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Credit Cards in Indonesia
As at 30th June 2018, there are 17,249,578 credit cards in Indonesia, a decrease of 146,670 or 0.84% compares to 17,396,248 as at 31st March 2018. 85,306,118 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2018), an increase of 4.53% compares to the same quarter a year ago. The 85,306,118 transactions generating IDR78,113,471 millions in value, an increase of 5.58% compares to the same quarter a year ago.

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Quarterly Credit Card Statistics in Indonesia 2018

As at 31st March 2018, there are 17,396,248 credit cards in Indonesia, an increase of 152,121 or 0.88% compares to 17,244,127 as at 31st December 2017. 82,064,249 transactions is recorded by credit cards during the 3 months period(1st Quarter 2018), an increase of 1.64% compares to the same quarter a year ago. The 82,064,249 transactions generating IDR73,372,664 millions in value, an increase of 1.89% compares to the same quarter a year ago. The 1st Quarter 2018 total credit card transactions can be further broken down into 80,025,930 credit card purchases with a total value of IDR71,130,667 millions and 2,038,319 cash withdrawal with a total value of IDR2,241,996 millions.

The 2nd Quarter 2018 total credit card transactions can be further broken down into 83,389,636 credit card purchases with a total value of IDR75,966,389 millions and 1,916,482 cash withdrawal with a total value of IDR2,147,082 millions. For the 6 months ended 30th June 2018, a total of 167,370,367 transactions is recorded in Indonesia with a total value of IDR151,486,135 millions(made up of 163,415,566 credit card purchases amounted to IDR147,097,056 millions and 3,954,801 cash withdrawals amounted to IDR4,389,078 millions).

Credit Cards in Indonesia 2016-2017

As at 31st December 2017, the number of credit cards in Indonesia stood at 17,244,127, a decrease of 162,200 or 0.93% compares to 17,406,327 credit card in the same period 2016. In 2017, there are 327,377,665 of credit card transactions in Indonesia, an increase of 22,325,368 or 7.32% compares to 305,052,297 in 2016. The total credit card payments for 2017 is IDR298,016,289 millions in value, an increase of IDR16,995,771 millions or 6.05% compares to IDR281,020,518 millions in 2016. The total credit card transactions can be further broken down into 319,291,747 credit card purchases with a total value of IDR288,912,875 millions and 8,085,918 cash withdrawal with a total value of IDR8,848,353 millions. The total credit card purchases has increased by 7.27% in number and increased by 5.85% in value, while the cash withdrawal has increased by 9.41% in number and 9.64% in value. The average value per purchase transaction has decreased from IDR916,980 in 2016 to IDR904,855 in 2017. The average value per cash withdrawal has increased from IDR1,092,031 in 2016 to IDR1,094,291 in 2017.

Quarterly Credit Card Statistics in Indonesia 2017

As at 31st March 2017, there are 17,592,430 credit cards in Indonesia, an increase of 186,103 or 1.07% compares to 17,406,327 as at 31st December 2016. 80,741,566 transactions is recorded by credit cards during the 3 months period(1st Quarter 2017), an increase of 9.10% compares to the same quarter a year ago. The 80,741,566 transactions generating IDR72,011,994 millions in value, an increase of 3.08% compares to the same quarter a year ago. The 1st Quarter 2017 total credit card transactions can be further broken down into 78,663,164 credit card purchases with a total value of IDR69,781,996 millions and 2,078,402 cash withdrawal with a total value of IDR2,229,998 millions.

As at 30th June 2017, there are 16,771,865 credit cards in Indonesia, a decrease of 820,565 or 4.66% compares to 17,592,430 as at 31st March 2017. 81,610,452 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2017), an increase of 8.51% compares to the same quarter a year ago. The 81,610,452 transactions generating IDR73,988,589 millions in value, an increase of 5.94% compares to the same quarter a year ago. The 2nd Quarter 2017 total credit card transactions can be further broken down into 79,700,527 credit card purchases with a total value of IDR71,606,166 millions and 1,909,925 cash withdrawal with a total value of IDR2,127,363 millions. For the 6 months ended 30th June 2017, a total of 162,352,018 transactions is recorded in Indonesia with a total value of IDR146,000,583 millions(made up of 158,363,691 credit card purchases amounted to IDR141,388,162 millions and 3,988,327 cash withdrawals amounted to IDR4,357,361 millions).

As at 30th September 2017, there are 16,905,319 credit cards in Indonesia, an increase of 133,454 or 0.80% compares to 16,771,865 as at 30th June 2017. 79,903,498 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2017), an increase of 6.05% compares to the same quarter a year ago. The 79,903,498 transactions generating IDR73,965,824 millions in value, an increase of 9.25% compares to the same quarter a year ago. The 3rd Quarter 2017 total credit card transactions can be further broken down into 77,858,425 credit card purchases with a total value of IDR71,710,376 millions and 2,045,073 cash withdrawal with a total value of IDR2,255,448 millions. For the 9 months ended 30th September 2017, a total of 242,255,516 transactions is recorded in Indonesia with a total value of IDR219,966,407 millions(made up of 236,222,116 credit card purchases amounted to IDR213,098,538 millions and 6,033,400 cash withdrawals amounted to IDR6,612,809 millions).

As at 31st December 2017, there are 17,244,127 credit cards in Indonesia, an increase of 338,808 or 2.00% compares to 16,905,319 as at 30th September 2017. 85,122,149 transactions is recorded by credit cards during the 3 months period(4th Quarter 2017), an increase of 5.76% compares to the same quarter a year ago. The 85,122,149 transactions generating IDR78,049,882 millions in value, an increase of 6.02% compares to the same quarter a year ago. The 4th Quarter 2017 total credit card transactions can be further broken down into 83,069,631 credit card purchases with a total value of IDR75,814,337 millions and 2,052,518 cash withdrawal with a total value of IDR2,235,544 millions. For the 12 months ended 31st December 2017, a total of 327,377,665 transactions is recorded in Indonesia with a total value of IDR298,016,289 millions(made up of 319,291,747 credit card purchases amounted to IDR288,912,875 millions and 8,085,918 cash withdrawals amounted to IDR8,848,353 millions).

Credit Cards in Indonesia 2015-2016

As at 31st December 2016, the number of credit cards in Indonesia stood at 17,406,327, an increase of 542,485 or 3.22% compares to 16,863,842 credit card in the same period 2015. In 2016, there are 305,052,297 of credit card transactions in Indonesia, an increase of 23,726,457 or 8.43% compares to 281,325,840 in 2015. The total credit card payments for 2016 is IDR281,020,518 millions in value, an increase of IDR476,588 millions or 0.17% compares to IDR280,543,930 millions in 2015. The total credit card transactions can be further broken down into 297,661,974 credit card purchases with a total value of IDR272,950,052 millions and 7,390,323 cash withdrawal with a total value of IDR8,070,466 millions. The total credit card purchases has increased by 8.35% in number and decreased by 0.07% in value, while the cash withdrawal has increased by 11.86% in number and 9.03% in value. The average value per purchase transaction has decreased from IDR994,259 in 2015 to IDR916,980 in 2016. The average value per cash withdrawal has decreased from IDR1,120,394 in 2015 to IDR1,092,031 in 2016.

Quarterly Credit Card Statistics in Indonesia 2016

As at 31st March 2016, there are 16,892,592 credit cards in Indonesia, an increase of 28,750 or 0.17% compares to 16,863,842 as at 31st December 2015. 74,009,238 transactions is recorded by credit cards during the 3 months period(1st Quarter 2016), an increase of 12.71% compares to the same quarter a year ago. The 74,009,238 transactions generating IDR69,857,176 millions in value, an increase of 5.82% compares to the same quarter a year ago. The 1st Quarter 2016 total credit card transactions can be further broken down into 72,179,044 credit card purchases with a total value of IDR67,860,933 millions and 1,830,194 cash withdrawal with a total value of IDR1,996,243 millions.

As at 30th June 2016, there are 16,970,178 credit cards in Indonesia, an increase of 77,586 or 0.46% compares to 16,892,592 as at 31st March 2016. 75,207,116 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2016), an increase of 7.00% compares to the same quarter a year ago. The 75,207,116 transactions generating IDR69,841,618 millions in value, a decrease of 1.83% compares to the same quarter a year ago. The 2nd Quarter 2016 total credit card transactions can be further broken down into 73,400,400 credit card purchases with a total value of IDR67,851,667 millions and 1,806,716 cash withdrawal with a total value of IDR1,989,951 millions. For the 6 months ended 30th June 2016, a total of 149,216,354 transactions is recorded in Indonesia with a total value of IDR139,698,794 millions(made up of 145,579,444 credit card purchases amounted to IDR135,712,601 millions and 3,636,910 cash withdrawals amounted to IDR3,986,194 millions).

As at 30th September 2016, there are 17,111,653 credit cards in Indonesia, an increase of 141,475 or 0.83% compares to 16,970,178 as at 30th June 2016. 75,346,056 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2016), an increase of 5.85% compares to the same quarter a year ago. The 75,346,056 transactions generating IDR67,702,407 millions in value, a decrease of 4.03% compares to the same quarter a year ago. The 3rd Quarter 2016 total credit card transactions can be further broken down into 73,563,236 credit card purchases with a total value of IDR65,738,747 millions and 1,782,820 cash withdrawal with a total value of IDR1,963,660 millions. For the 9 months ended 30th September 2016, a total of 224,562,410 transactions is recorded in Indonesia with a total value of IDR207,401,201 millions(made up of 219,142,680 credit card purchases amounted to IDR201,451,348 millions and 5,419,730 cash withdrawals amounted to IDR5,949,854 millions).

As at 31st December 2016, there are 17,406,327 credit cards in Indonesia, an increase of 294,674 or 1.72% compares to 17,111,653 as at 30th September 2016. 80,489,887 transactions is recorded by credit cards during the 3 months period(4th Quarter 2016), an increase of 8.48% compares to the same quarter a year ago. The 80,489,887 transactions generating IDR73,619,317 millions in value, an increase of 1.08% compares to the same quarter a year ago. The 4th Quarter 2016 total credit card transactions can be further broken down into 78,519,294 credit card purchases with a total value of IDR71,498,703 millions and 1,970,593 cash withdrawal with a total value of IDR2,120,613 millions. For the 12 months ended 31st December 2016, a total of 305,052,297 transactions is recorded in Indonesia with a total value of IDR281,020,518 millions(made up of 297,661,974 credit card purchases amounted to IDR272,950,051 millions and 7,390,323 cash withdrawals amounted to IDR8,070,467 millions).

Credit Cards in Indonesia 2014-2015

As at 31st December 2015, the number of credit cards in Indonesia stood at 16,863,842, an increase of 820,495 or 5.11% compares to 16,043,347 credit card in the same period 2014. In 2015, there are 281,325,840 of credit card transactions in Indonesia, an increase of 27,005,779 or 10.62% compares to 254,320,061 in 2014. 273,141,967 The total credit card payments for 2015 is IDR280,543,930.361914 millions in value, an increase of IDR25,486,472.666908 millions or 9.99% compares to IDR255,057,457.695006 millions in 2014. The total credit card transactions can be further broken down into 274,719,267 credit card purchases with a total value of IDR273,141,966.553682 millions and 6,606,573 cash withdrawal with a total value of IDR7,401,963.808232 millions. The total credit card purchases has increased by 9.65% in number and 9.18% in value, while the cash withdrawal has increased staggeringly by 74.92% in number and 51.68% in value. The average value per purchase transaction has decreased from IDR998,540 in 2014 to IDR994,259 in 2015. The average value per cash withdrawal has decreased from IDR1,292,069 in 2014 to IDR1,120,394 in 2015.

Credit Cards in Indonesia 2013-2014

As at 31st December 2014, the number of credit cards in Indonesia stood at 16,043,347, an increase of 951,663 or 6.31% compares to 15,091,684 credit card in the same period 2013. In 2014, there are 254,320,061 of credit card transactions in Indonesia, an increase of 15,221,542 or 6.37% compares to 239,098,519 in 2013. The total credit card transactions for 2014 is IDR255,057,457.695006 millions in value, an increase of IDR31,687,880.55674 millions or 14.19% compares to IDR223,369,577.138266 millions in 2013. The total credit card transactions can be further broken down into 250,543,218 credit card purchases with a total value of IDR250,177,515.3262 millions and 3,776,843 cash withdrawal with a total value of IDR4,879,942.368806 millions. The total credit card purchases has increased by 6.30% in number and 14.22% in value, while the cash withdrawal has increased by 11.00% in number and 21.37% in value. The average value per purchase transaction has increased from IDR929,278 in 2013 to IDR998,540 in 2014. The average value per cash withdrawal has increased from IDR1,276,276 in 2013 to IDR1,292,069 in 2014.

Credit Cards in Indonesia 2012-2013

As at 31st December 2013, the number of credit cards in Indonesia stood at 15,091,684, an increase of 274,516 or 1.85% compares to 14,817,168 credit card in the same period 2012. In 2013, there are 239,098,519 of credit card transactions in Indonesia, an increase of 17,518,668 or 7.91% compares to 221,579,851 in 2012. The total credit card transactions for 2013 is IDR223,369,577.138266 millions in value, an increase of IDR21,528,841.385326 millions or 10.67% compares to IDR201,840,735.75294 millions in 2012. The total credit card transactions can be further broken down into 235,695,969 credit card purchases with a total value of IDR219,026,984.148743 millions and 3,402,550 cash withdrawal with a total value of IDR4,342,592.989523 millions. The total credit card purchases has increased by 8.13% in number and 10.87% in value, while the cash withdrawal has decreased by 5.87% in number and increased by 1.42% in value. The average value per purchase transaction has increased from IDR906,379 in 2012 to IDR929,278 in 2013. The average value per cash withdrawal has increased from IDR1,184,548 in 2012 to IDR1,276,276 in 2013.

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