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Credit Cards in Indonesia
As at 31st March 2021, there are 16,761,663 credit cards in Indonesia, a decrease of 178,377 or 1.05% compares to 16,940,040 as at 31st December 2020. 66,226,045 transactions is recorded by credit cards during the 3 months period(1st Quarter 2021), a decrease of 21.66% compares to the same quarter a year ago. The 66,226,045 transactions generating IDR56,852,475 millions in value, a decrease of 27.69% compares to the same quarter a year ago.

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Quarterly Credit Card Statistics in Indonesia 2021

The 1st Quarter 2021 total credit card transactions can be further broken down into 64,980,097 credit card purchases with a total value of IDR55,292,520 millions and 1,245,948 cash withdrawal with a total value of IDR1,559,954 millions.

Credit Cards in Indonesia 2019-2020

As at 31st December 2020, the number of credit cards in Indonesia stood at 16,940,040, a decrease of 547,017 or 3.13% compares to 17,487,057 credit card in the same period 2019. In 2020, there are 274,682,432 of credit card transactions in Indonesia, a decrease of 74,529,488 or 21.34% compares to 349,211,920 in 2019. The total credit card payments for 2020 is IDR238,903,608 millions in value, a decrease of IDR103,779,220 millions or 30.28% compares to IDR342,682,828 millions in 2019. The total credit card transactions can be further broken down into 268,209,725 credit card purchases with a total value of IDR231,553,110 millions and 6,472,707 cash withdrawal with a total value of IDR7,350,499 millions. The total credit card purchases has decreased by 21.17% in number and decreased by 30.39% in value, while the cash withdrawal has decreased by 27.79% in number and 26.77% in value. The average value per purchase transaction has decreased from IDR977,652 in 2019 to IDR863,329 in 2020. The average value per cash withdrawal has increased from IDR1,119,905 in 2019 to IDR1,135,614 in 2020.

Quarterly Credit Card Statistics in Indonesia 2020

As at 31st March 2020, there are 17,603,573 credit cards in Indonesia, an increase of 116,516 or 0.67% compares to 17,487,057 as at 31st December 2019. 84,532,801 transactions is recorded by credit cards during the 3 months period(1st Quarter 2020), an increase of 1.00% compares to the same quarter a year ago. The 84,532,801 transactions generating IDR78,618,915 millions in value, a decrease of 4.04% compares to the same quarter a year ago. The 1st Quarter 2020 total credit card transactions can be further broken down into 82,117,728 credit card purchases with a total value of IDR75,925,825 millions and 2,415,073 cash withdrawal with a total value of IDR2,693,090 millions.

As at 30th June 2020, there are 17,321,671 credit cards in Indonesia, a decrease of 281,902 or 1.60% compares to 17,603,573 as at 31st March 2020. 58,856,823 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2020), a decrease of 31.24% compares to the same quarter a year ago. The 58,856,823 transactions generating IDR48,153,153 millions in value, a decrease of 42.77% compares to the same quarter a year ago. The 2nd Quarter 2020 total credit card transactions can be further broken down into 57,422,975 credit card purchases with a total value of IDR46,448,549 millions and 1,433,848 cash withdrawal with a total value of IDR1,704,605 millions. For the 6 months ended 30th June 2020, a total of 143,389,624 transactions is recorded in Indonesia with a total value of IDR126,772,068 millions(made up of 139,540,703 credit card purchases amounted to IDR122,374,374 millions and 3,848,921 cash withdrawals amounted to IDR4,397,695 millions).

As at 30th September 2020, there are 17,021,557 credit cards in Indonesia, a decrease of 300,114 or 1.73% compares to 17,321,671 as at 30th June 2020. 64,402,221 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2020), a decrease of 26.28% compares to the same quarter a year ago. The 64,402,221 transactions generating IDR53,834,403 millions in value, a decrease of 37.24% compares to the same quarter a year ago. The 3rd Quarter 2020 total credit card transactions can be further broken down into 63,019,028 credit card purchases with a total value of IDR52,293,626 millions and 1,383,193 cash withdrawal with a total value of IDR1,540,777 millions. For the 9 months ended 30th September 2020, a total of 207,791,845 transactions is recorded in Indonesia with a total value of IDR180,606,471 millions(made up of 202,559,731 credit card purchases amounted to IDR174,668,000 millions and 5,232,114 cash withdrawals amounted to IDR5,938,472 millions).

As at 31st December 2020, there are 16,940,040 credit cards in Indonesia, a decrease of 81,517 or 0.48% compares to 17,021,557 as at 30th September 2020. 66,890,587 transactions is recorded by credit cards during the 3 months period(4th Quarter 2020), a decrease of 27.73% compares to the same quarter a year ago. The 66,890,587 transactions generating IDR58,297,137 millions in value, a decrease of 35.82% compares to the same quarter a year ago. The 4th Quarter 2020 total credit card transactions can be further broken down into 65,649,994 credit card purchases with a total value of IDR56,885,110 millions and 1,240,593 cash withdrawal with a total value of IDR1,412,027 millions. For the 12 months ended 31st December 2020, a total of 274,682,432 transactions is recorded in Indonesia with a total value of IDR238,903,608 millions(made up of 268,209,725 credit card purchases amounted to IDR231,553,110 millions and 6,472,707 cash withdrawals amounted to IDR7,350,499 millions).

Credit Cards in Indonesia 2018-2019

As at 31st December 2019, the number of credit cards in Indonesia stood at 17,487,057, an increase of 211,929 or 1.23% compares to 17,275,128 credit card in the same period 2018. In 2019, there are 349,211,920 of credit card transactions in Indonesia, an increase of 10,864,053 or 3.21% compares to 338,347,867 in 2018. The total credit card payments for 2019 is IDR342,682,828 millions in value, an increase of IDR28,388,760 millions or 9.03% compares to IDR314,294,068 millions in 2018. The total credit card transactions can be further broken down into 340,248,590 credit card purchases with a total value of IDR332,644,750 millions and 8,963,330 cash withdrawal with a total value of IDR10,038,078 millions. The total credit card purchases has increased by 3.06% in number and increased by 8.99% in value, while the cash withdrawal has increased by 9.28% in number and 10.40% in value. The average value per purchase transaction has increased from IDR924,444 in 2018 to IDR977,652 in 2019. The average value per cash withdrawal has increased from IDR1,108,575 in 2018 to IDR1,119,905 in 2019.

Quarterly Credit Card Statistics in Indonesia 2019

As at 31st March 2019, there are 17,184,306 credit cards in Indonesia, a decrease of 90,822 or 0.53% compares to 17,275,128 as at 31st December 2018. 83,692,199 transactions is recorded by credit cards during the 3 months period(1st Quarter 2019), an increase of 1.98% compares to the same quarter a year ago. The 83,692,199 transactions generating IDR81,929,512 millions in value, an increase of 11.66% compares to the same quarter a year ago. The 1st Quarter 2019 total credit card transactions can be further broken down into 81,525,639 credit card purchases with a total value of IDR79,532,907 millions and 2,166,560 cash withdrawal with a total value of IDR2,396,604 millions.

As at 30th June 2019, there are 17,216,047 credit cards in Indonesia, an increase of 31,741 or 0.18% compares to 17,184,306 as at 31st March 2019. 85,595,959 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2019), an increase of 0.34% compares to the same quarter a year ago. The 85,595,959 transactions generating IDR84,145,721 millions in value, an increase of 7.72% compares to the same quarter a year ago. The 2nd Quarter 2019 total credit card transactions can be further broken down into 83,558,965 credit card purchases with a total value of IDR81,814,121 millions and 2,036,994 cash withdrawal with a total value of IDR2,331,601 millions. For the 6 months ended 30th June 2019, a total of 169,288,158 transactions is recorded in Indonesia with a total value of IDR166,075,233 millions(made up of 165,084,604 credit card purchases amounted to IDR161,347,028 millions and 4,203,554 cash withdrawals amounted to IDR4,728,205 millions).

As at 30th September 2019, there are 17,346,812 credit cards in Indonesia, an increase of 130,765 or 0.76% compares to 17,216,047 as at 30th June 2019. 87,365,051 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2019), an increase of 6.32% compares to the same quarter a year ago. The 87,365,051 transactions generating IDR85,776,058 millions in value, an increase of 10.98% compares to the same quarter a year ago. The 3rd Quarter 2019 total credit card transactions can be further broken down into 85,047,409 credit card purchases with a total value of IDR83,192,928 millions and 2,317,642 cash withdrawal with a total value of IDR2,583,130 millions. For the 9 months ended 30th September 2019, a total of 256,653,209 transactions is recorded in Indonesia with a total value of IDR251,851,291 millions(made up of 250,132,013 credit card purchases amounted to IDR244,539,956 millions and 6,521,196 cash withdrawals amounted to IDR7,311,335 millions).

As at 31st December 2019, there are 17,487,057 credit cards in Indonesia, an increase of 140,245 or 0.81% compares to 17,346,812 as at 30th September 2019. 92,558,711 transactions is recorded by credit cards during the 3 months period(4th Quarter 2019), an increase of 4.23% compares to the same quarter a year ago. The 92,558,711 transactions generating IDR90,831,537 millions in value, an increase of 5.85% compares to the same quarter a year ago. The 4th Quarter 2019 total credit card transactions can be further broken down into 90,116,577 credit card purchases with a total value of IDR88,104,794 millions and 2,442,134 cash withdrawal with a total value of IDR2,726,743 millions. For the 12 months ended 31st December 2019, a total of 349,211,920 transactions is recorded in Indonesia with a total value of IDR342,682,828 millions(made up of 340,248,590 credit card purchases amounted to IDR332,644,750 millions and 8,963,330 cash withdrawals amounted to IDR10,038,078 millions).

Credit Cards in Indonesia 2017-2018

As at 31st December 2018, the number of credit cards in Indonesia stood at 17,275,128, an increase of 31,001 or 0.18% compares to 17,244,127 credit card in the same period 2017. In 2018, there are 338,347,867 of credit card transactions in Indonesia, an increase of 10,970,202 or 3.35% compares to 327,377,665 in 2017. The total credit card payments for 2018 is IDR314,294,068 millions in value, an increase of IDR16,277,779 millions or 5.46% compares to IDR298,016,289 millions in 2017. The total credit card transactions can be further broken down into 330,145,675 credit card purchases with a total value of IDR305,201,319 millions and 8,202,192 cash withdrawal with a total value of IDR9,092,746 millions. The total credit card purchases has increased by 3.40% in number and increased by 5.64% in value, while the cash withdrawal has increased by 1.44% in number and 2.76% in value. The average value per purchase transaction has increased from IDR904,855 in 2017 to IDR924,444 in 2018. The average value per cash withdrawal has increased from IDR1,094,291 in 2017 to IDR1,108,575 in 2018.

Quarterly Credit Card Statistics in Indonesia 2018

As at 31st March 2018, there are 17,396,248 credit cards in Indonesia, an increase of 152,121 or 0.88% compares to 17,244,127 as at 31st December 2017. 82,064,249 transactions is recorded by credit cards during the 3 months period(1st Quarter 2018), an increase of 1.64% compares to the same quarter a year ago. The 82,064,249 transactions generating IDR73,372,664 millions in value, an increase of 1.89% compares to the same quarter a year ago. The 1st Quarter 2018 total credit card transactions can be further broken down into 80,025,930 credit card purchases with a total value of IDR71,130,667 millions and 2,038,319 cash withdrawal with a total value of IDR2,241,996 millions.

As at 30th June 2018, there are 17,249,578 credit cards in Indonesia, a decrease of 146,670 or 0.84% compares to 17,396,248 as at 31st March 2018. 85,306,118 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2018), an increase of 4.53% compares to the same quarter a year ago. The 85,306,118 transactions generating IDR78,113,471 millions in value, an increase of 5.58% compares to the same quarter a year ago. The 2nd Quarter 2018 total credit card transactions can be further broken down into 83,389,636 credit card purchases with a total value of IDR75,966,389 millions and 1,916,482 cash withdrawal with a total value of IDR2,147,082 millions. For the 6 months ended 30th June 2018, a total of 167,370,367 transactions is recorded in Indonesia with a total value of IDR151,486,135 millions(made up of 163,415,566 credit card purchases amounted to IDR147,097,056 millions and 3,954,801 cash withdrawals amounted to IDR4,389,078 millions).

As at 30th September 2018, there are 17,224,684 credit cards in Indonesia, a decrease of 24,894 or 0.14% compares to 17,249,578 as at 30th June 2018. 82,171,315 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2018), an increase of 2.84% compares to the same quarter a year ago. The 82,171,315 transactions generating IDR77,292,352 millions in value, an increase of 4.50% compares to the same quarter a year ago. The 3rd Quarter 2018 total credit card transactions can be further broken down into 80,142,737 credit card purchases with a total value of IDR75,045,031 millions and 2,028,578 cash withdrawal with a total value of IDR2,247,321 millions. For the 9 months ended 30th September 2018, a total of 249,541,682 transactions is recorded in Indonesia with a total value of IDR228,778,487 millions(made up of 243,558,303 credit card purchases amounted to IDR222,142,087 millions and 5,983,379 cash withdrawals amounted to IDR6,636,399 millions).

As at 31st December 2018, there are 17,275,128 credit cards in Indonesia, an increase of 50,444 or 0.29% compares to 17,224,684 as at 30th September 2018. 88,806,185 transactions is recorded by credit cards during the 3 months period(4th Quarter 2018), an increase of 4.33% compares to the same quarter a year ago. The 88,806,185 transactions generating IDR85,515,581 millions in value, an increase of 9.57% compares to the same quarter a year ago. The 4th Quarter 2018 total credit card transactions can be further broken down into 86,587,372 credit card purchases with a total value of IDR83,059,232 millions and 2,218,813 cash withdrawal with a total value of IDR2,456,347 millions. For the 12 months ended 31st December 2018, a total of 338,347,867 transactions is recorded in Indonesia with a total value of IDR314,294,068 millions(made up of 330,145,675 credit card purchases amounted to IDR305,201,319 millions and 8,202,192 cash withdrawals amounted to IDR9,092,746 millions).

Credit Cards in Indonesia 2016-2017

As at 31st December 2017, the number of credit cards in Indonesia stood at 17,244,127, a decrease of 162,200 or 0.93% compares to 17,406,327 credit card in the same period 2016. In 2017, there are 327,377,665 of credit card transactions in Indonesia, an increase of 22,325,368 or 7.32% compares to 305,052,297 in 2016. The total credit card payments for 2017 is IDR298,016,289 millions in value, an increase of IDR16,995,771 millions or 6.05% compares to IDR281,020,518 millions in 2016. The total credit card transactions can be further broken down into 319,291,747 credit card purchases with a total value of IDR288,912,875 millions and 8,085,918 cash withdrawal with a total value of IDR8,848,353 millions. The total credit card purchases has increased by 7.27% in number and increased by 5.85% in value, while the cash withdrawal has increased by 9.41% in number and 9.64% in value. The average value per purchase transaction has decreased from IDR916,980 in 2016 to IDR904,855 in 2017. The average value per cash withdrawal has increased from IDR1,092,031 in 2016 to IDR1,094,291 in 2017.

Quarterly Credit Card Statistics in Indonesia 2017

As at 31st March 2017, there are 17,592,430 credit cards in Indonesia, an increase of 186,103 or 1.07% compares to 17,406,327 as at 31st December 2016. 80,741,566 transactions is recorded by credit cards during the 3 months period(1st Quarter 2017), an increase of 9.10% compares to the same quarter a year ago. The 80,741,566 transactions generating IDR72,011,994 millions in value, an increase of 3.08% compares to the same quarter a year ago. The 1st Quarter 2017 total credit card transactions can be further broken down into 78,663,164 credit card purchases with a total value of IDR69,781,996 millions and 2,078,402 cash withdrawal with a total value of IDR2,229,998 millions.

As at 30th June 2017, there are 16,771,865 credit cards in Indonesia, a decrease of 820,565 or 4.66% compares to 17,592,430 as at 31st March 2017. 81,610,452 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2017), an increase of 8.51% compares to the same quarter a year ago. The 81,610,452 transactions generating IDR73,988,589 millions in value, an increase of 5.94% compares to the same quarter a year ago. The 2nd Quarter 2017 total credit card transactions can be further broken down into 79,700,527 credit card purchases with a total value of IDR71,606,166 millions and 1,909,925 cash withdrawal with a total value of IDR2,127,363 millions. For the 6 months ended 30th June 2017, a total of 162,352,018 transactions is recorded in Indonesia with a total value of IDR146,000,583 millions(made up of 158,363,691 credit card purchases amounted to IDR141,388,162 millions and 3,988,327 cash withdrawals amounted to IDR4,357,361 millions).

As at 30th September 2017, there are 16,905,319 credit cards in Indonesia, an increase of 133,454 or 0.80% compares to 16,771,865 as at 30th June 2017. 79,903,498 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2017), an increase of 6.05% compares to the same quarter a year ago. The 79,903,498 transactions generating IDR73,965,824 millions in value, an increase of 9.25% compares to the same quarter a year ago. The 3rd Quarter 2017 total credit card transactions can be further broken down into 77,858,425 credit card purchases with a total value of IDR71,710,376 millions and 2,045,073 cash withdrawal with a total value of IDR2,255,448 millions. For the 9 months ended 30th September 2017, a total of 242,255,516 transactions is recorded in Indonesia with a total value of IDR219,966,407 millions(made up of 236,222,116 credit card purchases amounted to IDR213,098,538 millions and 6,033,400 cash withdrawals amounted to IDR6,612,809 millions).

As at 31st December 2017, there are 17,244,127 credit cards in Indonesia, an increase of 338,808 or 2.00% compares to 16,905,319 as at 30th September 2017. 85,122,149 transactions is recorded by credit cards during the 3 months period(4th Quarter 2017), an increase of 5.76% compares to the same quarter a year ago. The 85,122,149 transactions generating IDR78,049,882 millions in value, an increase of 6.02% compares to the same quarter a year ago. The 4th Quarter 2017 total credit card transactions can be further broken down into 83,069,631 credit card purchases with a total value of IDR75,814,337 millions and 2,052,518 cash withdrawal with a total value of IDR2,235,544 millions. For the 12 months ended 31st December 2017, a total of 327,377,665 transactions is recorded in Indonesia with a total value of IDR298,016,289 millions(made up of 319,291,747 credit card purchases amounted to IDR288,912,875 millions and 8,085,918 cash withdrawals amounted to IDR8,848,353 millions).

Credit Cards in Indonesia 2015-2016

As at 31st December 2016, the number of credit cards in Indonesia stood at 17,406,327, an increase of 542,485 or 3.22% compares to 16,863,842 credit card in the same period 2015. In 2016, there are 305,052,297 of credit card transactions in Indonesia, an increase of 23,726,457 or 8.43% compares to 281,325,840 in 2015. The total credit card payments for 2016 is IDR281,020,518 millions in value, an increase of IDR476,588 millions or 0.17% compares to IDR280,543,930 millions in 2015. The total credit card transactions can be further broken down into 297,661,974 credit card purchases with a total value of IDR272,950,052 millions and 7,390,323 cash withdrawal with a total value of IDR8,070,466 millions. The total credit card purchases has increased by 8.35% in number and decreased by 0.07% in value, while the cash withdrawal has increased by 11.86% in number and 9.03% in value. The average value per purchase transaction has decreased from IDR994,259 in 2015 to IDR916,980 in 2016. The average value per cash withdrawal has decreased from IDR1,120,394 in 2015 to IDR1,092,031 in 2016.

Quarterly Credit Card Statistics in Indonesia 2016

As at 31st March 2016, there are 16,892,592 credit cards in Indonesia, an increase of 28,750 or 0.17% compares to 16,863,842 as at 31st December 2015. 74,009,238 transactions is recorded by credit cards during the 3 months period(1st Quarter 2016), an increase of 12.71% compares to the same quarter a year ago. The 74,009,238 transactions generating IDR69,857,176 millions in value, an increase of 5.82% compares to the same quarter a year ago. The 1st Quarter 2016 total credit card transactions can be further broken down into 72,179,044 credit card purchases with a total value of IDR67,860,933 millions and 1,830,194 cash withdrawal with a total value of IDR1,996,243 millions.

As at 30th June 2016, there are 16,970,178 credit cards in Indonesia, an increase of 77,586 or 0.46% compares to 16,892,592 as at 31st March 2016. 75,207,116 transactions is recorded by credit cards during the 3 months period(2nd Quarter 2016), an increase of 7.00% compares to the same quarter a year ago. The 75,207,116 transactions generating IDR69,841,618 millions in value, a decrease of 1.83% compares to the same quarter a year ago. The 2nd Quarter 2016 total credit card transactions can be further broken down into 73,400,400 credit card purchases with a total value of IDR67,851,667 millions and 1,806,716 cash withdrawal with a total value of IDR1,989,951 millions. For the 6 months ended 30th June 2016, a total of 149,216,354 transactions is recorded in Indonesia with a total value of IDR139,698,794 millions(made up of 145,579,444 credit card purchases amounted to IDR135,712,601 millions and 3,636,910 cash withdrawals amounted to IDR3,986,194 millions).

As at 30th September 2016, there are 17,111,653 credit cards in Indonesia, an increase of 141,475 or 0.83% compares to 16,970,178 as at 30th June 2016. 75,346,056 transactions is recorded by credit cards during the 3 months period(3rd Quarter 2016), an increase of 5.85% compares to the same quarter a year ago. The 75,346,056 transactions generating IDR67,702,407 millions in value, a decrease of 4.03% compares to the same quarter a year ago. The 3rd Quarter 2016 total credit card transactions can be further broken down into 73,563,236 credit card purchases with a total value of IDR65,738,747 millions and 1,782,820 cash withdrawal with a total value of IDR1,963,660 millions. For the 9 months ended 30th September 2016, a total of 224,562,410 transactions is recorded in Indonesia with a total value of IDR207,401,201 millions(made up of 219,142,680 credit card purchases amounted to IDR201,451,348 millions and 5,419,730 cash withdrawals amounted to IDR5,949,854 millions).

As at 31st December 2016, there are 17,406,327 credit cards in Indonesia, an increase of 294,674 or 1.72% compares to 17,111,653 as at 30th September 2016. 80,489,887 transactions is recorded by credit cards during the 3 months period(4th Quarter 2016), an increase of 8.48% compares to the same quarter a year ago. The 80,489,887 transactions generating IDR73,619,317 millions in value, an increase of 1.08% compares to the same quarter a year ago. The 4th Quarter 2016 total credit card transactions can be further broken down into 78,519,294 credit card purchases with a total value of IDR71,498,703 millions and 1,970,593 cash withdrawal with a total value of IDR2,120,613 millions. For the 12 months ended 31st December 2016, a total of 305,052,297 transactions is recorded in Indonesia with a total value of IDR281,020,518 millions(made up of 297,661,974 credit card purchases amounted to IDR272,950,051 millions and 7,390,323 cash withdrawals amounted to IDR8,070,467 millions).

Credit Cards in Indonesia 2014-2015

As at 31st December 2015, the number of credit cards in Indonesia stood at 16,863,842, an increase of 820,495 or 5.11% compares to 16,043,347 credit card in the same period 2014. In 2015, there are 281,325,840 of credit card transactions in Indonesia, an increase of 27,005,779 or 10.62% compares to 254,320,061 in 2014. 273,141,967 The total credit card payments for 2015 is IDR280,543,930.361914 millions in value, an increase of IDR25,486,472.666908 millions or 9.99% compares to IDR255,057,457.695006 millions in 2014. The total credit card transactions can be further broken down into 274,719,267 credit card purchases with a total value of IDR273,141,966.553682 millions and 6,606,573 cash withdrawal with a total value of IDR7,401,963.808232 millions. The total credit card purchases has increased by 9.65% in number and 9.18% in value, while the cash withdrawal has increased staggeringly by 74.92% in number and 51.68% in value. The average value per purchase transaction has decreased from IDR998,540 in 2014 to IDR994,259 in 2015. The average value per cash withdrawal has decreased from IDR1,292,069 in 2014 to IDR1,120,394 in 2015.

Credit Cards in Indonesia 2013-2014

As at 31st December 2014, the number of credit cards in Indonesia stood at 16,043,347, an increase of 951,663 or 6.31% compares to 15,091,684 credit card in the same period 2013. In 2014, there are 254,320,061 of credit card transactions in Indonesia, an increase of 15,221,542 or 6.37% compares to 239,098,519 in 2013. The total credit card transactions for 2014 is IDR255,057,457.695006 millions in value, an increase of IDR31,687,880.55674 millions or 14.19% compares to IDR223,369,577.138266 millions in 2013. The total credit card transactions can be further broken down into 250,543,218 credit card purchases with a total value of IDR250,177,515.3262 millions and 3,776,843 cash withdrawal with a total value of IDR4,879,942.368806 millions. The total credit card purchases has increased by 6.30% in number and 14.22% in value, while the cash withdrawal has increased by 11.00% in number and 21.37% in value. The average value per purchase transaction has increased from IDR929,278 in 2013 to IDR998,540 in 2014. The average value per cash withdrawal has increased from IDR1,276,276 in 2013 to IDR1,292,069 in 2014.

Credit Cards in Indonesia 2012-2013

As at 31st December 2013, the number of credit cards in Indonesia stood at 15,091,684, an increase of 274,516 or 1.85% compares to 14,817,168 credit card in the same period 2012. In 2013, there are 239,098,519 of credit card transactions in Indonesia, an increase of 17,518,668 or 7.91% compares to 221,579,851 in 2012. The total credit card transactions for 2013 is IDR223,369,577.138266 millions in value, an increase of IDR21,528,841.385326 millions or 10.67% compares to IDR201,840,735.75294 millions in 2012. The total credit card transactions can be further broken down into 235,695,969 credit card purchases with a total value of IDR219,026,984.148743 millions and 3,402,550 cash withdrawal with a total value of IDR4,342,592.989523 millions. The total credit card purchases has increased by 8.13% in number and 10.87% in value, while the cash withdrawal has decreased by 5.87% in number and increased by 1.42% in value. The average value per purchase transaction has increased from IDR906,379 in 2012 to IDR929,278 in 2013. The average value per cash withdrawal has increased from IDR1,184,548 in 2012 to IDR1,276,276 in 2013.

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