 billions or 8.45% compares to NT$1.539 trillions in 2010.
Out of this total value, NT$1.577 trillions is spent locally with the balance NT$92.29 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.53 billions or 7.75%
from NT$32.65 billions in 2010 to NT$30.12 billions in 2011.
The revolving balance has reduced from NT$181 billions in December 2010 to NT$142 billions in December 2011.
The annual write-off amount for 2010 is NT$11.51 billions, whereas the write off amount for 2011 is NT$6.28 billions.
As at 31st December 2010, Taiwan with a population of 23,165,000 has 30,705,583 of credit cards issued(1.33 cards per capita),
an increase of 148,883 cards or 0.49% compares to 30,566,700 cards issued in the same period for year 2009.
However, there are only 19,527,730 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2010 in Taiwan has generated NT$1.539 trillions in value(NT$66,436 per capita， NT$50,121 per card), an increase of NT$174 billions or 12.75% compares to NT$1.365 trillions in 2009.
Out of this total value, NT$1.455 trillions is spent locally with the balance NT$83.82 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.99 billions or 8.39%
from NT$35.64 billions in 2009 to NT$32.65 billions in 2010.
The revolving balance has reduced from NT$208i bllions in December 2009 to NT$181 billions in December 2010.
The annual write-off amount for 2009 is NT$23.22 billions, whereas the write off amount for 2010 is NT$11.51 billions.
As at 31st December 2009, Taiwan with a population of 23,119,772 has 30,566,700 of credit cards issued(1.32 cards per capita),
a decrease of 3,393,736 cards or 10% compares to 33,950,436 cards issued in the same period for year 2008.
However, there are only 18,827,666 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded).
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2009 in Taiwan has generated NT$1.365 trillions in value(NT$59,040 per capita， NT$44,656 per card), a decrease of NT$29 billions or 2.08% compares to NT$1.394 trillions in 2008.
Out of this total value, NT$1.292 trillions is spent locally with the balance NT$73.41 billions is spend abroad. The credit card cash advances has significantly decreased by NT$51.22 billions or 58.97%
from NT$86.86 billions in 2008 to NT$35.64 billions in 2009.
The revolving balance has reduced from NT$254 billions in December 2008 to NT$208 billions in December 2009.
The annual write-off amount for 2008 is NT$37.97 billions, whereas the write off amount for 2009 is NT$23.22 billions.
As at 31st December 2008, Taiwan with a population of 23,037,031 has 33,950,436 of credit cards issued(1.47 cards per capita),
a decrease of 2,486,661 cards or 6.82% compares to 36,437,097 cards issued in the same period for year 2007.
As at 30th September 2009, there are 31,241,514 credit cards issued in Taiwan. 29,510,981 cards are issued by domestic banks,
while the balance of 1,466,220 cards are issued by foreign banks in Taiwan. However, there are only 18,701,680 active cards(Cards with charge activity in the past six months;
where cards with installment payment activity included; cards with revolving payment activity only excluded)
The number of credit cards in Taiwan has been constantly reduced since 2005, where the number of credit cards issued has reached 45.49 millions mark.
Within 3 years, the number of credit cards in 2005 has increased significantly by 13.9 millions or 44% compares to 31.59 millions cards in 2002.
Various rules and regulations have since been introduced by the Taiwan FSC(Financial Supervisory Commission) to curb the over lending and credit card debt issue.
Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2008 in Taiwan has generated NT$1.394 trillions in value(NT$60,514 per capita， NT$41,060 per card), a decrease of NT$19 billions or 1.34% compares to NT$1.413 trillions in 2007.
Out of this total value, NT$1.314 trillions is spent locally with the balance NT$80.48 billions is spend abroad. However, the credit card cash advances has increased by NT$8.95 billions or 11.48%
from NT$77.91 billions in 2007 to NT$86.86 billions in 2008.
The revolving balance has reduced from NT$285 billions in December 2007 to NT$254 billions in December 2008. As at September 2009, the revolving balance has been further reduced to NT$216,394,683.
The annual write-off amount for 2007 is NT$62.75 billions, whereas the write off amount for 2008 is NT$37.97 billions. For the 9 months ended September 2009, the annual write-off amount is NT$18.71 billions
信用卡、信用貸款比較及線上申辦
