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台灣信用卡資訊
截至民國105年底, 台灣人口共有23,539,816人, 總流通卡數有40,701,606張(平均每人1.73張卡), 較民國104年底之38,518,206張卡增加2,183,400張卡或5.67%。
但是有效卡數共有27,023,826張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

信用卡是指由發卡銀行授予持卡人特定的信用額度,允許持卡人於消費後,某一定期間結束時,支付全額或部分的消費金額。
信用卡之使用在台灣社會已相當普遍,且隨著電子商務發展,透過網際網路線上刷卡購物的情形益趨增加,許多金融機構並發行集合預借現金、提款、循環信用等功能的信用卡。
為避免信用卡被盜刷或偽冒使用之情形,各金融機構也積極推行信用卡晶片化之轉置作業,以提高信用卡消費的安全性。

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編輯精選 台灣信用卡
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總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷

民國105年, 台灣全年總簽帳金額約新台幣2兆4,222億元(平均每人約新台幣10萬3千, 每張卡約新台幣5萬9千), 較民國104年之新台幣2兆2,318億元增加新台幣1,904億元或 8.51%。國內与國外全年總簽帳金額分為約新台幣2兆2088億元和新台幣2,134億元。
民國105全年總預借現金金額約新台幣255億元, 較民國104年之約新台幣272億元減少新台幣17億元或6.43% 。
民國104年12月份, 循環信用金額新台幣1,080億元。民國105年12月份, 循環信用金額下降至新台幣1,091億元。
民國104年年度轉銷約新台幣43.1億元, 而民國105年年度轉銷約新台幣45.4億元。

台灣信用卡資訊民國106年

截至106年1月底止, 台灣總流通卡數有40,484,992張, 較上月底之40,701,606張卡減少216,614張卡或0.53%。
但是有效卡數共有26,842,405張。當月發卡數共有420,663張卡。當月簽帳金額約2,010億元;當月預借現金金額約18.6億元。

截至106年2月底止, 台灣總流通卡數有40,518,999張, 較上月底之40,484,992張卡增加34,007張卡或0.08%。
但是有效卡數共有26,729,764張。當月發卡數共有420,400張卡。當月簽帳金額約1,850億元;當月預借現金金額約13.8億元。

截至106年3月底止, 台灣總流通卡數有40,620,870張, 較上月底之40,518,999張卡增加101,871張卡或0.25%。
但是有效卡數共有26,900,204張。當月發卡數共有558,429張卡。當月簽帳金額約2,225億元;當月預借現金金額約22.6億元

截至106年4月底止, 台灣總流通卡數有40,723,016張, 較上月底之40,620,870張卡增加102,146張卡或0.25%。
但是有效卡數共有27,001,779張。當月發卡數共有457,251張卡。當月簽帳金額約1,834億元;當月預借現金金額約18.6億元。

截至106年5月底止, 台灣總流通卡數有40,969,658張, 較上月底之40,723,016張卡增加246,642張卡或0.61%。
但是有效卡數共有27,114,065張。當月發卡數共有541,513張卡。當月簽帳金額約2,160億元;當月預借現金金額約20.6億元。

台灣信用卡資訊民國105年

截至105年1月底止, 台灣總流通卡數有38,552,558張, 較上月底之38,518,206張卡增加34,352張卡或0.089%。
但是有效卡數共有25,385,314張。當月發卡數共有364,561張卡。當月簽帳金額約1,910億元;當月預借現金金額約23.6億元。

截至105年2月底止, 台灣總流通卡數有38,588,610張, 較上月底之38,552,558張卡增加36,052張卡或0.094%。
但是有效卡數共有25,384,814張。當月發卡數共有279,611張卡。當月簽帳金額約1,711億元;當月預借現金金額約13.7億元。

截至105年3月底止, 台灣總流通卡數有38,785,922張, 較上月底之38,588,610張卡增加197,312張卡或0.51%。
但是有效卡數共有25,450,666張。當月發卡數共有558,825張卡。當月簽帳金額約1,996億元;當月預借現金金額約22.1億元。

截至105年4月底止, 台灣總流通卡數有39,036,343張, 較上月底之38,785,922張卡增加250,421張卡或0.65%。
但是有效卡數共有25,518,467張。當月發卡數共有553,492張卡。當月簽帳金額約1,810億元;當月預借現金金額約20.1億元。

截至105年5月底止, 台灣總流通卡數有39,228,141張, 較上月底之39,036,343張卡增加191,798張卡或0.49%。
但是有效卡數共有25,690,221張。當月發卡數共有526,999張卡。當月簽帳金額約2,040億元;當月預借現金金額約22.7億元。

截至105年6月底止, 台灣總流通卡數有39,422,380張, 較上月底之39,228,141張卡增加194,239張卡或0.50%。
但是有效卡數共有25,768,621張。當月發卡數共有521,536張卡。當月簽帳金額約2,635億元;當月預借現金金額約20.9億元。

截至105年7月底止, 台灣總流通卡數有39,601,763張, 較上月底之39,422,380張卡增加179,383張卡或0.46%。
但是有效卡數共有25,863,088張。當月發卡數共有493,127張卡。當月簽帳金額約1,834億元;當月預借現金金額約20.3億元。

截至105年8月底止, 台灣總流通卡數有39,642,049張, 較上月底之339,601,763張卡增加40,286張卡或0.10%。
但是有效卡數共有26,230,558張。當月發卡數共有761,941張卡。當月簽帳金額約2,138億元;當月預借現金金額約23.0億元。

截至105年9月底止, 台灣總流通卡數有39,947,204張, 較上月底之39,642,049張卡增加305,155張卡或0.77%。
但是有效卡數共有26,426,608張。當月發卡數共有620,509張卡。當月簽帳金額約1,875億元;當月預借現金金額約20.6億元。

截至105年10月底止, 台灣總流通卡數有40,409,923張, 較上月底之39,947,204張卡增加462,719張卡或1.16%。
但是有效卡數共有26,625,950張。當月發卡數共有784,359張卡。當月簽帳金額約1,996億元;當月預借現金金額約21.3億元。

截至105年11月底止, 台灣總流通卡數有40,601,001張, 較上月底之40,409,923張卡增加191,078張卡或0.47%。
但是有效卡數共有26,872,806張。當月發卡數共有659,675張卡。當月簽帳金額約2,125億元;當月預借現金金額約23.3億元。

截至105年12月底止, 台灣總流通卡數有40,701,606張, 較上月底之40,601,001張卡增加100,605張卡或0.25%。
但是有效卡數共有27,023,826張。當月發卡數共有496,385張卡。當月簽帳金額約2,153億元;當月預借現金金額約22.9億元。

Credit Cards in Taiwan 2015-2016

As at 31st December 2016, Taiwan with a population of 23,539,816 has 40,701,606 of credit cards issued(1.73 cards per capita), an increase of 2,183,400 cards or 5.67% compares to 38,518,206 cards issued in the same period for year 2015.
However, there are only 27,023,826 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2016 in Taiwan has generated NT$2.422 trillions in value(NT$102,890 per capita, NT$59,506 per card), an increase of NT$190 billions or 8.51% compares to NT$2.232 trillions in 2015. Out of this total value, NT$2.209 trillions is spent locally with the balance NT$213.41 billions is spend abroad. The credit card cash advances has decreased by NT$1.75 billions or 6.43% from NT$27.20 billions in 2015 to NT$25.45 billions in 2016.
The revolving balance has increased from NT$108 billions in December 2015 to NT$109 billions in December 2016.
The annual write-off amount for 2015 is NT$4.31 billions, whereas the write off amount for 2016 is NT$4.54 billions.

Monthly Credit Cards Statistics in Taiwan 2017

As at 31st January 2017, there are 40,484,992 of credit cards issued, a decrease of 216,614 cards or 0.53% compares to 40,701,606 cards issued as at 31st December 2016.
However, there are only 26,842,405 active cards, with 420,663 new cards issued in the month. The total credit cards spending for January 2017 is NT$202.87 billion, made up of NT$201.01 billion in purchases and NT$1.86 billion in cash advance.

As at 28th February 2017, there are 40,518,999 of credit cards issued, an increase of 34,007 cards or 0.08% compares to 40,484,992 cards issued as at 31st January 2017.
However, there are only 26,729,764 active cards, with 420,400 new cards issued in the month. The total credit cards spending for February 2017 is NT$186.36 billion, made up of NT$184.98 billion in purchases and NT$1.38 billion in cash advance.

As at 31st March 2017, there are 40,620,870 of credit cards issued, an increase of 101,871 cards or 0.25% compares to 40,518,999 cards issued as at 28th February 2017.
However, there are only 26,900,204 active cards, with 558,429 new cards issued in the month. The total credit cards spending for March 2017 is NT$222.53 billion, made up of NT$220.27 billion in purchases and NT$2.26 billion in cash advance.

As at 30th April 2017, there are 40,723,016 of credit cards issued, an increase of 102,146 cards or 0.25% compares to 40,620,870 cards issued as at 31st March 2017.
However, there are only 27,001,779 active cards, with 457,251 new cards issued in the month. The total credit cards spending for April 2017 is NT$185.27 billion, made up of NT$183.41 billion in purchases and NT$1.86 billion in cash advance.

As at 31st May 2017, there are 40,969,658 of credit cards issued, an increase of 246,642 cards or 0.61% compares to 40,723,016 cards issued as at 30th April 2017.
However, there are only 27,114,065 active cards, with 541,513 new cards issued in the month. The total credit cards spending for May 2017 is NT$218.05 billion, made up of NT$215.99 billion in purchases and NT$2.06 billion in cash advance.

Monthly Credit Cards Statistics in Taiwan 2016

As at 31st January 2016, there are 38,552,558 of credit cards issued, an increase of 34,352 cards or 0.089% compares to 38,518,206 cards issued as at 31st December 2015.
However, there are only 25,385,314 active cards, with 364,561 new cards issued in the month. The total credit cards spending for January 2016 is NT$193.32 billion, made up of NT$190.96 billion in purchases and NT$2.36 billion in cash advance.

As at 29th February 2016, there are 38,588,610 of credit cards issued, an increase of 36,052 cards or 0.094% compares to 38,552,558 cards issued as at 31st January 2016.
However, there are only 25,384,814 active cards, with 279,611 new cards issued in the month. The total credit cards spending for February 2016 is NT$172.45 billion, made up of NT$171.08 billion in purchases and NT$1.37 billion in cash advance.

As at 31st March 2016, there are 38,785,922 of credit cards issued, an increase of 197,312 cards or 0.51% compares to 38,588,610 cards issued as at 29th February 2016.
However, there are only 25,450,666 active cards, with 558,825 new cards issued in the month. The total credit cards spending for March 2016 is NT$201.84 billion, made up of NT$199.63 billion in purchases and NT$2.21 billion in cash advance.

As at 30th April 2016, there are 39,036,343 of credit cards issued, an increase of 250,421 cards or 0.65% compares to 38,785,922 cards issued as at 31st March 2016.
However, there are only 25,518,467 active cards, with 553,492 new cards issued in the month. The total credit cards spending for April 2016 is NT$183.01 billion, made up of NT$181.00 billion in purchases and NT$2.01 billion in cash advance.

As at 31st May 2016, there are 39,228,141 of credit cards issued, an increase of 191,798 cards or 0.49% compares to 39,036,343 cards issued as at 30th April 2016.
However, there are only 25,690,221 active cards, with 526,999 new cards issued in the month. The total credit cards spending for May 2016 is NT$206.25 billion, made up of NT$203.98 billion in purchases and NT$2.27 billion in cash advance.

As at 30th June 2016, there are 39,422,380 of credit cards issued, an increase of 194,239 cards or 0.50% compares to 39,228,141 cards issued as at 31st May 2016.
However, there are only 25,768,621 active cards, with 521,536 new cards issued in the month. The total credit cards spending for June 2016 is NT$265.56 billion, made up of NT$263.47 billion in purchases and NT$2.09 billion in cash advance.

As at 31st July 2016, there are 39,601,763 of credit cards issued, an increase of 179,383 cards or 0.46% compares to 39,422,380 cards issued as at 30th June 2016.
However, there are only 25,863,088 active cards, with 493,127 new cards issued in the month. The total credit cards spending for July 2016 is NT$185.41 billion, made up of NT$183.38 billion in purchases and NT$2.03 billion in cash advance.

As at 31st August 2016, there are 39,642,049 of credit cards issued, an increase of 40,286 cards or 0.10% compares to 39,601,763 cards issued as at 31st July 2016.
However, there are only 26,230,558 active cards, with 761,941 new cards issued in the month. The total credit cards spending for August 2016 is NT$216.08 billion, made up of NT$213.78 billion in purchases and NT$2.30 billion in cash advance.

As at 30th September 2016, there are 39,947,204 of credit cards issued, an increase of 305,155 cards or 0.77% compares to 39,642,049 cards issued as at 31st August 2016.
However, there are only 26,426,608 active cards, with 620,509 new cards issued in the month. The total credit cards spending for September 2016 is NT$189.56 billion, made up of NT$187.50 billion in purchases and NT$2.06 billion in cash advance.

As at 31st October 2016, there are 40,409,923 of credit cards issued, an increase of 462,719 cards or 1.16% compares to 39,947,204 cards issued as at 30th September 2016.
However, there are only 26,625,950 active cards, with 784,359 new cards issued in the month. The total credit cards spending for October 2016 is NT$201.77 billion, made up of NT$199.64 billion in purchases and NT$2.13 billion in cash advance.

As at 30th November 2016, there are 40,601,001 of credit cards issued, an increase of 191,078 cards or 0.47% compares to 40,409,923 cards issued as at 31st October 2016.
However, there are only 26,872,806 active cards, with 659,675 new cards issued in the month. The total credit cards spending for November 2016 is NT$214.85 billion, made up of NT$212.52 billion in purchases and NT$2.33 billion in cash advance.

As at 31st December 2016, there are 40,701,606 of credit cards issued, an increase of 100,605 cards or 0.25% compares to 40,601,001 cards issued as at 30th November 2016.
However, there are only 27,023,826 active cards, with 496,385 new cards issued in the month. The total credit cards spending for December 2016 is NT$217.60 billion, made up of NT$215.31 billion in purchases and NT$2.29 billion in cash advance.

台灣信用卡資訊民國103年至104年

截至民國104年底, 台灣人口共有23,492,074人, 總流通卡數有38,518,206張(平均每人1.64張卡), 較民國103年底之37,389,298張卡增加1,128,908張卡或3.02%。
但是有效卡數共有25,357,316張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國104年, 台灣全年總簽帳金額約新台幣2兆2,318億元(平均每人約新台幣9萬5千, 每張卡約新台幣5萬7千), 較民國103年之新台幣2兆683億元增加新台幣1,640億元或7.93%。 國內与國外全年總簽帳金額分為約新台幣2兆454億元和新台幣1,864億元。
民國104全年總預借現金金額約新台幣272億元, 較民國103年之約新台幣267億元增加新台幣5億元或1.80%。
民國103年12月份, 循環信用金額新台幣1,130億元。民國104年12月份, 循環信用金額下降至新台幣1,080億元。
民國103年年度轉銷約新台幣42.6億元, 而民國104年年度轉銷約新台幣43.1億元。


台灣信用卡資訊民國102年至103年

截至民國103年底, 台灣人口共有23,433,753人, 總流通卡數有37,389,298張(平均每人1.60張卡), 較民國102年底之35,945,865張卡增加1,443,433張卡或4.02%。
但是有效卡數共有24,365,955張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國103年, 台灣全年總簽帳金額約新台幣2兆683億元(平均每人約新台幣8萬8千, 每張卡約新台幣5萬5千), 較民國102年之新台幣1兆9,132億元增加新台幣1,550億元。 國內与國外全年總簽帳金額分為約新台幣1兆9,238億元和新台幣1,445億元。
民國103全年總預借現金金額約新台幣267.19億元, 較民國102年之約新台幣266.65億元增加新台幣6千萬元或0.23%。
民國102年12月份, 循環信用金額新台幣1,185億元。民國103年12月份, 循環信用金額下降至新台幣1,130億元。
民國102年年度轉銷約新台幣50億元, 而民國103年年度轉銷約新台幣42.6億元。


台灣信用卡資訊民國101年至102年

截至民國102年底, 台灣人口共有23,373,517人, 總流通卡數有35,945,865張(平均每人1.54張卡), 較民國101年底之34,076,153張卡增加1,869,712張卡或5.49%。
但是有效卡數共有22,564,423張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國102年, 台灣全年總簽帳金額約新台幣1兆9,132億元(平均每人約新台幣8萬2千, 每張卡約新台幣5萬3千), 較民國101年之新台幣1兆7,627億元增加新台幣1,505億元。 國內与國外全年總簽帳金額分為約新台幣1兆7,971億元和新台幣1,162億元。
民國102全年總預借現金金額約新台幣267億元, 較民國101年之約新台幣278億元減少新台幣1萬億元或3.93%。
民國101年12月份, 循環信用金額新台幣1,319億元。民國102年12月份, 循環信用金額下降至新台幣1,185億元。
民國101年年度轉銷約新台幣50.1億元, 而民國102年年度轉銷約新台幣50億元。


台灣信用卡資訊民國100年至101年

截至民國101年底, 台灣人口共有23,315,822人, 總流通卡數有34,076,153張(平均每人1.46張卡), 較民國100年底之32,854,677張卡增加1,221,476張卡或3.72%。
但是有效卡數共有21,497,916張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國101年, 台灣全年總簽帳金額約新台幣1兆7,627億元(平均每人約新台幣7萬6千, 每張卡約新台幣5萬2千), 較民國100年之新台幣1兆6,691億元增加新台幣940億元。 國內与國外全年總簽帳金額分為約新台幣1兆6,643億元和新台幣985億元。
民國101全年總預借現金金額約新台幣278億元, 較民國100年之約新台幣301億元減少新台幣23萬億元或7.87%。
民國100年12月份, 循環信用金額新台幣1,416億元。民國101年12月份, 循環信用金額下降至新台幣1,319億元。
民國100年年度轉銷約新台幣62.8億元, 而民國101年年度轉銷約新台幣50.1億元。


台灣信用卡資訊民國99年至100年

截至民國100年底, 台灣人口共有23,224,912人, 總流通卡數有32,854,677張(平均每人1.41張卡), 較民國99年底之30,705,583張卡增加2,149,094張卡或6.54%。
但是有效卡數共有20,759,561張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國100年, 台灣全年總簽帳金額約新台幣1兆6,691億元(平均每人約新台幣7萬3千, 每張卡約新台幣5萬1千), 較民國99年之新台幣1兆5,389億元增加新台幣1,300億元。 國內与國外全年總簽帳金額分為約新台幣1兆5,768億元和新台幣923億元。
民國100全年總預借現金金額約新台幣301億元, 較民國99年之約新台幣327億元減少新台幣26億元或7.75%。
民國99年12月份, 循環信用金額新台幣1,810億元。民國100年12月份, 循環信用金額下降至新台幣1,416億元。
民國99年年度轉銷約新台幣115.1億元, 而民國100年年度轉銷約新台幣62.8億元。


台灣信用卡資訊民國98年至99年

截至民國99年底, 台灣人口共有23,165,000人, 總流通卡數有30,705,583張(平均每人1.33張卡), 較民國98年底之30,566,700張卡增加148,883張卡或0.49%。
但是有效卡數共有19,527,730張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國99年, 台灣全年總簽帳金額約新台幣1兆5,389億元(平均每人約新台幣6萬6千, 每張卡約新台幣5萬), 較民國98年之新台幣1兆3,654億元增加新台幣1,740億元。 國內与國外全年總簽帳金額分為約新台幣1兆4,551億元和新台幣838億元。
民國99全年總預借現金金額約新台幣327億元, 較民國98年之約新台幣356億元減少新台幣29億元或8.39%。
民國98年12月份, 循環信用金額新台幣2,081億元。民國99年12月份, 循環信用金額下降至新台幣1,810億元。
民國98年年度轉銷約新台幣232.2億元, 而民國99年年度轉銷約新台幣115.1億元。


台灣信用卡資訊民國97年至98年

截至民國98年底, 台灣人口共有23,119,772人, 總流通卡數有30,566,700張(平均每人1.32張卡), 較民國97年底之33,950,436張卡減少3,393,736張卡或10%。
但是有效卡數共有18,827,666張(最近六個月有消費紀錄之卡,只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國98年, 台灣全年總簽帳金額約新台幣1兆3,654億元(平均每人約新台幣5萬9千, 每張卡約新台幣4萬4千), 較民國97年之新台幣1兆3,941億元減少新台幣290億元。 國內与國外全年總簽帳金額分為約新台幣1兆2,920億元和新台幣734億元。
民國98全年總預借現金金額約新台幣356億元, 較民國97年之約新台幣869億元減少新台幣513億元或58.97%。
民國97年12月份, 循環信用金額新台幣2,537億元。民國98年12月份, 循環信用金額下降至新台幣2,081億元。
民國97年年度轉銷約新台幣379.7億元, 而民國98年年度轉銷約新台幣232.2億元。


台灣信用卡資訊民國96年至97年

截至民國97年底, 台灣人口共有23,037,031人, 總流通卡數有33,950,436張(平均每人1.47張卡), 較民國96年底之36,437,097張卡減少2,486,661張卡或6.82%。
截至民國98年9月底止, 計有38家信用卡發卡機構,總流通卡數有31,241,514張; 29,510,981張卡由本國銀行发行, 1,466,220張卡由外國在台分行发行。 但是有效卡數共有18,701,680張(最近六個月有消費紀錄之卡, 只有郵購分期交易亦算有效卡,不含只有循環繳款之卡片)。
民國94年底是台灣信用卡高峰期, 總流通卡數約4,549萬張。 在三年之内(自從民國91年底總流通卡數約3,159萬張), 卡數增加了1,390萬張或44%。 為防止更多貸款和信用卡債務問題, 行政院金融監督管理委員會發動各項規則和條例, 台灣信用卡數量因此自然持續減少。

總簽帳金額, 預借現金金額, 循環信用金額和年度轉銷
民國97年, 台灣全年總簽帳金額約新台幣1兆3,941億元(平均每人約新台幣6萬, 每張卡約新台幣4萬), 較民國96年之新台幣1兆4,135億元減少新台幣190億元。 國內与國外全年總簽帳金額分為約新台幣1兆3,136億元和新台幣805億元。
民國97全年總預借現金金額約新台幣869億元, 較民國96年之約新台幣779億元增加新台幣90億元或11.48%。
民國96年12月份, 循環信用金額新台幣2,847億元。 民國97年12月份, 循環信用金額下降至新台幣2,537億元。 民國98年9月份, 循環信用金額进一步降低至新台幣2,164億元。
民國96年年度轉銷約新台幣627.5億元, 而民國97年年度轉銷約新台幣379.7億元。 截至民國98年9月底止,年度轉銷約新台幣187億元。

Credit Cards in Taiwan 2014-2015

As at 31st December 2015, Taiwan with a population of 23,492,074 has 38,518,206 of credit cards issued(1.64 cards per capita), an increase of 1,128,908 cards or 3.02% compares to 37,389,298 cards issued in the same period for year 2014.
However, there are only 25,357,316 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2015 in Taiwan has generated NT$2.232 trillions in value(NT$95,011 per capita, NT$57,947 per card), an increase of NT$164 billions or 7.93% compares to NT$2.068 trillions in 2014. Out of this total value, NT$2.045 trillions is spent locally with the balance NT$186.43 billions is spend abroad. The credit card cash advances has increased marginally by NT$0.48 billions or 1.80% from NT$26.72 billions in 2014 to NT$27.20 billions in 2015.
The revolving balance has reduced from NT$113 billions in December 2014 to NT$108 billions in December 2015.
The annual write-off amount for 2014 is NT$4.26 billions, whereas the write off amount for 2015 is NT$4.31 billions.


Credit Cards in Taiwan 2013-2014

As at 31st December 2014, Taiwan with a population of 23,433,753 has 37,389,298 of credit cards issued(1.60 cards per capita), an increase of 1,443,433 cards or 4.02% compares to 35,945,865 cards issued in the same period for year 2013.
However, there are only 24,365,955 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2014 in Taiwan has generated NT$2.068 trillions in value(NT$88,249 per capita, NT$55,310 per card), an increase of NT$155 billions or 8.10% compares to NT$1.913 trillions in 2013. Out of this total value, NT$1.924 trillions is spent locally with the balance NT$144.52 billions is spend abroad. The credit card cash advances has increased marginally by NT$0.06 billions or 0.23% from NT$26.66 billions in 2013 to NT$26.72 billions in 2014.
The revolving balance has reduced from NT$118 billions in December 2013 to NT$113 billions in December 2014.
The annual write-off amount for 2013 is NT$5.00 billions, whereas the write off amount for 2014 is NT$4.26 billions.


Credit Cards in Taiwan 2012-2013

As at 31st December 2013, Taiwan with a population of 23,373,517 has 35,945,865 of credit cards issued(1.54 cards per capita), an increase of 1,869,712 cards or 5.49% compares to 34,076,153 cards issued in the same period for year 2012.
However, there are only 22,564,423 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2013 in Taiwan has generated NT$1.913 trillions in value(NT$81,845 per capita, NT$53,219 per card), an increase of NT$150 billions or 8.51% compares to NT$1.763 trillions in 2012. Out of this total value, NT$1.797 trillions is spent locally with the balance NT$116.15 billions is spend abroad. The credit card cash advances has continued to decrease by NT$1.09 billions or 3.93% from NT$27.75 billions in 2012 to NT$26.66 billions in 2013.
The revolving balance has reduced from NT$132 billions in December 2012 to NT$118 billions in December 2013.
The annual write-off amount for 2012 is NT$5.01 billions, whereas the write off amount for 2013 is NT$5.00 billions.


Credit Cards in Taiwan 2011-2012

As at 31st December 2012, Taiwan with a population of 23,315,822 has 34,076,153 of credit cards issued(1.46 cards per capita), an increase of 1,221,476 cards or 3.72% compares to 32,854,677 cards issued in the same period for year 2011.
However, there are only 21,497,916 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2012 in Taiwan has generated NT$1.763 trillions in value(NT$75,614 per capita, NT$51,737 per card), an increase of NT$94 billions or 5.63% compares to NT$1.669 trillions in 2011. Out of this total value, NT$1.664 trillions is spent locally with the balance NT$98.45 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.37 billions or 7.87% from NT$30.12 billions in 2011 to NT$27.75 billions in 2012.
The revolving balance has reduced from NT$142 billions in December 2011 to NT$132 billions in December 2012.
The annual write-off amount for 2011 is NT$6.28 billions, whereas the write off amount for 2012 is NT$5.01 billions.


Credit Cards in Taiwan 2010-2011

As at 31st December 2011, Taiwan with a population of 23,224,912 has 32,854,677 of credit cards issued(1.41 cards per capita), an increase of 2,149,094 cards or 6.54% compares to 30,705,583 cards issued in the same period for year 2010.
However, there are only 20,759,561 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2011 in Taiwan has generated NT$1.669 trillions in value(NT$73,154 per capita, NT$50,799 per card), an increase of NT$130 billions or 8.45% compares to NT$1.539 trillions in 2010. Out of this total value, NT$1.577 trillions is spent locally with the balance NT$92.29 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.53 billions or 7.75% from NT$32.65 billions in 2010 to NT$30.12 billions in 2011.
The revolving balance has reduced from NT$181 billions in December 2010 to NT$142 billions in December 2011.
The annual write-off amount for 2010 is NT$11.51 billions, whereas the write off amount for 2011 is NT$6.28 billions.


Credit Cards in Taiwan 2009-2010

As at 31st December 2010, Taiwan with a population of 23,165,000 has 30,705,583 of credit cards issued(1.33 cards per capita), an increase of 148,883 cards or 0.49% compares to 30,566,700 cards issued in the same period for year 2009.
However, there are only 19,527,730 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2010 in Taiwan has generated NT$1.539 trillions in value(NT$66,436 per capita, NT$50,121 per card), an increase of NT$174 billions or 12.75% compares to NT$1.365 trillions in 2009. Out of this total value, NT$1.455 trillions is spent locally with the balance NT$83.82 billions is spend abroad. The credit card cash advances has continued to decrease by NT$2.99 billions or 8.39% from NT$35.64 billions in 2009 to NT$32.65 billions in 2010.
The revolving balance has reduced from NT$208i bllions in December 2009 to NT$181 billions in December 2010.
The annual write-off amount for 2009 is NT$23.22 billions, whereas the write off amount for 2010 is NT$11.51 billions.


Credit cards in Taiwan 2008-2009

As at 31st December 2009, Taiwan with a population of 23,119,772 has 30,566,700 of credit cards issued(1.32 cards per capita), a decrease of 3,393,736 cards or 10% compares to 33,950,436 cards issued in the same period for year 2008.
However, there are only 18,827,666 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded).

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2009 in Taiwan has generated NT$1.365 trillions in value(NT$59,040 per capita, NT$44,656 per card), a decrease of NT$29 billions or 2.08% compares to NT$1.394 trillions in 2008. Out of this total value, NT$1.292 trillions is spent locally with the balance NT$73.41 billions is spend abroad. The credit card cash advances has significantly decreased by NT$51.22 billions or 58.97% from NT$86.86 billions in 2008 to NT$35.64 billions in 2009.
The revolving balance has reduced from NT$254 billions in December 2008 to NT$208 billions in December 2009.
The annual write-off amount for 2008 is NT$37.97 billions, whereas the write off amount for 2009 is NT$23.22 billions.


Credit cards in Taiwan 2007-2008

As at 31st December 2008, Taiwan with a population of 23,037,031 has 33,950,436 of credit cards issued(1.47 cards per capita), a decrease of 2,486,661 cards or 6.82% compares to 36,437,097 cards issued in the same period for year 2007.
As at 30th September 2009, there are 31,241,514 credit cards issued in Taiwan. 29,510,981 cards are issued by domestic banks, while the balance of 1,466,220 cards are issued by foreign banks in Taiwan. However, there are only 18,701,680 active cards(Cards with charge activity in the past six months; where cards with installment payment activity included; cards with revolving payment activity only excluded)
The number of credit cards in Taiwan has been constantly reduced since 2005, where the number of credit cards issued has reached 45.49 millions mark. Within 3 years, the number of credit cards in 2005 has increased significantly by 13.9 millions or 44% compares to 31.59 millions cards in 2002.
Various rules and regulations have since been introduced by the Taiwan FSC(Financial Supervisory Commission) to curb the over lending and credit card debt issue.

Total Credit Card Transactions Value, Cash Advances, Revolving Balance and Write-Off Amount
The total credit card transactions for 2008 in Taiwan has generated NT$1.394 trillions in value(NT$60,514 per capita, NT$41,060 per card), a decrease of NT$19 billions or 1.34% compares to NT$1.413 trillions in 2007. Out of this total value, NT$1.314 trillions is spent locally with the balance NT$80.48 billions is spend abroad. However, the credit card cash advances has increased by NT$8.95 billions or 11.48% from NT$77.91 billions in 2007 to NT$86.86 billions in 2008.
The revolving balance has reduced from NT$285 billions in December 2007 to NT$254 billions in December 2008. As at September 2009, the revolving balance has been further reduced to NT$216,394,683.
The annual write-off amount for 2007 is NT$62.75 billions, whereas the write off amount for 2008 is NT$37.97 billions. For the 9 months ended September 2009, the annual write-off amount is NT$18.71 billions



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